The OP’s thesis is belied by his own link. As usual Trumpers don‘t fully read their own links. For the OP’s own source:
“It is unclear what Mnuchin [It was Mnuchin that said the SS and Medicare taxes were separate] means when he said Congress would keep the trust fund “topped up,” but experts have warned that reserves could be depleted earlier than expected as a result of the financial effects of the pandemic.
An
analysis conducted by researchers at the Penn Wharton Budget Model showed that Social Security is at risk of running out of funds as many as four years earlier than anticipated – in 2032 – depending on the shape of the U.S. economic recovery. Prior to the pandemic, the group had a 2036 estimate for the OASDI trust fund.
A separate analysis estimated that Social Security’s funding may run dry as soon as
2029.
A decline in payroll
taxes is expected to be primarily responsible for draining Social Security’s coffers more quickly, given the dramatic rise in unemployment numbers. Unemployment compensation is not subject to payroll taxes. Deferring, and forgiving, payroll taxes may accelerate the timeline”.
The OP as Usual has no idea what the hell he is talking about.