Hmmm... so someone who repeatedly fails to pay his parking tickets should go to prison for life?
What you say about 'experts' is generally true, but I think you have not come across the fellow I mentioned, James Q. Wilson. Check him out -- click on those links I provided.
It is a Marxist view that the capitalist system produces crime like it produces knives and forks. Is this your view? [
https://revisesociology.com/2016/06/04/marxist-theory-crime/ ]
Of course 'irrational people' cannot have a rational argument about crime, or about anything else.
But most of us are a mix of the rational and irrational. Or, better, of the rational and non-rational, the intellect and the emotions. And, to quote a great thinker, reason is, and should be, a slave to the passions.