The problem cost shifting and monopolistic practices by the healthcare industry causing out of control pricing. The regulators have been captured.
You are so dumb regarding health care costs!
1) Doctors tell us they cause $850 billion a year in excess claims paid by insurance companies out of fear of lawsuits.
Proof that they do this is in this study!
http://www.jacksonhealthcare.com/media/8968/defensivemedicine_ebook_final.pdf
90% of physicians surveyed say they order $850 billion a year in wasted duplicate tests, referrals all out of FEAR of being SUED!
Physicians estimate the cost of defensive medicine in US at $650 to $850 billion per year.
--- Emergency medicine, primary care, and OB/GYN physicians are most likely to practice defensive medicine.
--- 79 to 83% of surgeons and OB/GYNs have been named in lawsuits.
"Physicians contracted by the federal government practice significantly less defensive medicine as they are protected against lawsuits by the
1946 Federal Tort Claims Act. "
-- BUT........Only 48% practice defensive medicine compared to 92% of non-government physicians.
Consider that fact that of the physicians interviewed 52% DID NOT practice defensive medicine!
Who were they? Doctors contracted by federal government!
WHY did these doctors NOT practice "defensive medicine"??? 1946 Tort reform!
The insurance companies don't care as they simple raise the premiums.
If lawyers' $270 BILLION a year income was taxed 10% as ACA taxes tanning salons, that $27 billion would provide $5,000 premium for each of the
less then 4 million true Americans that want and need insurance.
Simple fact.