Your belief that you will fail holds you back. I'm not saying you can have a billion dollars, but investing in property and stocks is for the average person.
I don't have a belief that I will fail, in fact, I will try to advance in society, I already have scholarships to college, a decent job... Yeah, property and stock investments, in first world countries, with what success rate? What, making an extra 1k a year?
You mentioning 1/10 and acting like it's not something that you could do is stupid. Having a $100,000 salary you can easily invest in random shit. Sure being at the top I agree probably won't happen but anyone who plans on retiring should invest at an early age.
I don't remember the exact numbers but something like 20k at age 24 will give you over 1 mil at age 60 assuming a 10 percent interest rate which isn't that crazy.
Yeah, we've all heard those funny claims that assume nothing changes over that time span, a set inflation, no resource crisis, no personal crisis... Come on man. 1/10, and that is pathetic, that's just for small business success, let alone the hardship they face. $100,000 salary. Oh, the real talk comes out, hm, what countries have the majority making this much? *crickets*