Freewill
Platinum Member
- Oct 26, 2011
- 31,158
- 5,072
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Due to life choices and circumstances we are losing our employer provided health care. So I went to the healthcare.gov web site to look for plans. What I found is this.
1. The web site is extremely easy to use.
2. The cost, while high, is not nearly as expensive as it was when I looked into it when ACA became the law of the land.
3. Big penalty for making money and not having employer provided coverage.
Here is an example of what I found for 1 person first making 50,000 the second making 25000. Which seems to me to be affordable considering that car insurance might cost as much.
What I don't like is that the cost should be the same for everyone since it is required by the government to purchase. In other words make it a tax deduction, if it is not already.
What I am going to call about is if I can sign up the wife for one plan, using her income. And one plan for me using mine. I don't think this is the case.
Not cheap, but not as expensive as I thought and anyone should be able to navigate the site.
Still, employer sponsored health care is far cheaper and better.
1. The web site is extremely easy to use.
2. The cost, while high, is not nearly as expensive as it was when I looked into it when ACA became the law of the land.
3. Big penalty for making money and not having employer provided coverage.
Here is an example of what I found for 1 person first making 50,000 the second making 25000. Which seems to me to be affordable considering that car insurance might cost as much.
What I don't like is that the cost should be the same for everyone since it is required by the government to purchase. In other words make it a tax deduction, if it is not already.
What I am going to call about is if I can sign up the wife for one plan, using her income. And one plan for me using mine. I don't think this is the case.
Not cheap, but not as expensive as I thought and anyone should be able to navigate the site.
Still, employer sponsored health care is far cheaper and better.