3) Trying to prevent those with pre-existing conditions to get adequate medical care for the sake of health insurance profit.
the Trump administration released its final rule regarding Health Reimbursement Arrangements (HRAs). In a nutshell, t
he 497-page document rule will help to make coverage more portable and affordable—while also going a long way to resolve the problem of
pre-existing conditions.
When the administration
proposed this HRA rule back in October, much of the problem surrounding
pre-existing conditions revolves around portability. Because most Americans don’t own their own health coverage—their employers do—when people lose their job, they lose their health coverage.
The pre-existing condition problem emerges when people develop a costly medical condition while at one job, then have to switch jobs or otherwise leave their employer plan.
Solving the portability problem—allowing health coverage to go from job to job—would go a long way towards solving the pre-existing condition problem. Of course, Democrats don’t talk about solving the portability problem because they don’t
want to solve it. They want the government to control everything through a
single-payer health care system. That’s why they spend so much time talking about a symptom (people with
pre-existing conditions who can’t get coverage) rather than the underlying disease (coverage not being portable).
But if people owned their own insurance policies, they could change jobs easily, without fear of losing their coverage. Moreover, they would get to pick the kinds of benefit designs and doctor networks
they want, rather than being stuck with what their employer picks for them.
Conservatives concerned about
pre-existing conditions should study this rule closely, and cite it every time the left mounts
political attacks over the issue. Liberals want the government to control all of health care, as evidenced by their
single-payer push. Conversely, conservatives want doctors and patients to make their own health-care decisions. Last week’s HRA rule will accomplish just that.
Trump Administration Gets Smart On Pre-Existing Conditions