Revere
Rookie
- Banned
- #21
very untrue. if you have a preexisting condition they will offer you insurance options, but your premiums are so high they are unaffordable.
why is there such disdain for the idea that everyone should have access to affordable health care? are we really that selfish?
You're premise is false, that's why. It isn't that people don't want health care to be affordable. The issues are that government won't accomplish that goal in the long run. The system also needs to be a fair one. Poeple are charged more for having pre-existing conditions because they are at greater health risk and it is not fair to someone perfectly healthy that they have to pay the same rate in premiums as someone who is of high risk.
That isn't to say the system doesn't need work. One thing that could be examined is what exacty constitutes a pre-existing condition. I think it's a little broad. I had cancer 25 odd years ago, but am a perfectly healthy person today, still my cancer would be considered a pre-existing condition I believe. Your premiums ought to be based on your health now, not what it was some time ago.
its good criticize about government intervention, but maybe we should wait to see if it has the desired affect instead of simply saying it wont work. tons of people said bailing out GM wouldnt work, but as we saw yesterday, it actually did and saved an approximate 1.4 million jobs in the process. if youre going to simply criticize it doesnt do anyone any good. you need to offer solution to the problem instead of simply saying it wont work. we can have disagreement and argument with out getting angry and name calling. its called being civil.
and im also in disagreement with your premium being based on your health at that current point in life. i think a simpler solution would be to charge the same for everyone all the time. then if costs rise, you can raise the rates across the board. by picking and choosing which groups to raise rates on you push those people out of the market and it become a strain on the system when they are forced into government subsidized programs such as medicare and medicare. it also puts a strain on the hospitals that have to treat them regardless of their ability to pay.
Wrong. It's not worth destroying a system that works for the majority of Americans to deal with a handful of outliers.
GM was not "saved."