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Gold Member
- Apr 5, 2009
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Whether or not you believe cops should have the right to decide whose constitutional rights to trample on or not, the fact is that most rogue cops are not held accountable for their actions. Usually cops and prosecutors are necessarily allied. Allied in such a way that the "cops protecting their own" mentality stretches into the police chief's office and the prosecutors office.
Free marketers should love this solution, require all cops to have malpractice insurance. If cops are required to have malpractice insurance their pals, buddies, allies in the prosecutors office management won't be seen as picking on poor defenseless cops and their brotherhoods of cops. When a cop fucks up and causes a big settlement, the government entity (taxpayers) doesn't have to pay through the nose for the government's bad hiring decision - the insurance company has to pay. If insurance companies then decide to cancel a cops policy, that cop will never be allowed to work in LE again.
Malpractice Insurance For Cops
Posted 24 November 2014 - 10:16 AM
<snip>
Just like doctors have to carry malpractice insurance, police officers should be required to carry professional liability insurance as a condition of employment.
How this can be achieved is through an amendment to the city charter itself.
In Minneapolis, this process is already taking shape due to the efforts of Communities United Against Police Brutality and the Committee for Professional Policing.
Over the past seven years, taxpayers in Minneapolis have paid out over $20 million dollars to settle cases stemming from police brutality. In just 2011, $4.7 million taxpayer dollars went to cover the costs of officer misconduct. Many other cities across the US have faced similar losses with seemingly no recourse.
Some cities, such as Minneapolis, self indemnify for police claims, while others rely on the League of Cities coverage. Most large metropolitan areas don’t engage in effective risk management strategies, as it would be a political liability due to the strength of the police lobby and unions. Thus, police are rarely held accountable for their actions.
Requiring police officers in large cities to carry professional liability insurance coverage would be an excellent risk management strategy and provide accountability for officers in ways that city administrations cannot or will not provide.
<snip>
.
Whether or not you believe cops should have the right to decide whose constitutional rights to trample on or not, the fact is that most rogue cops are not held accountable for their actions. Usually cops and prosecutors are necessarily allied. Allied in such a way that the "cops protecting their own" mentality stretches into the police chief's office and the prosecutors office.
Free marketers should love this solution, require all cops to have malpractice insurance. If cops are required to have malpractice insurance their pals, buddies, allies in the prosecutors office management won't be seen as picking on poor defenseless cops and their brotherhoods of cops. When a cop fucks up and causes a big settlement, the government entity (taxpayers) doesn't have to pay through the nose for the government's bad hiring decision - the insurance company has to pay. If insurance companies then decide to cancel a cops policy, that cop will never be allowed to work in LE again.
Malpractice Insurance For Cops
Posted 24 November 2014 - 10:16 AM
<snip>
Just like doctors have to carry malpractice insurance, police officers should be required to carry professional liability insurance as a condition of employment.
How this can be achieved is through an amendment to the city charter itself.
In Minneapolis, this process is already taking shape due to the efforts of Communities United Against Police Brutality and the Committee for Professional Policing.
Over the past seven years, taxpayers in Minneapolis have paid out over $20 million dollars to settle cases stemming from police brutality. In just 2011, $4.7 million taxpayer dollars went to cover the costs of officer misconduct. Many other cities across the US have faced similar losses with seemingly no recourse.
Some cities, such as Minneapolis, self indemnify for police claims, while others rely on the League of Cities coverage. Most large metropolitan areas don’t engage in effective risk management strategies, as it would be a political liability due to the strength of the police lobby and unions. Thus, police are rarely held accountable for their actions.
Requiring police officers in large cities to carry professional liability insurance coverage would be an excellent risk management strategy and provide accountability for officers in ways that city administrations cannot or will not provide.
<snip>
.
