So in your world........... My premium can go from $80 to $125, and that is clearly an indication that premiums are falling? What are you, a "1984" reject? Is this new speak, where chocolate rations went "up" from 200 grams to 150 grams? Do tell how many hundreds of people are rejoicing that their premiums went "down" from $80 to $125? You show me that person. Then I'll agree.