For those of you who think the individual mandate is going away, and with it ACA - think again. The insurance lobby isn't giving up. They're just going back to plan 'A'. The insurance industry has long been dreamed of installing legislation forcing people to buy their products. They pulled it off with auto-liability insurance with a state-by-state approach. And that was the original plan with health insurance, "Romneycare" being an early win. But when Obama was elected, they decided to 'go for the gold' and skip the relatively laborious, piecemeal process of manipulating 50 different state legislatures. It might seem, with Trump's neutering of the national mandate, that their plan has backfired, and their rent-seeking ambitions doomed. But is that the case? A Health Plan 'Down Payment' Is One Way States Try Retooling Individual Mandate NJ Could Be Second State to Enact Individual Mandate - NJ Spotlight A Connecticut proposal could charge up to $10,000 for not carrying health insurance Clearly, they haven't given up. They're just going back to the original, state-by-state approach. But it will much easier this time around because the core conceit of ACA is still firmly in-place, namely the delusional fantasy that people should be able to buy insurance after they get sick. This provision will drive insurance prices through the roof unless we give in to their demands.