A revolt is growing as more people refuse to pay back student loans

[JakeStarkey]

spoon, that was a stupid rant apropos of nothing.

 

[thereisnospoon]

The merits of the case.

Stick the the subject....This is about being a dead beat....Not paying debts owed....

Those would be allegations until proved about the merits of the case.

Stop it....
Merits?
Here are the merits....Person borrows money. Person says "screw you. I'm not paying you back".....Dead beat.. Case closed.
I don't care if these whiny little pricks fuck up their credit. But they owe that taxpayers their money back.....And that we will not tolerate.

 

[thereisnospoon]

spoon, that was a stupid rant apropos of nothing.

Says the one with the room temperature IQ....

 

[Antares]

Imagine that, a hard core Lefty thinks it's cool that people don't pay what they owe.....I always thought that they were the salt of the earth.
Hard core, hard working honest people living up to their obligations.

 

[Antares]

Imagine that, a hard core Lefty thinks it's cool that people don't pay what they owe.....I always thought that they were the salt of the earth.
Hard core, hard working honest people living up to their obligations.

Just kidding, they are just like their Leaders, lying ass dishonest flakes.

 

[thereisnospoon]

We give billions of dollars away to OTHER countries. We should stop doing that, keep our money here at home, and use it to help OUR people and to make OUR country better and more educated and to give those who could not afford a higher education that opportunity, if they have the grades and the motivation to do so.

Another point, we outsource some of our jobs because we have a shortage in certain areas, like engineering, doctors, scientists, etc. We could offer educations in such fields that we suffer shortages in to OUR people here in America. PLENTY of people are smart enough and motivated enough to go to college and go on to do great things, but they just cannot AFFORD it. This is not the 1950s anymore, it's not even the 1980s. Things have changed a LOT since then.

Well brilliant...Then why is it you think a free education courtesy of the taxpayers is due anyone?
Then again, you are touting the same thing. That some will gain an entitlement while others must pay.....That's wrong.
If you are going to respond with "no one should pay", you will then state from where the money will originate.
And don't say "the government".....

 

[thereisnospoon]

Imagine that, a hard core Lefty thinks it's cool that people don't pay what they owe.....I always thought that they were the salt of the earth.
Hard core, hard working honest people living up to their obligations.

Yeah...And chrisL says I'm out of touch......Holy shit....What the hell happened to these people?

 

[JFK_USA]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

 

[thereisnospoon]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

Higher education should not be funded at all.
The main reason for the skyrocketing cost of tuition IS federal money pouring into the public colleges.
If so much money was not available for loans, aid and frills, the schools would have an incentive to keep down the cost of their respective education.
Get government OUT of the system and the prices will become competitive,.

 

[thereisnospoon]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

BTW, is there a problem with providing workers the tools to produce more work for the investment made by business?

 

[JFK_USA]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

Higher education should not be funded at all.
The main reason for the skyrocketing cost of tuition IS federal money pouring into the public colleges.
If so much money was not available for loans, aid and frills, the schools would have an incentive to keep down the cost of their respective education.
Get government OUT of the system and the prices will become competitive,.

For who? The rich? How would anyone be able to have the opportunity for the American dream? Easily accessible student loans are part of the problem but the other is cutting government spending on higher education.

 

[Jarlaxle]

the WashintonCompost is telling people to IGNORE their obligations and just tell everyone who paid for theirs to.......... FUCK OFF.

what a disgusting paper and the REVOLT should be against THEM and people not putting money in their pockets for crap they put out

It should go as well as your American Spring.

There should be no student loans at all. Maybe if enough people refuse to pay the whole program will be scrapped.

Then the idiots can demand new car loan forgiveness.

New car is a want Education is a need if you want a decent life. Only right wing republicans would PUNISH people for wanting to be educated. They end up like Stephanie for christ sakes!

hard to imagine a paper would print something so irresponsible and reprehensible to you and our country.

revolt against buying that pos rag

Nice capitals.

You must be so proud

I am very proud. People should not be forced to pay for an education. We pay enough in taxes we can all afford free education.

Responsibility and honoring your word. Two things Odium is against.


Sent from my iPhone using Tapatalk

Wrong as usual. Its called taking a righteous stand against right wing hatred of being educated. So.

I earned my MEd working my way through it and paying it off

do I get some kind of rebate?

just askin'

You should sure. I say pay people back yearly with an extra check with their taxes OR if they OWE taxes they can choose to have their refund of what they paid towards college take care of it.

A revolt is growing as more people refuse to pay back student loans - The Washington Post

Awesome!

Why is that awesome? Do you pay taxes?

Because people should be getting educated for free...why is it that its that way k-12 but not k-college? College students should be worried about getting an education not worried about paying for next semester. Yes I pay taxes

No, people should not be getting a free college education. They shouldn't be getting a free K-12 education either. We can't all be doctors or financial analysts. We still need people to change the oil in our cars, fix our plumbing and build our houses.

There it is folks! A republican advocating child slave labor to get educated. Do we REALLY need any more proof republicans are ANTI EDUCATION?

So...you consider pointing out that some people would be better off learning a trade (which I wholeheartedly agree with) than going to college is advocating child labor?

Dude...lay off the hard drugs. Seriously.

 

[thereisnospoon]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

Higher education should not be funded at all.
The main reason for the skyrocketing cost of tuition IS federal money pouring into the public colleges.
If so much money was not available for loans, aid and frills, the schools would have an incentive to keep down the cost of their respective education.
Get government OUT of the system and the prices will become competitive,.

For who? The rich? How would anyone be able to have the opportunity for the American dream? Easily accessible student loans are part of the problem but the other is cutting government spending on higher education.

Holy shit....Hey genius.. If the loans were not available, the schools could not charge near the current rates. That's the point....
Look back in the thread....There is one poster who went to U of Texas for $250 per semester.
Long before the federal government stuck it's nose where it doesn't belong...
BTW, with the high cost of advanced education and the almost limitless availability of loans and grants, schools have to be far more selective in their admissions. This actually hurts the marginal but hard working students who have good grades but not outstanding.
Oh, and is there something wrong with earning a degree from a community college?

 

[JakeStarkey]

There were loans when I went to school at $287 per quarter term.

 

[JFK_USA]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

Higher education should not be funded at all.
The main reason for the skyrocketing cost of tuition IS federal money pouring into the public colleges.
If so much money was not available for loans, aid and frills, the schools would have an incentive to keep down the cost of their respective education.
Get government OUT of the system and the prices will become competitive,.

For who? The rich? How would anyone be able to have the opportunity for the American dream? Easily accessible student loans are part of the problem but the other is cutting government spending on higher education.

Holy shit....Hey genius.. If the loans were not available, the schools could not charge near the current rates. That's the point....
Look back in the thread....There is one poster who went to U of Texas for $250 per semester.
Long before the federal government stuck it's nose where it doesn't belong...
BTW, with the high cost of advanced education and the almost limitless availability of loans and grants, schools have to be far more selective in their admissions. This actually hurts the marginal but hard working students who have good grades but not outstanding.
Oh, and is there something wrong with earning a degree from a community college?

Good is a "B" student. There is nothing wrong with a B student getting a higher education. In fact, not everyone is a genius but someone who is above average intelligence and works hard is the type of worker you want. They may be able to see things from a different perspective and offer an intelligent solution to a problem.

Saying "Oh well, B students can't go to college" is saying to that kid who did work hard "Sorry, but hard work doesn't matter in the real world, only money does." How defeated would a 17 year old kid be when he can't go to college but is C average classmate can because Daddy (or Mommy) is paying their way?

Student loans aren't the only issue. Jobs won't hire anyone who doesn't have a degree in whatever job they are hiring for. So they force competent people to do a job to pay for a degree they likely will never use in their job.

 

[Politico]

Good Lord. Only conservatives would think an education is a BAD thing.

The tards think you only need enough schooling to learn how to handle a mop. That's what made America great.

LOL, the "Republican" couldn't spot the liberal fallacy.

Government not giving people free college means Republicans oppose college.

What morons you both are

The government SHOULD give free college to those who qualify. Times are different from when you were a kid. You are out of touch. There are many, many qualified people who just cannot afford college because it is outrageously expensive. They do it in other countries. We are falling behind.

The gubbermint can't give anyone free anything. They can only use other peoples' money.

 

[Claudette]

Yeah, sure, lol, in an IDEAL world, your ideas would work.

That I got an education with little help from my parents, worked so I could limit debt and got useful degrees that provided the income to pay back what I did have to borrow shows how wrong you are.

As for to that self reliance being "IDEAL" world and it doesn't work so we need government to do it for us, all I can say is

THAT is why we don't rely on charitable donations anymore. MOST people don't give a shit about other people. That's a fact.

The tsunami in the Indian ocean and other catastrophes shows how wrong you are.

Also, apparently personal responsibility like I took apparently just isn't part of your world as you keep ignoring that completely.

My view is:

1) Self reliance

2) Charity

Your view is

1) Government

Gawd, that's what keeps getting us deeper into this mess. Government provides our retirement and now our health care, you people now want free college. Oh, but government spending will reduce deficits kaz. Yeah. You are tripping

Our GOVERNMENT gave the people of India money too. Duh. So did many other GOVERNMENTS. Maybe you should realize how much money our government gives to foreign countries every year (BILLIONS of dollars) of "YOUR" tax payer money. A lot of that money could be kept here to help US.

The American people gave far more than the American government did, contradicting your claim again we're a bunch of cheap, selfish people. Foreign was the reverse, almost all giving was their government. And yes, all foreign aid should be eliminated, every dime

I agree. NO more foreign aid to anyone. They love our money but after getting OUR money they have no problem kicking us in the teeth.

As for college?? No way should the taxpayers pay for someones college educations. You want to go to college get a loan or get off your ass and put yourself through college.

Seeing the way things are right now folks would be better off in a trade school. Electricians and plumbers are always in demand. The hell with college. Go for something thats going to help you in your life.

How many college kids out there can't find a job??

 

[kaz]

I addressed every one of your assertions, and well I might add.

You seriously believe that? Wow. Try re-reading the discussion. For example, I have presented twice to you the point that minimum wage doesn't raise wages, it simply prevents those not worth the wage from getting a job. It's a hurdle, not a tide. If you don't know that a couple bucks an hour changes the quality of employee you can hire at the low end then all I can say is you've never hired hourly workers.

You have given zero response to that, you simply repeated your baseless assertion that minimum wages mean the same people will earn more. You have not explained how you know more about that then experienced hiring managers or the field of economics. The economic value of workers is a normal distribution. If you raise the line at the low end of the bell curve of what you can hire, employers move up the distribution curve and hire the better workers available for the higher price.

Suppose you want to toast bread. There is a push button toaster available for $20, it meets your needs. You see a $30 toaster oven that would allow you to bake things in addition to toast. You decide you don't need that, you'll use your regular oven, you don't bake much. It's not worth the extra $10 to you.

Then government comes in and says toasters cannot be sold for less than $30. Now, do you pay $30 for the toaster worth $20? Or do you buy the $30 toaster that also bakes? Which do you think hiring managers do?

So what about addressing the point this ... third ... time. Hint, repeating your baseless assertion that workers need more money isn't addressing my point

 

[kaz]

Oh, it's "evil" huh? That is ridiculous hyperbole. IF you want people to be able to pay for their own college education, then they are going to need to make more than the current minimum wage, because for a lot of people, that would be an impossible expectation. You can't get a GOOD job with no education. See how that works?

Begging the question. When I present an argument, in a debate, you respond to my point. See how that works?

No one pays someone more than they are worth. If they are worth less than the minimum wage, they don’t get a job. The idea that businesses say crap, they are worth $5 but I have to pay them $7.25 doesn’t happen. They don’t get jobs, period. How is that going to help them pay for their own college education?

And even if it did work, you are obsessed with someone else providing your charity, aren’t you? Government redistribution, forcing businesses to overpay. While your wallet sits securely unmolested while you claim to be the generous, caring one.

Note if I get my way, you still can make your own choices. If you get your way, your way is forced on me. That doesn’t bother you at all, does it?

Well, if you're not a conservative, then you should not be offended at all by my statements about conservatives.

Swish. I’m not “offended” at what you say about conservatives, I just consider it pointless for you to keep referring to what conservatives think when neither of us is one. What if we debate our views?

Most of the conservatives that post here feel exactly the way I described. They are against all of those things with FEW exceptions. You can even ask them, and so are your buddies. I've argued with plenty of these people about these things, so I know and I'm not full of shit.

You are full of shit. No Republicans or conservatives are proposing ending welfare.

It is an investment in the future of America to invest in education. Sorry, but you are wrong.

Begging the question. This would be a lot more interesting if you built on my responses rather than ignoring them and repeating your assumptions. I just specifically addressed this. You ignored it.

No they don't fail. Some of them suck and do fail. Others may not be perfect but things could be MUCH worse without them. Face facts, times have changed a lot and things are not as simple as they used to be. Things are MUCH more expensive and MUCH more complicated nowadays.

If you ever cared to challenge your assertions, you would wonder why you ever believed in government solutions. But there isn’t any meat behind your arguments, you just repeat your unsubstantiated claims

Are there no prisons? And what about union workhouses? I help to support the establishments I have named; those who are badly off must go there.

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

Is that supposed to be coherent? You consider this out of the blue statement to be you having addressed my points, and well you might add? Not addressing any of them then making random, unrelated statements?

 

[kaz]

What job can an 18 year old work at that would be able to pay his tuition at the same time as going to school? None. Tuition is at least $18k/yr. To pay that off and other living expenses, the person would have to work a 40K with a high school degree. That doesn't exist in this world for young people.

Also, these students were told this degree would get them a job in their field. They manipulated the job numbers to say "Hey, you will get a job when you graduate!" Which weren't true. These schools broke the law, that's why they are trying to get their loan forgiven.

I didn't say they have to work for all the money. I ended up with $4K in debt. I worked odd jobs for $10 an hour in the eighties doing painting, yard work, etc. I also worked nights as a network operator.

I had to be there 4 hours a night. I didn't have to work unless the network is down, they were fine with me doing homework. Summer, winter, spring break I worked full time plus.

I worked at working at it. That's what it takes.

Except college costs have risen 360% since 1980.

And guess what workers wages done in that time:

That's right, they have stagnated.

This is an economic crisis for the US. If people are paying $300-700/month to the federal government, that money isn't going to a mortgage, a car payment, or to any other economically stimulating activity.

And if people want to save that money, guess what? That 401K isn't going to be worth anything if the companies are not making any money thus have poor stock performance. Those companies would move operations to countries who have disposable incomes. That means work dries up here in the US, thus perpetuating the problem. Businesses don't care that people are "being responsible" by paying back the federal government, they want to make money. They go where the money is.

We need to properly fund higher education in this country. Its what is best for the future.

That is a great argument that what you propose doesn't work. Endless low interest government money is a bad idea. You want the cost of school to go down, eliminate government subsidized loans. Then students will pick schools based on the value they get and make better choices. Schools aren't accountable for creating economic value and the cost is skyrocketing. You want to double down on that over and over by flooding in even more government money to unaccountable administratoins.

Throw money at a problem and hope some of it helps. What a great plan. As a management consultant, I never tried suggesting that strategy to CEOs. I'll try that next time, thanks for the tip. Hey, I know it's a problem bro, throw money at it, maybe that will help. You know, like liberals do in government. Yeah, I'd be on the street by tonight. You people do know how to waste money, and wasting your own isn't enough for you