I'm on the fence over pre-existing conditions. While I agree that private companies have the right to turn people down. On the other hand, it is morally reprehensible to leave people without protection through no fault of their own. I happen to think we need to think creatively about how we solve this one. It may be that companies could be required to cover a certain percentage of those people and that their premiums are subsidized in some way - that may mean that everybody picks up a portion. I would be comfortable with that. I would not be comfortable with paying for those who choose not to have insurance. And I do believe that people should not be forced to have insurance.
We have to balance freedom with humanity.
That is a good post.. But I think you are missing the point here.. Are you on the fence on whether a newborn baby with a heart problem should recieve coverage and healthcare?? My guess is your not.. In which case the point is made.. Age should not determine coverage.. If a baby should be covered then we all should be..
There is no creative way to solve this issue.. They either cover everyone or they don't cover everyone.. Covering some and not the rest would show descrimination.. Which is against what our founding fathers would have wanted for this nation..
People don't choose not to have insurance.. But, when you are 20 something, making minimum wage, which hasn't had a raise in how long?? Medical insurance can eat up to a quarter of your income on premiums alone.. Who can afford that? Not to mention the coverage you get is full of doughnut holes and only gives you a set amount of coverage per year.. Why would you pay for that??
That is what most conservatives don't realize.. The 20 somethings aren't going without insurance by choice.. It is to damned expensive and isn't worth the money in the first place.. If one insurance company put out a policy that cost say $50 dollars a month in premiums.. Small co-pays for perscriptions.. This plan would cover everything except expiremental care, unless it was an only option deemed by a doctor.. Trust me.. Every 20 something with a job would sign up..
Is health care a privilege or a right?