eflatminor
Classical Liberal
- May 24, 2011
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How will a minimum wage person get health care when they get cancer?
Without state DOIs and the federal government dictating that everything under the sun be included in every health insurance policy, that minimum wage worker would have been able to purchase a bare bones policy at a very cheap price that only covers catastrophic illnesses or injury, such as cancer.
For the truly indigent person that couldn't afford insurance even in a free market, there has always been healthcare-oriented charity. We are a charitable people, particularly when it's on a voluntary basis.
I think if you read my proposal on the first page of this topic, you would find we are in alignment on most things.
That has been my experience on many topics.
However, private charity has never in history met all the needs of the indigent.
Perhaps not 'all' the needs, but I'd argue charity and local, private organizations did a hell of job providing for the poor before government stepped in.
Of course, after government stepped in, we still have unmet needs. Always will. That's life.
Long before there was government intrusion into healthcare, private charities barely made a dent in the health and well being of the poor. So only someone entirely ignorant of history before the Progressive Era would argue for dependence on private charity to fill the gaps.
I disagree with your "barely made a dent" assessment. Before the Progressive Era, our charitable system provided for the poor better than other countries and societies. It's one example of why Americans were referred to as the most charitable people on earth.
Post the Progressive Era, we still have poor that do not get the care they would like or that they need. One approach involved voluntary support, the other stealing from some citizens in the name of helping others. I argue the voluntary approach worked better, given the technological limitations of the time.
Private charity never has, and never will, meet that demand.
Nor will central planning. The problem with central planners is that they not only fail to provide for all, they drive up the costs and inhibit innovation. At least with a voluntary approach, we keep prices down and innovation up. That's good for EVERYONE, including the poor.
I am not only speaking as someone versed in our history, but as the president of a faith-based private charity which receives no government funds, and which works to fill those gaps. I walk the walk, and I can tell you the idea of private charities meeting all the needs is a delusional pipe dream.
ALL the needs, no. For those that are truly indigent and still can't manage to get care when we have a free market based healthcare system, yes.