I agree. I want it to be free market. It is not.
Unfortunately, the only way to fix this scam of a HC system is take out the profit motive. Just put all Americans on Medicare.
The Koch Brothers study proved it would be cheaper to go full government run, rather than continue this farce and scam that harms millions of Americans. Makes sense when you realize the absurd costs of this absurd system.
Also for the first time in our history, American’s life spans are shortening. This might be a good indication that our HC system is failing.