Wealthy people can afford better healthcare. That is a truism.
No matter where you are in the world that is so.
My question is for people who support universal/government health care ... is there a limit for you in what you would make available to everybody. There are always going to be expensive procedures which wealthy people can afford but which poorer people don't have access to, right?
If wealthy people can afford it, do you think the populace should be taxed until we've all somehow given enough so that everyone can have it?
I guess I'm in favor of "death panels" so-to-speak. (That was very unfortunate language which my side chose to use about something which I think would have to exist.) There has to be an upper limit on the level of care which is considered universal. There are all sorts of exotic and expensive treatments which could be available but we just can't afford to do it for everyone.
I know this is an old conversation for most of you. I haven't really given much thought to universal healthcare. I've basically been against it on general small-government and "we can't afford everything" principles since the 1980's.
My mother died of complications to a liver transplant and it was all so very expensive that for myself I thought I would choose no transplant if it ever came to that for me. But as I get older ... and as my husband gets older ... I view some things differently.
So ... if you are generally inclined toward some sort of universal / government health care, I'd like to know what it means to you. How great of care you think should be universal and what your sense of the limitations are.
So please humor me. If this subject is boring to you, pass by it. If you have something worthwhile to add, I'd appreciate it.
People make this decision every day. There are many people that have cancer that have to decide if it is worth it to through another round of chemo. We don't have a lot of exotic treatments. We aren't asking for access to woo-ville. There are many diseases that hit a stage when the best that can be done is to keep someone from living in pain.
Insurance companies are death panels. They have decided who gets treatment, when they get treatment, how they get treatment and IF they get treatment. Even now, there is a problem with some companies that do not pay on time which forces doctors to refuse to deal with you or make it such a pain in the neck because of what they do not do so that you don't go.
Even prior to our current financial woes, we had an underemployment problem. Many places use underemployment as a tactic to avoid paying crappy insurance. So, if you have someone that is working 2 or more jobs just to make rent then they are going to pay full price to walk into a clinic. That's between 80-120 bucks a shot. BUT, they can't afford the tests or the medication. This means that many people wait until they are in such pain that they wind up in the emergency room. Further, it is usually the only place open that you can get in after hours.
I think that the US has one of the best medical response systems (in some locations) in the world but when we are dealing with preventative care it is, hands down, horrible.
This is where we stand. Either we can get the medical care here or open up the borders enough so that we can buy the prescription drugs that we need in other countries and get medical care there. That might include lowering transportation costs for the rest of us to participate in the medical tourism. BUT, it does not solve the problems in nursing homes or long term care facilities. It does not address mental health care. At this point, it is like being held hostage.
I think that most cosmetic surgeries should not be covered. I think that there should be exceptions to this rule though as well. If someone wants a face lift because it makes them feel better than no, I'm not so much about that. If someone's face is marred by a clown that threw something on their face or was in a wreck then cosmetic surgery would be a good thing. If someone needs/wants a surgery, like the one with the stomach band, which will reduce weight then the long term health benefits will probably be beneficial.