People with pre-existing conditions that can now get health insurance easier will not be paying a higher rate, even though they should because they are a higher risk due to having a pre-existing condition. Guess who is paying for their lowered rate? People will still be uncovered and will still go to the ER and we will still be paying for them. Maternity, newborn, ped care (including vision and dental) is now a MUST for everyone, whether you need it or not. Guess whose premiums will increase because of that? The (un)aca forces you to pay for other's health care. Why is that so hard to understand?
if you took time to see how the ACA gets its money from people who don't pay for health care you wouldn't be this uniformed ...
first of all the ones who don't pay they are determined by their tax filings if they will me put on medicaid ... if they qulify for medicaid then the doctors and hospitals get paid... now if the don't fit the profile for medicaid they are taxed for it base on their taxable income ... that tax goes to the doctors and hospitals to pay for their losses ... if the charge is to high for the amount of tax they are charged, then the medical equipment tax is put into play to pay for it ...
keeping the people who pays for their health care from going up from people who don't pay..
First of all, try writing in English okay? I had to read your post three times and its still difficult to understand. Spell check and periods are your friend.
Medicaid? You are aware that many, many doctors simply don't take medicaid, right? My son (special needs) has a medicaid card. No doctor has ever taken it, with the sole exception of the optician (for a second pair of glasses) and recently his pediatrician (my son is 20 and has gone to this doc his whole life) said they accept his plan. We have insurance via my husband's work and don't use the medicaid insurance at all (figure someone else could use that $) sans the one exception which was the second pair of glasses.
Have you not been paying attention?? Nearly everyone's premium is going up because we are now having to pay for the high risk other guy, for government mandated coverage that we may not need (maternity, newborn, pediatric care including vision and dental).
Health care is one thing, health insurance is something else. Health insurance for everyone does not mean that healthy people should pay the same as people with pe's. Higher risk people should pay more because they are a higher risk. Where did I say that health care was like driving an auto???
Health care for everyone is everyone's concern...Health is not the same as driving an auto...
the do have a comparison problem ... its no where near like auto insurance ...
Try reading what I actually wrote instead of what you think I wrote. What I said was ... having people without pre-existing conditions (low risk) pay more so that people with pre-existing conditions (high risk) get a lowered rate is wrong. It would be like a 16 year old driver (high risk) pay the same amount as a 30+ experience driver (low risk). Having people with pe's covered is great; having healthy people pay more so the pe people get a lowered rate is wrong. If you are high risk you should pay for that. Period. This government wants to level the playing field, make it all fair. Who it ends up being unfair for are the healthy people. And if I'm paying for obese ollie's health care, you know what? I'm gonna want obese ollie to put down that cheeseburger cause he's costing me money. Can't you see where this is all leading?
We pay an extra $500/year for our insurance because my husband smokes. Guess what?
We should be paying more than someone who doesn't smoke, my husband is at a higher risk for certain diseases vs. someone who doesn't smoke. btw, smokers don't get the pre-existing conditions break that everyone else gets. Can't you see where this is all leading???
