Hi Every year virtually every health care insurance policy turns over a new leaf. Why? Because every year health care delivery changes. New diagnostics, new treatments, new pathenogens, new hospitals, new Dr's, new education.
To write and maintain a new policy for longer than a year would be risky for insurance companies and they hate risk. They want all risk to be covered by their premiums so that they don't carry any.
Companies that still offer health care insurance as part of compensation typically put a lot if effort into optimizing their health care dollars and that's to the benefit of their employees.
Now that businesses have apparently lost the handle on growth, many are lowering compensation by backing away from health care insurance and passing back the research responsibilities to individuals.
The flimflam artists selling the insurance love that.
Then Obama stepped in and while giving them more customers, took away many of their flimflam tools by standardizing what they could sell and what information they had to present, in a common format, to researching potential customers.
Is this good or bad for health insurance businesses?
IMO, good for the good ones, and bad for the bad ones.
Competition at work.
1.) What you're saying (again) is that liberals are helpless children - unable to sort out and understand policies like a basic adult.
2.) Obama had
no authority to step in and do
anything. He
still does not have the authority. Anyone claiming otherwise is astoundingly ignorant of the Constitution and is the equivalent of citing the jury which allowed O.J. to walk as "proof" that murder is now legal. Just because somebody violates a law and gets away with it does not suddenly change that law which was violated. Connect all 9 Supreme Court Justices to a polygraph and ask them if Obamacare is legal under penalty of perjury - I
guarantee you all 9 will say unequivocally NO. The Constitution doesn't change simply because actual Supreme Court Judges have been replaced with radical liberals who act as political activists instead of unbiased justices.
3.) In the end, Obamacare has caused millions to lose their jobs, or to lose their health insurance, or to have their hours cut back, or to not be hired in the first place. In short, it has done what Dumbocrat policy
always does - create failure, misery, and loss of jobs.