Should "work until you are dead" be the national policy?

[Zincwarrior]

Only Da Poorz and Middle Class.

 

[Harpy Eagle]

It really depends on the job. If you have to get up and go into an office or factory and you have pressure, life is way too short to be spending your days that way. The guy you're talking to owns his own business. That's different than going to work for someone else for $15-$25 an hour

It also depends on what the business is. Owning your own consulting business where you pick and choose your own hours is very different than owning a store or something like that.

I love working remotely. I would never give this up. I am watching tv right now while talking to you waiting for a customer to send a PO.

I love working remotely, with the exception of watching TV I am doing what you are doing. Yet I will give it up in a heartbeat as soon as my wife is ready to retire and we feel we have enough for the rest of our lives.

I heard this recently. The only reason you love weekends is because you work. Take the work away and you don't love all 7 days. Then you're bored. Working makes you look forward to doing stuff on the weekend. Too many hours in the day to sit around doing nothing so may as well work.

I have heard this as well, might be true for a 20 or 30 something year old, but I think it is far less true for those in their late 50s and beyond. My wife had surgery back in Sept and missed 6 weeks or work. We both thought she would be bored out of her mind by 4 weeks. Was not the case, she never got bored and never missed work, even while being limited in what she could do physically.

 

[rightwinger]

I heard this recently. The only reason you love weekends is because you work. Take the work away and you don't love all 7 days. Then you're bored. Working makes you look forward to doing stuff on the weekend. Too many hours in the day to sit around doing nothing so may as well work.

I found that out when I retired. Weekends became the days to be avoided.
Golf is too crowded, parks and beaches are packed, shopping has too many people.

We do things during the week and have the place to ourselves

 

[sealybobo]

I think Ben finally has a good point. USMB posters are free loaders. They should get back to work instead of taking the governments money to post on here all day long. I mean... its socialism. You are all commies. At least that's what I hear about government solutions to problems.

What better problem to solve than to allow old people to retire? Clearly Americans were struggling before SS. My grandmother showed me how great ss and medicare are. Back then she was getting 10% interest on her savings. She had $50K in savings. So $400 a month in interest. Without social security what would she do?

The vast majority of Americans need their social security more than they need their savings. Their savings doesn't pay as much as social security pays. Or it pays just as much.

Today if you have $1 million saved you're going to get at best 4%. That's $40K a year or $3333 a month. I can live on that but not as good as if I get $2000 a month in social security, AND have medicare. Republicans would privatize that too. Good luck getting healthcare under Republican rule with them letting insurance companies deny you for pre existing conditions.

How does anyone vote GOP? Are Americans dumb? Well, Trump's base is uneducated whites.

 

[rightwinger]

What better problem to solve than to allow old people to retire? Clearly Americans were struggling before SS. My grandmother showed me how great ss and medicare are. Back then she was getting 10% interest on her savings. She had $50K in savings. So $400 a month in interest. Without social security what would she do?

The vast majority of Americans need their social security more than they need their savings. Their savings doesn't pay as much as social security pays. Or it pays just as much.

Today if you have $1 million saved you're going to get at best 4%. That's $40K a year or $3333 a month. I can live on that but not as good as if I get $2000 a month in social security, AND have medicare. Republicans would privatize that too. Good luck getting healthcare under Republican rule with them letting insurance companies deny you for pre existing conditions.

How does anyone vote GOP? Are Americans dumb? Well, Trump's base is uneducated whites.

Prior to Social Security, retirement was not an achievable goal for most working Americans
You worked as long as you could and then hopefully lived with one of your many children.

 

[JoeB131]

I'll probably end up working until I am 70.

 

[sealybobo]

It also depends on what the business is. Owning your own consulting business where you pick and choose your own hours is very different than owning a store or something like that.



I love working remotely, with the exception of watching TV I am doing what you are doing. Yet I will give it up in a heartbeat as soon as my wife is ready to retire and we feel we have enough for the rest of our lives.



I have heard this as well, might be true for a 20 or 30 something year old, but I think it is far less true for those in their late 50s and beyond. My wife had surgery back in Sept and missed 6 weeks or work. We both thought she would be bored out of her mind by 4 weeks. Was not the case, she never got bored and never missed work, even while being limited in what she could do physically.

I find the argument that we are living longer so we should work longer to be insane.

I like that we are moving to 4 day work weeks. 3 days off is much better for quality of life. I can usually recharge my batteries with a 3 day weekend but if other people are working, you come back to a pile of emails. It only works if everyone moves to a 4 day work week.


I won't get too bored. I'll find stuff to do. But I will miss the money. But that's why it's great to have savings that I can't touch till I'm 57.5. That money will start working for me when I'm done working.

I did the math. BEST case scenario if I retire with what I HOPE to retire with, I could make $70K a year (interest plus SS) but how much will healthcare cost? Internet? Smart phone? Car bills. Insurances. Taxes. Inflation? Yea, maybe $70K won't be much.

Hey, that's a good thing about social security. It goes up with inflation. Your savings doesn't do that. So if we privatize retirement won't most people get eaten up with inflation? If they live 30 years suddenly that $1 million isn't so much.

A middle-age Millionaires' Row: Average 50-something now has net worth over $1 million

Sometime around age 50, the average American can now expect a net worth exceeding $1 million. How did so many 50-somethings become millionaires?

www.usatoday.com

 

[Harpy Eagle]

I'll probably end up working until I am 70.

I have been working since I was 15. 50 years of work is more than enough. I will not work a day after 65

 

[JoeB131]

I have been working since I was 15. 50 years of work is more than enough. I will not work a day after 65

I don't blame you, I've been working since I was 16. I'm 62 now.

 

[Polishprince]

No one can force anyone to work until death. The whole point that people are making is that the Government is in no position to finance people's lives for decades, and the people are going to have to make their own provisions for retirement if that's what they want to do.

 

[Harpy Eagle]

I find the argument that we are living longer so we should work longer to be insane.

I could not agree more.

I like that we are moving to 4 day work weeks. 3 days off is much better for quality of life. I can usually recharge my batteries with a 3 day weekend but if other people are working, you come back to a pile of emails. It only works if everyone moves to a 4 day work week.

I do wish more companies would do this. I get why some places cannot, but many businesses could

I won't get too bored. I'll find stuff to do. But I will miss the money. But that's why it's great to have savings that I can't touch till I'm 57.5. That money will start working for me when I'm done working.

We will not either. Big plans.

I did the math. BEST case scenario if I retire with what I HOPE to retire with, I could make $70K a year (interest plus SS) but how much will healthcare cost? Internet? Smart phone? Car bills. Insurances. Taxes. Inflation? Yea, maybe $70K won't be much.

I am lucky in that out healthcare is pretty much covered thanks to being a retired Marine. Plus a pension for the rest of my life, which is sort of hard to calculate how much savings one would need to get the same benefit. My wife will also have one when she retires but for less money each month.

So many of our bills will be less or not exist. Right now I have 4 unlimited data plans on my cellphone plan as both my adult kids are still on ours and we told them they could stay on till we retire. So that will get much smaller.

Right now I have 3 car payments. I do not plan on having any in retirement. But maybe one at the most

Right now upwards of 25% of our income goes into one retirement account or another. That one goes away of course.

 

[WorldWatcher]

I have been working since I was 15. 50 years of work is more than enough. I will not work a day after 65

About the same age for me.

Remember paper boys? Ya, getting up at 3:00AM to fold papers and then deliver them before school sucked.

WW

 

[Harpy Eagle]

About the same age for me.

Remember paper boys? Ya, getting up at 3:00AM to fold papers and then deliver them before school sucked.

WW

My first job was as a bagger at a grocery store.

 

[Zincwarrior]

I find the argument that we are living longer so we should work longer to be insane.

Indeed. It was Dad's view that we may live longer, but at least for men, we wear out by the mid sixties physically. He had done hard work in his time, and was athletic right up until a few months before he passed, so I respected his view even more.

 

[Zincwarrior]

My first job was as a bagger at a grocery store.

Amusement park carnie.

 

[WorldWatcher]

My first job was as a bagger at a grocery store.

Did the paperboy thing for a couple of years and finally took a PT job clerking in a store from 1800-2100 in the evenings.

Took a pay cut but the hours were much better and the store was fairly quiet so the boss didn't mind me doing homework once my "To Do" list for the evening was done.

WW

 

[OhPleaseJustQuit]

Amusement park carnie.

.

Why are we not surprised?







.

 

[WorldWatcher]

Indeed. It was Dad's view that we may live longer, but at least for men, we wear out by the mid sixties physically. He had done hard work in his time, and was athletic right up until a few months before he passed, so I respected his view even more.

The reality is, that if you're married...

..... ..... ..... ..... ..... It only seems like we live longer.

WW

 

[Blaster]

Conservative pundit says retirement 'is a stupid idea.' I agree. Let us work until we die.

Republicans rightly recognize that all us Americans would be better off if we worked until we’re dead.

www.yahoo.com

Noted podcaster and conservative thought leader Ben Shapiro said on his show Tuesday, “It's insane that we haven't raised the retirement age in the United States.”

He continued: “No one in the United States should be retiring at 65 years old. Frankly, I think retirement itself is a stupid idea unless you have some sort of health problem. Everybody that I know who is elderly, who has retired, is dead within five years.”


So, what do you all think, should everyone work until they are dead and just give up this silly idea of retiring?

Retire while you are healthy enough to enjoy it.

 

[sealybobo]

I could not agree more.



I do wish more companies would do this. I get why some places cannot, but many businesses could



We will not either. Big plans.



I am lucky in that out healthcare is pretty much covered thanks to being a retired Marine. Plus a pension for the rest of my life, which is sort of hard to calculate how much savings one would need to get the same benefit. My wife will also have one when she retires but for less money each month.

So many of our bills will be less or not exist. Right now I have 4 unlimited data plans on my cellphone plan as both my adult kids are still on ours and we told them they could stay on till we retire. So that will get much smaller.

Right now I have 3 car payments. I do not plan on having any in retirement. But maybe one at the most

Right now upwards of 25% of our income goes into one retirement account or another. That one goes away of course.

This is what I hate about republican boomers. They had/have it good. But now tell us we can't have it as good as they had it. You say you have

Affordable healthcare and a pension? Must be nice. LOL
Or how about the ones who went to college back when it was affordable, made a fortune off that degree, and now don't feel sorry for young people today having to go into major debt to get the same degree. And then expect them to have 2.5 kids? Fuck that. Boomers created a selfish generation(s) of Americans.

The greatest generation gave the boomers the world. New Deal, unions, a middle class the world had never seen before. Reagan and Bush gave us what we have today.

And looks who's suffering the most. Uneducated whites. And not just men. White uneducated women too.

White, working-class, middle-age Americans dying younger than their peers

That group is dying younger, on average, than other middle-age US adults, a trend driven by their dwindling economic opportunities.

www.statnews.com