Rather than lose their homes, police officers will
1. Make sure they never arrive before the ambulance.
2. Only respond to calls, patrol as little as possible.
3. Always make an arrest at any neighbor or family dispute in order to prevent the .2% chance of later injury.
4. Arrest a driver that MAY or may not be intoxicated.
5. Strictly enforce certain laws with little or no discretion.
6. Call for and wait for a supervisor at calls in which a decision has to be made. Be prepared to sit there.
Police have an insurance plan, bought and paid for by their employers, who attorneys will get paid from, if they win. This one insurance company covers the city, county or state employee's (cops)
Without this insurance backed money supply, good luck getting an attorney to fight a case.
Case & point: A cop shoots & kills your unarmed, non violent kid, who was waving a cell phone at them. Since the cop doesn't have even $10,000 in his savings account, getting an attorney to take a case where he can only collect 30% of that $10K, isn't going to happen. Insurance and big money is the ONLY reason decent attorneys will take a case. At least the vast majority of them.