Yes...and there are plenty of people NOT getting a subsidy.
40% copay and $7000 - $10,000 deductible is not insurance. It is pretend insurance.
And let's not forget, that on January 1 - there will be less people insured than before...then let's also not forget that the employer mandate will kick in late next year - which will almost certainly mean that, again, January 1, 2015 - less people will be insured than before ACA as there will absolutely be mass exits out of the system by employers.
You say that like you have preordained knowledge of the future. How would one forget what hasn't occured yet? Really? "certainly"? Would that be to a 95% confidence?

I said "
almost certainly mean..."
1) You are a board member working for a large corporation where you are under constant pressure to maintain/raise stock levels for investors...you can save the company $millions of dollars a year if you vote to pay the penalties instead of keeping employees insured. We all know who will win that one.
2) You are an owner of a mid size company that has been struggling like so many small-mid sized company. You can save $1000's a month by dropping company insurance. We all know what the owner will do.
It isn't hard to predict. And it is precisely why this administration put off the employer mandate until after next years election. Or was that just a convenient coincidence?
let's not forget, that on January 1 - there will be less people insured than before
Kinda hard to "not forget" something that hasn't happened yet.
"Almost certainly", like what, 95% confidence level? 60%? How "certain" are you? Based on what, a "feeling"?
Looks like just a bunch of unqualified assertions to me.
After all, how many companies offered health insurance before the PPACA was concieved? Why was that? Oh yeah, competition on the demand side in the labor market.
How is this, for 2012,
Percent of Private Sector Establishments That Offer Health Insurance to Employees | The Henry J. Kaiser Family Foundation
About 50% of total companies. For 2010, that was "More than half of the U.S. population (55.1 percent)"
A good decade change is found at
Fewer businesses provide health insurance - Apr. 15, 2013
"Employee health insurance is on the decline, and for small businesses, it's gone from bad to worse.
The share of small companies providing insurance plummeted from 47% to 38% between the years 2000 and 2011, according to a report from the Robert Wood Johnson Foundation. "
It's got a nice graphic.
So, given an already falling trend, how much more of a drop is your dividing line between what it was doing, and what will be caused by PPACA? To a 95% confidence level?
Or was that drop from 59% to 52% because of the PPACA?
I betcha, come 2015, you won't even look at the 2000 to 2013 stats. Indeed, I betcha had I not pointed them out, it'd never have occured to you to look.
" It isn't hard to predict. " Sure isn't when you never bother to verify your predictions. But, if you say it with enough authority....
And it is really easy to claim to be a mind reader, like " it is precisely why this administration put off the employer mandate". Oh, yeah..... a regular Carnac the Magnificent you are...
It'll be interesting to see what happens, but your "
almost certainly " really dont' mean much.