Obamacare Rates to Rise 13.5% in 2015. Didn't Obama Promise ACA Would Lower Costs?

[thereisnospoon]

Face if folks, YOU were DUPED and this was passed with NO Republicans putting this BURDEN on your backs.

so vote who you think really has your best interest AT HEART

They weren't duped. They drank the Kool Aid stirred up and served by the Obamessiah.

 

[Antares]

ObamaCare bots implied that ObamaCare would reduce the cost of health care in America. They posted chart after chart after chart of per capita spending on health care by country during the debate over ObamaCare leading up to its passage.

Bait and switch. The cost is not coming down. It continues to rise.

As for the topic title, it implies ObamaCare rates are going to rise by 13.5% everywhere in 2015. That, too, is misleading.

There is very little honesty on either side of the debate.

ACA reduces the price to the consumer in the monthly premium.
The purchased plan, the Bronze, is less expensive than other plans, but that plan covers just 60% of medical expenses.
To get the kind of coverage offered in the private market( 80%) or more, one would have to buy the Platinum ACA plan which on average costs far more from ACA than a similar policy would cost from the private market.
Only those who insure themselves as an individual which is less than 5% of all those who are employed, would save on monthly premiums with ACA.
The ACA system is set up for failure.

"ACA reduces the price to the consumer in the monthly premium."

Only through the subsidies,plans are the price on or off .gov, the ONLY reason to go on .gov is to use the subsidy.

"Platinum ACA plan which on average costs far more from ACA than a similar policy would cost from the private market."

Plans are the same on or off.

"The ACA system is set up for failure"

It is designed to fail it is designed to push us in into single payer.

The point I was making is that most people, especially those in the Obama care camp cannot make the distinction between "cost" and "price"
Obama claimed ACA would reduce the cost of medical care. That is neither true nor accurate.
ACA may on some instances reduce the price to the consumer, but ACA has zero to do with the "cost" of medical care.
All ACA can do is continue to force down reimbursements to medical professionals. In effect, ACA rations care.
To combat this, many medical facilities and professional groups are refusing ACA insured patients.
One of the most reported stories of this was the White Plains, NY Westchester Medical Center's announcement that ACA patients would get treatment but their insurance would not be accepted. The reason given was that WMC is a "teaching hospital". As such the hospital administration stated that with the low reimbursements from ACA insureds, the hospital simply could not afford to accept ACA.

It is indeed a CF.

 

[saveliberty]

Won't find Democrats who want to win an office supporting Obamacare right now.

 

[Stephanie]

Remember how they like to tell you the Republicans are always ON THE wrong side of the issues?

well NOT according to the POLLS with OsamCare they are NOT.

vote vote vote out these liars called, Progressive/Democarts

 

[thereisnospoon]

Maybe you can get Obama to release the rates nationally before the election?

You think Obama is in charge of rates?

That's a cop out.
ACA is Obama's baby. Anything that results from ACA is on HIM

 

[thereisnospoon]

As for the topic title: It is factually correct for the rates we know of. Should you get any further facts...please post. It is not the American's People fault Obama will not tell them the truth.

Why, I am glad you asked!

ACA state exchanges

By contrast, the average premium increase across all reporting states is 5.9% and the average premium is $382.

That's a load of crap. That figure does not reflect the mean increase. And it does not count total participation.

 

[thereisnospoon]

Maybe you can get Obama to release the rates nationally before the election?

You think Obama is in charge of rates?

Yes he has control of that

Actually, he doesn't. Rate increases are controlled at the state level.

Thank you for playing.

Your pride is your worst enemy g.

"Because of the law, the Department of Health and Human Services (HHS), along with states, is working to hold insurance companies accountable by requiring them to document, submit for review, and publicly justify rate increases of 10 percent or more.Additionally, the Affordable Care Act continues to provide states with rate review grants to enhance state efforts to review proposed increases in health insurance rates and make information and decisions about rate increases available to the public."

U.S. Department of Health and Human Services Rate Review Annual Report - September 2013

Maybe you can get Obama to release the rates nationally before the election?

You think Obama is in charge of rates?

Yes he has control of that

Actually, he doesn't. Rate increases are controlled at the state level.

Thank you for playing.

Your pride is your worst enemy g.

"Because of the law, the Department of Health and Human Services (HHS), along with states, is working to hold insurance companies accountable by requiring them to document, submit for review, and publicly justify rate increases of 10 percent or more.Additionally, the Affordable Care Act continues to provide states with rate review grants to enhance state efforts to review proposed increases in health insurance rates and make information and decisions about rate increases available to the public."

U.S. Department of Health and Human Services Rate Review Annual Report - September 2013

As it plainly states, the HHS (not Obama as bigreb believes) only gets involved when rate increases exceed 10 percent.

Cany ou please let us know when you are through grasping at straws so you can then move on to splitting hairs.

 

[Where_r_my_Keys]

Well,

I know we're all shocked. But BCBS of North Carolina released rates for 2015 for ACA plans in their State. The rates will rise 13.5% The Obama Administration is desperately trying to keep the rate increases hidden until after the mid-term elections. Official sign ups and new rates nationally will not be available until November 15th....a full week after the election.

Funny how that turned out....isn't?

Please read the full story here. It should be sobering for all of us....but particularly for the dupes who voted for the lying sack of shit the Obumbler.


Blue Cross reveals 2015 health insurance rates
North Carolina's Blue Cross: 2015 rates to rise 13 percent on average for individual ACA plans

By Jonathan Drew, Associated Press 2 hours ago

• RALEIGH, N.C. (AP) -- North Carolina's largest health insurer said on Wednesday that 2015 rates will rise by more than 13 percent on average for buyers of individual Affordable Care Act policies.
  
  Blue Cross and Blue Shield of North Carolina discussed the expected rate increases in a teleconference several weeks ahead of the Nov. 15 kickoff for the enrollment period for coverage starting in January.
  
  Blue Cross said rates would rise an average of 13.5 percent for 315,000 customers who enrolled this year in individual plans that comply with President Barack Obama's health insurance law. It cautioned that the actual increase for each person will be affected by factors including age, location and plan level.
  
  As an example, the insurer said a 45-year-old nonsmoking man in the Raleigh area who didn't receive subsidies would see his monthly premium rise by about $57 to $421.32 per month on a typical individual ACA silver plan. Most customers, however, receive the subsidies.
  
  "It is important for customers to understand their health care needs, update their information to get the subsidy amount they are eligible to receive and select an insurance plan with the level of coverage they want at a price that works for them and their family," said Patrick Getzen, vice president and chief actuary for Blue Cross and Blue Shield of North Carolina.
  
  Aside from the those policies, the insurer is maintaining pre-existing plans that don't conform to the Affordable Care Act's requirements but that customers wanted to keep. The Obama administration said in March that it was allowing a two-year extension for individual policies that don't meet the health law's requirements.
  
  The insurer said its rates for those pre-existing individual plans will rise by an average of 13.4 percent for policies sold before the federal law was signed by Obama in March 2010. Individual plans sold by the insurer between then and October 2013 — when the health overhaul exchanges opened — will have rate increases of 19.2 percent on average.
  
  Blue Cross said about 239,000 people were enrolled in those pre-existing individual plans in 2014.
  
  One factor affecting premiums is how costs are spread among the mixture of people of varying ages and health care needs. Blue Cross said in a news release that the group buying its individual ACA plans was older than expected because many younger, healthier customers stayed in pre-existing plans.
  
  "There needs to be a mix of customers within each category to balance risk and expected costs," Getzen said.
  
  Blue Cross and Blue Shield of North Carolina is the only insurer to offer ACA plans in all 100 of North Carolina's counties.

No surprise there... considering that they have advanced policy which makes "Insurance" inviable. What they've done is to force all car insurance companies to insure against maintenance of the cars, faded paint, flat tires, worn brake pads, raspy speakers, seized blocks because the owner failed to maintain the oil and coolant systems. Of course this would send the cost of car insurance into the stratosphere... well beyond the means of most people... despite the LAW that requires they own it.

This would force the government to subsidize it, which they could not do without metering the fees that mechanics can charge for their time... which, for those keeping score would be the government 'controlling the means of production.

 

[Where_r_my_Keys]

As for the topic title: It is factually correct for the rates we know of. Should you get any further facts...please post. It is not the American's People fault Obama will not tell them the truth.

Why, I am glad you asked!

ACA state exchanges

By contrast, the average premium increase across all reporting states is 5.9% and the average premium is $382.

TOTAL LIE. Absolutely false. But typical of the obama cult.

 

[thereisnospoon]

SO, 6% is a far cry from "saving $2,500 per family" as the propaganda said.

Oh, you were definitely lied to by the ObamaCare bots.

As I said, neither side has been honest about this issue.

Which leads us right back to "if it ain't broke, don't fix it"..
Our system is not perfect. Far from it. INsurance is expensive on the single purchaser private market.
ACA is not anywhere close to an answer.
If the government officials REALLY were interested in lowering the price of insurance and making the system better for everyone, those in DC would have passed legislation which would have created a competitive marketplace where insurance companies and medical professionals would have to adjust their pricing in order to attract customers.
All health insurance carriers could do business without regard to state boundaries. Doctors and hospitals could choose to form groups where members could pay a yearly fee to join the group and then pay for services out of pocket if they wish to do so.
Customers would be permitted to buy tailored insurance coverage instead of federally mandated coverage.
In order to make a product less expensive for the vendor to dispense and the consumer to buy, the marketplace should be opened up. Government mandates and regulations choke it down.

 

[Roadrunner]

U.S. Employers Expect Health Care Costs to Rise 4% in 2015

Companies plan to continue subsidizing and managing benefits while taking aggressive action to keep costs down

But...but...but...90 million people are going to be thrown off their employer insurance in 2015. Remember all that bogus hysteria about grandfathered insurance plans?

Millions lost their plans AND their full time jobs over Obamacare.

It will get worse next year.

 

[Where_r_my_Keys]

U.S. Employers Expect Health Care Costs to Rise 4% in 2015

Companies plan to continue subsidizing and managing benefits while taking aggressive action to keep costs down

But...but...but...90 million people are going to be thrown off their employer insurance in 2015. Remember all that bogus hysteria about grandfathered insurance plans?

Millions lost their plans AND their full time jobs over Obamacare.

It will get worse next year.

I agree and that assent rests in my BEING ONE OF THOSE WHO LOST THEIR PLANS.

54 years on the planet and have never been without medical insurance until the SOCIALIST FIXED THE INSURANCE BUSINESS!

 

[Roadrunner]

Well,

I know we're all shocked. But BCBS of North Carolina released rates for 2015 for ACA plans in their State. The rates will rise 13.5% The Obama Administration is desperately trying to keep the rate increases hidden until after the mid-term elections. Official sign ups and new rates nationally will not be available until November 15th....a full week after the election.

Funny how that turned out....isn't?

Please read the full story here. It should be sobering for all of us....but particularly for the dupes who voted for the lying sack of shit the Obumbler.


Blue Cross reveals 2015 health insurance rates
North Carolina's Blue Cross: 2015 rates to rise 13 percent on average for individual ACA plans

By Jonathan Drew, Associated Press 2 hours ago

• RALEIGH, N.C. (AP) -- North Carolina's largest health insurer said on Wednesday that 2015 rates will rise by more than 13 percent on average for buyers of individual Affordable Care Act policies.
  
  Blue Cross and Blue Shield of North Carolina discussed the expected rate increases in a teleconference several weeks ahead of the Nov. 15 kickoff for the enrollment period for coverage starting in January.
  
  Blue Cross said rates would rise an average of 13.5 percent for 315,000 customers who enrolled this year in individual plans that comply with President Barack Obama's health insurance law. It cautioned that the actual increase for each person will be affected by factors including age, location and plan level.
  
  As an example, the insurer said a 45-year-old nonsmoking man in the Raleigh area who didn't receive subsidies would see his monthly premium rise by about $57 to $421.32 per month on a typical individual ACA silver plan. Most customers, however, receive the subsidies.
  
  "It is important for customers to understand their health care needs, update their information to get the subsidy amount they are eligible to receive and select an insurance plan with the level of coverage they want at a price that works for them and their family," said Patrick Getzen, vice president and chief actuary for Blue Cross and Blue Shield of North Carolina.
  
  Aside from the those policies, the insurer is maintaining pre-existing plans that don't conform to the Affordable Care Act's requirements but that customers wanted to keep. The Obama administration said in March that it was allowing a two-year extension for individual policies that don't meet the health law's requirements.
  
  The insurer said its rates for those pre-existing individual plans will rise by an average of 13.4 percent for policies sold before the federal law was signed by Obama in March 2010. Individual plans sold by the insurer between then and October 2013 — when the health overhaul exchanges opened — will have rate increases of 19.2 percent on average.
  
  Blue Cross said about 239,000 people were enrolled in those pre-existing individual plans in 2014.
  
  One factor affecting premiums is how costs are spread among the mixture of people of varying ages and health care needs. Blue Cross said in a news release that the group buying its individual ACA plans was older than expected because many younger, healthier customers stayed in pre-existing plans.
  
  "There needs to be a mix of customers within each category to balance risk and expected costs," Getzen said.
  
  Blue Cross and Blue Shield of North Carolina is the only insurer to offer ACA plans in all 100 of North Carolina's counties.

Key line from this:

Most customers, however, receive the subsidies.

Which means the taxpayers( producers) are not only paying for their insurance, but are also paying for YOUR insurance.
Tell me there is justice in that.
The threshold ( 400% of poverty) is too high. A family of 4 with household income as much as $90k per year qualifies for a subsidy. That's absurd.
Note, the subsidies are for the lowest plan Bronze.
Only families that are once a year well care visitors to their government chosen doctor should be on the bronze plan.

In dollars, what is 400% of poverty for a single male?

I might qualify for a subsidy now.

After 40 years of paying my own way, Obama gonna classify me a welfare case?

 

[Roadrunner]

U.S. Employers Expect Health Care Costs to Rise 4% in 2015

Companies plan to continue subsidizing and managing benefits while taking aggressive action to keep costs down

But...but...but...90 million people are going to be thrown off their employer insurance in 2015. Remember all that bogus hysteria about grandfathered insurance plans?

Millions lost their plans AND their full time jobs over Obamacare.

It will get worse next year.

I agree and that assent rests in my BEING ONE OF THOSE WHO LOST THEIR PLANS.

54 years on the planet and have never been without medical insurance until the SOCIALIST FIXED THE INSURANCE BUSINESS!

It cost a dear friend who voted for Obama twice both job and insurance.

He gets the joy of having participated in the historical election of America's first half-black president to savor though.

 

[Luddly Neddite]

We have a forum called ObamaCare for RW lies about ObamaCare.

Why don't you ask the mods to move this to where it belongs.

Alternatively, you could just go on posting every frikken new thread in Politics.

 

[Where_r_my_Keys]

We have a forum called ObamaCare for RW lies about ObamaCare.

Why don't you ask the mods to move this to where it belongs.

Alternatively, you could just go on posting every frikken new thread in Politics.

The only lies about obamaScare is found in the law insurgency that passed it, the law itself and those who defend it.

The Law was a lie, passed by liars... it has irreparably injured the United States and it has not even BEGUN to cause the destruction it was designed to produce.

Socialism is manifestly evil and the product of evil that is obamaScare is doing precisely what one should reasonably expect OF evil.

 

[francoHFW]

ZZZZ- So a Pub state is screwing up ACA with no competition in its exchange.Everything going great in blue states...

 

[francoHFW]

BTW, health costs doubled under Booosh (like public college costs), so nothing has changed even in NC, except you get a good policy and health care is guaranteed- except if you lose your job...no Medicaid! Great job, Pubbies!

 

[DriftingSand]

"Affordable" Care Act? Whaaaa?

 

[francoHFW]

U.S. Employers Expect Health Care Costs to Rise 4% in 2015

Companies plan to continue subsidizing and managing benefits while taking aggressive action to keep costs down

But...but...but...90 million people are going to be thrown off their employer insurance in 2015. Remember all that bogus hysteria about grandfathered insurance plans?

Millions lost their plans AND their full time jobs over Obamacare.

It will get worse next year.

I agree and that assent rests in my BEING ONE OF THOSE WHO LOST THEIR PLANS.

54 years on the planet and have never been without medical insurance until the SOCIALIST FIXED THE INSURANCE BUSINESS!

go on an exchange then duh...