Fair enough.
Another blind spot is this notion that buying across state lines is a remedy...That does next to nothing to ameliorate the shall-issue mandates put in place by state legislatures...Any real fix needs to declare these mandates unconstitutional, under the rubric of freedom of interstate commerce.
Agree it’s not a cure-all but it’s a step in the right direction. The shall issue mandates are an obstacle but not an insurmountable one either.
The states have an interest in their citizens well being but this issue is too big for any one state. There could be a compromise whereby states are free to offer plans with the mandates but can’t refuse another state’s or national plan. Think of it as supplemental. You buy a baseline plan from Geico in Rhode Island but want to purchase additional coverage where you live in Ohio since that supplemental offers a coverage the RI plan doesn’t. But the Ohio plan only takes effect if that particular mandate is affected. Otherwise the Geico plan is the primary payer.
It's too big for any one government. Centralizing power in this way creates worse problems than those it is presumed to solve.
I’m not advocating for centralizing anything. I support Rand Paul’s ideas.
If you say so. I don't want the federal government involved at all. And I'd prefer that the state I live in steer clear as well. Re: Rand Paul - As much as I admired his father, I simply can't trust Rand. He's turned into the "Little Finger" of DC.
That said, his plan is miles better than anything else I've seen, short of doing nothing (always my go to). He's a least trying to break the employer provide health care shackles - but he goes in the wrong direction. The solution isn't more tax incentives. They're what created the problem in the first place. The solution is to end the tax breaks for employer provided healthcare, not extend them to cover private insurance buyers as well.
Isn't it curious how every health care reform Congress proposes up ends up funneling more money to the insurance industry?