You're right. It should have been implemented much sooner.
Well, what would help is if it wasn't a pure socialist program where as there is no decerning of careers in which people are graduating from (everyone is looked at in the same?). Different career fields should have different graduation dates wouldn't you think ???
Example: 55 should be the beginning or start of the graduation date period for the program to begin working for the citizen's let's say.
At 55 years old (in some careers), people would qualify earlier than others, and then in other types of careers they would have other graduation dates, and this would be all due to the variences and/or strenuous circumstances surrounding the various types of careers one is retiring from.
Otherwise should a logger be held to the same standard as say a secretary in the retirement dates aspect of such a program ?
Maybe the logger's percentage paid in could be slightly higher by percentage wise, otherwise as based upon a scale being set by career fields, than that of say a secretary's scale in order to justify the logger retiring earlier than the secretary who can easily go on into his or her 60th year working in that career field ??? Just ideas on how to make the thing more fair and workable for all involved.
Why is the program set up the way that it is, and this being without regard to the job titles of those working, and their years worked, their percentages paid in, and their dates set for retirement based upon the variations involved ??