New rule for Obamacare, Now 2 year grace period and new breaks for Unions

[Antares]

I just want to vent here. I lost my job of over 20 years along with my health care coverage. I think Obama's fantasy health care system crashed my employer, they also fired other people over 55....I am not disrespecting “ Obama Care” right now, it seems like socialism and in the long run I think it's a gamble whether it's going to benefit anyone. Law or not. I don’t want to rain on the parade.

https://www.healthcare.gov/ is up and running. If your income is low, you'll get help paying the premium. If your income is really-really low you'll qualify for medicaid and-----and if you have a pre-existing condition, you still qualify.

How did Obamacare "crash" your employer?
.

Just once I'd like to see ONE of you ACA supporters actually know what they are talking about.

 

[GreenBean]

I do not like this Obama Man
I do not like this Uncle Sam,
I do not like his health care scam.
I do not like his dirty crooks,
or how he lies and cooks the books.

I do not like when Congress steals,
I do not like their pelosi deals.
I do not like this Obama Man
I do not like this ‘YES WE CAN.’
His Hopey Changey is a scam

I’m smart – I know that he's an ass.

I do not like your smug replies,
when I complain about his lies.

I do not like this kind of hope.
I do not like this Friggin Dope

I do not like it, nope, nope, nope!

There once was a guy named Barack
Who loved to hear himself quack
He bought all the banks
And destroyed all our Tanks
I think that he really smokes Crack

His life is a fairy tale
Can’t comment cuz my skin is too pale
His plan to remake
The nation forsake
Our country is destined to fail

He got in because He was “cool”
Promising “change” to all from his rule
Now he panders to all
While he's having a ball
Doesn't realize he's only a fool

Obamas on the White House lawn
His speech is scripted, he's a pawn
Real power is hiding
With him and Joe Biden
How soon our nation is gone

pla·gia·rism

noun \ˈplā-jə-ˌri-zəm : the act of using another person's words or ideas without giving credit to that person
.

ass·hole (ăs′hōl&#8242
n. Vulgar Slang
1. The anus.
2. A thoroughly contemptible, detestable person.
3. The most miserable or undesirable place in a particular area.
[ass + hole.]

asshole - definition of asshole by the Free Online Dictionary, Thesaurus and Encyclopedia.

I see you're doing real well Star - been a member since 2009 and your rep power is less than mine - I've only been here a few months.

I watch this thread,don't really contribute much - just find it amusing to watch you and a few other libtards get intellectually stomped on by the conservatives here - it reinforces my hypothesis that liberal progressives such as yourself are completely lacking a defendable ideology.

 

[Star]

There once was a guy named Barack
Who loved to hear himself quack
He bought all the banks
And destroyed all our Tanks
I think that he really smokes Crack

His life is a fairy tale
Can’t comment cuz my skin is too pale
His plan to remake
The nation forsake
Our country is destined to fail

He got in because He was “cool”
Promising “change” to all from his rule
Now he panders to all
While he's having a ball
Doesn't realize he's only a fool

Obamas on the White House lawn
His speech is scripted, he's a pawn
Real power is hiding
With him and Joe Biden
How soon our nation is gone

pla·gia·rism

noun \ˈplā-jə-ˌri-zəm : the act of using another person's words or ideas without giving credit to that person
.

ass·hole (ăs′hōl&#8242
n. Vulgar Slang
1. The anus.
2. A thoroughly contemptible, detestable person.
3. The most miserable or undesirable place in a particular area.
[ass + hole.]

asshole - definition of asshole by the Free Online Dictionary, Thesaurus and Encyclopedia.

I see you're doing real well Star - been a member since 2009 and your rep power is less than mine - I've only been here a few months.

I watch this thread,don't really contribute much - just find it amusing to watch you and a few other libtards get intellectually stomped on by the conservatives here - it reinforces my hypothesis that liberal progressives such as yourself are completely lacking a defendable ideology.

Yo Rand, Rand that you?

If you're the author of the above girly poems then-----then you don't need an attribution but-----but if you didn't write the above girly poems a USMB administrator should be contacting you --- soon!
.

 

[GreenBean]

pla·gia·rism

noun \ˈplā-jə-ˌri-zəm : the act of using another person's words or ideas without giving credit to that person
.

ass·hole (ăs′hōl&#8242
n. Vulgar Slang
1. The anus.
2. A thoroughly contemptible, detestable person.
3. The most miserable or undesirable place in a particular area.
[ass + hole.]

asshole - definition of asshole by the Free Online Dictionary, Thesaurus and Encyclopedia.

I see you're doing real well Star - been a member since 2009 and your rep power is less than mine - I've only been here a few months.

I watch this thread,don't really contribute much - just find it amusing to watch you and a few other libtards get intellectually stomped on by the conservatives here - it reinforces my hypothesis that liberal progressives such as yourself are completely lacking a defendable ideology.

Yo Rand, Rand that you?

If you're the author of the above girly poems then-----then you don't need an attribution but-----but if you didn't write the above girly poems a USMB administrator should be contacting you --- soon!
.

Google them or better yet , run them on plagiarism checker
Plagiarism Checker

 

[billyerock1991]

The Obama administration will let people with health insurance plans that don't comply with Affordable Care Act standards keep them through October 2017 if their states allow it, officials said Wednesday in announcing a series of final Obamacare rules.

And the rules gave a financial break to the types of self-insured health plans run by many unions, excluding them for two years from the $63-per-capita "reinsurance contribution" assessed for each enrollee.

Feds give 2-year grace period for non-Obamacare plans


Instead of a year, its now been moved to 2 years extension( convenient it's after Obama leaves office) and Unions get another exclusion.

sounds good to me... just as long as its for unions ... these corporations who don't have unions, pay up ...

you do realize that unions have the best health care plans ... better then anything that could be offered by obama care don't you ???? I hope you cand see how ridiculous this thread is

 

[billyerock1991]

A one year grace plan was already announced a few months back when everyone started to lose their insurance. Now they have extended it to two years and added new rules for Unions. It was a political disaster as it was announced over 4 million were losing plans Obama said they could keep. The only thing I see here is assuring no more political embarrassment takes place right before elections given the extension to October of 2017.

If Obama and those embracing this law were confident about it, they would not be playing with timelines that are an obvious benefit to political issues. Not to mention the new rules which benefit unions.

I'm not off the hook for anything, not sure what you mean?

those that opted out of buying insurance and pay for medical services

on their own

That is not what this is. After the debacle where 4 million plus lost their plans as Obamacare was implemented late last year (after Obama promised they could keep them), his administration announced a one year grace period to sign up for exchanges so there would not be more issues of people announcing they lost their insurance.

That one year extension has now been extended to a 2 year extension and they now avoid a new round of health policy cancellations set to hit shortly before the November elections. Maybe im misunderstanding you?

the article was saying that unions get a break for not signing up for the ACA ... that's the whole funny part about this thread ... that a unions health care plans doesn't meet obama care standards... unions are the standard for health care ... these conservatives here are saying unions get a break??? thats funny...

 

[Zoom-boing]

Two year delay for business, no delay for individuals.

Huh, and here I thought the meme was that the Rs were the party who catered to big business.

 

[jon_berzerk]

Two year delay for business, no delay for individuals.

Huh, and here I thought the meme was that the Rs were the party who catered to big business.

yeah the ones who are supposed to be offering insurance for thier employees

get off the hook

and those who work for them get stuck with the tab

--LOL

 

[GreenBean]

I just want to vent here. I lost my job of over 20 years along with my health care coverage. I think Obama's fantasy health care system crashed my employer, they also fired other people over 55....I am not disrespecting “ Obama Care” right now, it seems like socialism and in the long run I think it's a gamble whether it's going to benefit anyone. Law or not. I don’t want to rain on the parade.

https://www.healthcare.gov/ is up and running. If your income is low, you'll get help paying the premium. If your income is really-really low you'll qualify for medicaid and-----and if you have a pre-existing condition, you still qualify.

How did Obamacare "crash" your employer?
.

There once was a guy named Star
Whose posts were crude and Bizarre
And try as he did
For he was only a kid
He never could get very Far

 

[Antares]

those that opted out of buying insurance and pay for medical services

on their own

That is not what this is. After the debacle where 4 million plus lost their plans as Obamacare was implemented late last year (after Obama promised they could keep them), his administration announced a one year grace period to sign up for exchanges so there would not be more issues of people announcing they lost their insurance.

That one year extension has now been extended to a 2 year extension and they now avoid a new round of health policy cancellations set to hit shortly before the November elections. Maybe im misunderstanding you?

the article was saying that unions get a break for not signing up for the ACA ... that's the whole funny part about this thread ... that a unions health care plans doesn't meet obama care standards... unions are the standard for health care ... these conservatives here are saying unions get a break??? thats funny...

Uh.......not having to sign up for another two years IS a "break" Billy Boi.

 

[Antares]

Two year delay for business, no delay for individuals.

Huh, and here I thought the meme was that the Rs were the party who catered to big business.

yeah the ones who are supposed to be offering insurance for thier employees

get off the hook

and those who work for them get stuck with the tab

--LOL

He had to do this for his Union friends and for the Party.

 

[Star]

pla·gia·rism

noun \ˈplā-jə-ˌri-zəm : the act of using another person's words or ideas without giving credit to that person
.

ass·hole (ăs′hōl&#8242
n. Vulgar Slang
1. The anus.
2. A thoroughly contemptible, detestable person.
3. The most miserable or undesirable place in a particular area.
[ass + hole.]

asshole - definition of asshole by the Free Online Dictionary, Thesaurus and Encyclopedia.

I see you're doing real well Star - been a member since 2009 and your rep power is less than mine - I've only been here a few months.

I watch this thread,don't really contribute much - just find it amusing to watch you and a few other libtards get intellectually stomped on by the conservatives here - it reinforces my hypothesis that liberal progressives such as yourself are completely lacking a defendable ideology.

Yo Rand, Rand that you?

If you're the author of the above girly poems then-----then you don't need an attribution but-----but if you didn't write the above girly poems a USMB administrator should be contacting you --- soon!
.

OK, you're off the technical hook for plagiarizing but-----but, like Rand Paul you plagiarized someone else's work without attribution, added a couple words then-----then call it your own, sneaky but-----but that's just you - you and Rand that is.
.

 

[Flopper]

Feds give 2-year grace period for non-Obamacare plans


Instead of a year, its now been moved to 2 years extension( convenient it's after Obama leaves office) and Unions get another exclusion.

The Obama administration will let people with health insurance plans that don't comply with Affordable Care Act standards keep them through October 2017

so if your "insurance plan" is to pay as you go

are you off the hook as well

A one year grace plan was already announced a few months back when everyone started to lose their insurance. Not they have extended it to two years and added new rules for Unions. It was a political disaster as it was announced over 4 million were losing plans Obama said they could keep. The only thing I see here is assuring no more political embarrassment takes place right before elections given the extension to October of 2017.

If Obama and those embracing this law were confident about it, they would not be playing with timelines that are an obvious benefit to political issues. Not to mention the new rules which benefit unions.

I'm not off the hook for anything, not sure what you mean?

The non-compliant plans still can only be extended, they can not be sold to new customers or modified, so their death is inevitable. Many of these plans are being replaced by the insurance companies with compliant plans. The question now is whether state insurance commissions will allow the old plans to remain another year. Only about half the states have indicated that they might be willing to do this. Having two tiers of plans causes problems for the commissions and can result in higher overall costs.

With only 1.5 million people out of 165 million in non-compliant plans, it becomes questionable as to how long the insurance companies will be willing to carry these plans. For the insurance companies, carrying these old plans without the ability to modify them is costly.

 

[Antares]

The Obama administration will let people with health insurance plans that don't comply with Affordable Care Act standards keep them through October 2017

so if your "insurance plan" is to pay as you go

are you off the hook as well

A one year grace plan was already announced a few months back when everyone started to lose their insurance. Not they have extended it to two years and added new rules for Unions. It was a political disaster as it was announced over 4 million were losing plans Obama said they could keep. The only thing I see here is assuring no more political embarrassment takes place right before elections given the extension to October of 2017.

If Obama and those embracing this law were confident about it, they would not be playing with timelines that are an obvious benefit to political issues. Not to mention the new rules which benefit unions.

I'm not off the hook for anything, not sure what you mean?

The non-compliant plans still can only be extended, they can not be sold to new customers or modified, so their death is inevitable. Many of these plans are being replaced by the insurance companies with compliant plans. The question now is whether state insurance commissions will allow the old plans to remain another year. Only about half the states have indicated that they might be willing to do this. Having two tiers of plans causes problems for the commissions and can result in higher overall costs.

Our grandfathered block is under priced by 23% , we are facing some ugly losses....the DOI refused the increase.

 

[william the wie]

The insurance industry will not sign off on any new reforms and may liquidate.

 

[Flopper]

A one year grace plan was already announced a few months back when everyone started to lose their insurance. Not they have extended it to two years and added new rules for Unions. It was a political disaster as it was announced over 4 million were losing plans Obama said they could keep. The only thing I see here is assuring no more political embarrassment takes place right before elections given the extension to October of 2017.

If Obama and those embracing this law were confident about it, they would not be playing with timelines that are an obvious benefit to political issues. Not to mention the new rules which benefit unions.

I'm not off the hook for anything, not sure what you mean?

The non-compliant plans still can only be extended, they can not be sold to new customers or modified, so their death is inevitable. Many of these plans are being replaced by the insurance companies with compliant plans. The question now is whether state insurance commissions will allow the old plans to remain another year. Only about half the states have indicated that they might be willing to do this. Having two tiers of plans causes problems for the commissions and can result in higher overall costs.

Our grandfathered block is under priced by 23% , we are facing some ugly losses....the DOI refused the increase.

Insurance companies are not compelled to offer these non-compliant plans. The ruling allows them to continue to offer the plan for 2 years. Insurance companies want to move people to new compliant plans that contains more coverage and higher premiums. However, cancelling policies creates customer relation problem and cancelling junk plans are a financial hit. Those on non-compliant plans, less 1% of the insured will eventually have to move to compliant plans. Insurers will probably continue to offer the junk plans as long as possible because of their profitability. The less profitable plans will be dropped before the extension expires.

 

[Flopper]

The insurance industry will not sign off on any new reforms and may liquidate.

That's ridiculous, most of the major Health Insurance companies have predicted substantial growth over the next 5 years. Obamacare mandates new customer for the health insurance industry as well as increased coverage for many.

 

[Antares]

The non-compliant plans still can only be extended, they can not be sold to new customers or modified, so their death is inevitable. Many of these plans are being replaced by the insurance companies with compliant plans. The question now is whether state insurance commissions will allow the old plans to remain another year. Only about half the states have indicated that they might be willing to do this. Having two tiers of plans causes problems for the commissions and can result in higher overall costs.

Our grandfathered block is under priced by 23% , we are facing some ugly losses....the DOI refused the increase.

Insurance companies are not compelled to offer these non-compliant plans. The ruling allows them to continue to offer the plan for 2 years. Insurance companies want to move people to new compliant plans that contains more coverage and higher premiums. However, cancelling policies creates customer relation problem and cancelling junk plans are a financial hit. Those on non-compliant plans, less 1% of the insured will eventually have to move to compliant plans. Insurers will probably continue to offer the junk plans as long as possible because of their profitability. The less profitable plans will be dropped before the extension expires.

Insurance companies want to move people to new compliant plans that contains more coverage and higher premiums

They want to move them to compliant plans because the ACA forced those plans upon them, they also restricted the rate increase to the grandfathered plans forcing losses. I work for a non-profit company but you still have to be able to cover all of the costs of doing business.

However, cancelling policies creates customer relation problem

Precisely why we agreed to the grandfathering.

Insurers will probably continue to offer the junk plans as long as possible because of their profitability

Our grandfathered block is 23% under priced, the DOI allowed only a 12% increase, do the math.

Those on non-compliant plans, less 1% of the insured will eventually have to move to compliant plans

In time they will ALL have to move.

 

[Antares]

The insurance industry will not sign off on any new reforms and may liquidate.

That's ridiculous, most of the major Health Insurance companies have predicted substantial growth over the next 5 years. Obamacare mandates new customer for the health insurance industry as well as increased coverage for many.

This simply isn't true.

How much experience do you have in the industry?

 

[Flopper]

Our grandfathered block is 23% under priced, the DOI allowed only a 12% increase, do the math.

Then, why continue to offer it. The government doesn't require the company to offer non-compliant plans. Is customer relations worth the hit?