'My health insurance is going up to $800 a month with a $15k deductible and that's the CHEAPEST PLAN"

[Slyhunter]

Comments...
1. Thanks, Obama, for absolutely nothing.
2. Health Insurance costs are out of control.
3. There is no solution, Democrat, Republican, or Trumpian
4. The only solution is the free market. The costs have gotten so out of control, and out of the realm of reality, that the suggestion here is to not buy the policy to begin with. This "insurance" doesn't guarantee health, or longevity. We are all going to die regardless.
5. Pay cash instead
6. Think outside the box. Fly to foreign countries for healthcare if needed.

The system has failed, the politicians have failed. We are responsible for ourselves at this stage.

Better than Medicare. My Nursing home is $447 per days. Medicare has a $442 per day deductible.

 

[DonGlock26]

Well that wouldn't have worked either. The youngsters who were supposed to foot the bill didn't make enough money so they couldn't cover the costs either.

Basically the authors of the law were correct, they had to rely on the stupidity of the American public to get that crap show passed in the first place.

You mean the globalists sending the US manufacturing base to Asia had consequences?

 

[Slyhunter]

Or access to your home for that matter. Why should people be homeless, when you have a place to live?

If everyone got free shelter and food a large mass of them would refuse to o any work. A.I. will make that possible.

 

[DonGlock26]

A.I. will make that possible.

How so??

 

[berg80]

One of Dotard's few successes is the sabotage of the ACA.

Six ways Trump has sabotaged the Affordable Care Act​

1. Reduce outreach and opportunities for enrollment in the ACA’s insurance exchanges. Established to offer health insurance to individuals and small business, the exchanges have provided coverage to some 10 million people annually. The Obama administration had vigorously promoted the ACA in part to attract healthy, younger people to the exchanges to help keep premiums down. The Trump administration sharply reduced support for advertising and exchange navigators while reducing the annual enrollment period to about half the number of days.

2. Cut ACA subsidies to insurance companies offering coverage on the exchanges. ACA proponents saw insurance company participation on the exchanges as central to fostering enrollee choice and to fueling competition that would lower premiums. The law therefore provided various subsidies to insurance companies to reduce their risks of losing money if they participated on the exchanges. The Trump administration joined congressional Republicans in reneging on these financial commitments.

3. Construct off-ramps to cheaper, lower-quality insurance. The ACA had sought to bolster the quality of health insurance through such measures as requiring insurers in the individual and small-group markets to cover ten essential benefits, guaranteeing coverage of those with preexisting conditions at premium rates similar to heathier enrollees, and reducing risks of medical bankruptcy by prohibiting insurers from imposing certain spending caps on health care for an enrollee. By promulgating new federal rules related to short-term and also employer association health plans, the Trump administration strove to expand access to cheaper coverage that did not meet these quality standards and would siphon off healthier enrollees from the exchanges.

Six ways Trump has sabotaged the Affordable Care Act | Brookings

The Trump administration has vigorously sought to undo the Affordable Care Act through both administrative and judicial means.

www.brookings.edu

The single mom used as an example could buy cheaper insurance if the ACA didn't mandate coverage for things like preventative care. She might feel better to have insurance and be paying less. But having shitty insurance is only a financial benefit if you don't have to use it.

This article more comprehensively examines POT sabotage of the ACA. Here's one example.

11 ways the GOP sabotaged Obamacare​

11. GOP refusal to work on bipartisan fixes​

The ACA has been in effect for nearly a decade, and Republican lawmakers have been trying to repeal, defund, or undermine is for nearly a decade. (You can see some of their efforts here.) But they have been mostly unwilling to work together with Democrats to make any significant changes to the ACA to make it work better.

It's true that the 21st Century Cures Act – which passed in late 2015 – had bipartisan support and allows small businesses to reimburse employees for the cost of individual market health insurance. This had previously been prohibited under guidance that HHS and the DOL had finalized in 2013, as part of their work to implement the ACA.

But other fixes that could have been made to the ACA never got off the ground. The family glitch has persisted, as has the subsidy cliff and the Medicaid coverage gap (granted, fixing any of them at the federal level would be expensive, and states with a Medicaid coverage gap could choose at any time to expand Medicaid and eliminate the coverage gap).

Republican lawmakers could have worked with Democrats to appropriate funding for cost-sharing reductions in 2014 – or anytime since then – rather than suing the Obama Administration. And Republican-led states could have taken advantage of the benefits of the ACA, including Medicaid expansion funding, instead of trying to topple the law in court (Texas v. Azar) and leave their residents — especially those with low incomes and/or pre-existing conditions — without viable coverage options in the individual market.

11 ways the GOP sabotaged Obamacare

The story of Obamacare's problems is not complete unless we take a look back at all the ways Republican lawmakers took steps to deliberately weaken the Affordable Care Act.

www.healthinsurance.org

It is unfortunate that the POT has spent so much time and energy trying to kill the ACA instead of enhancing it or coming up with a viable replacement. The latter having proved impossible. The solution.......Medicare for all. A fix to the problem opposed by the health insurance company lobby, and by R's. And so it goes.

 

[Polishprince]

Republicans have done everything in their legislative power to destroy the Affordable Care Act, and you numbnuts cheered.

Pat yourselves on the back, morons.

You got what you wanted.

A lot of prophets like the Immortal Maha Rushdie pointed out when ACA was proclaimed , it was DESIGNED to fail.

All of the requirements in the program made its fall inevitable, and the libs hoped that even a more extreme, risky medical scheme would take its place. And indeed, El Rushbo was correct. Leading lib voices like Crazy Bernie who pushed forward O'Care, now want to scuttle it in favor of a "Medicaid for All" scheme which would push the American people into long queues at government health clinics in dangerous urban heck holes.

 

[forkup]

How much does Belgium pay for its defense? Are they relying off US taxpayers?

Defense spending has no causal or accounting relationship to healthcare costs. Healthcare spending is measured independently and includes total national outlays. The US spends more on healthcare before defense is even considered.

We aren't able to afford our healthcare system because we spend less on defense. We can afford it because it's simply more efficient.

When we were in the middle of the Cold war, and had conscription (lasted into the early 90's), we STILL had universal healthcare.

 

[Polishprince]

Defense spending has no causal or accounting relationship to healthcare costs. Healthcare spending is measured independently and includes total national outlays. The US spends more on healthcare before defense is even considered.

We aren't able to afford our healthcare system because we spend less on defense. We can afford it because it's simply more efficient.

When we were in the middle of the Cold war, had universal draft we STILL had universal healthcare.

Americans really wouldn't put up with the caste system that they have in Europe, where the elite nobility get privileges that the rest of us, the "Scum of the Earth" as they call us, get shuttled through a public system, waiting indefinitely for specialists.

In this country, people see themselves as equal to our leaders, you don't have that overseas particularly in Europe.

 

[DonGlock26]

Defense spending has no causal or accounting relationship to healthcare costs. Healthcare spending is measured independently and includes total national outlays. The US spends more on healthcare before defense is even considered.

We aren't able to afford our healthcare system because we spend less on defense. We can afford it because it's simply more efficient.

When we were in the middle of the Cold war, and had conscription, we STILL had universal healthcare.

Nonsense. If you are paying less for defense, you have more to spend on social programs. Europeans have been living off the US gov't teats for 80 years.

 

[Mac1958]

And so it goes.

It's rare for me to be surprised these days, but I have to admit that I was caught a little off guard when Trump said that an extension of the ACA credits might be necessary.

What?

The obvious question here is, why didn't he realize this before? How could he POSSIBLY not realize that this might be an issue? Was this NEWS to him somehow?

I'm not even sure I want an answer to that.

 

[forkup]

Nonsense. If you are paying less for defense, you have more to spend on social programs. Europeans have been living off the US gov't teats for 80 years.

Defense spending doesn’t explain the healthcare gap. Even before defense is considered, the US spends far more per capita on healthcare than Belgium or any European country. That means the difference is efficiency and pricing, not military budgets.

It’s like saying your jacket is expensive because your friend bought a cheaper pair of shoes. Each item has its own production and market factors.

 

[ColonelAngus]

Those poor insurance companies just cannot survive without GOVERNMENT SUBSIDIES.



EVERYONE IS BEING ******* ROBBED BY THESE MEDICAL INSURANCE COMPANIES.

If anyone would like to walk me through the math to prove insurance companies need government subsidies to survive, I am willing to read it all.

 

[DonGlock26]

Defense spending doesn’t explain the healthcare gap. Even before defense is considered, the US spends far more per capita on healthcare than Belgium or any European country. That means the difference is efficiency and pricing, not military budgets.

It’s like saying your jacket is expensive because your friend bought a cheaper pair of shoes. Each item has its own production and market factors.

It explains how your country can afford national healthcare. On top of that, your country is one of the most indebted countries in Europe. Belgium is not a good example of anything except of progressive failure. Imagine how indebted Belgium would be if it had to pay a fair share of its GDP for national defense.

 

[forkup]

Americans really wouldn't put up with the caste system that they have in Europe, where the elite nobility get privileges that the rest of us, the "Scum of the Earth" as they call us, get shuttled through a public system, waiting indefinitely for specialists.

In this country, people see themselves as equal to our leaders, you don't have that overseas particularly in Europe.

What are you talking about? Europe is made up of representative democracies, most with more than two viable parties. And the idea of “waiting indefinitely” for specialists is misleading. In the US, you wait for care too, insurance approvals, ER visits because people lack GPs, and even prescription pickups while coverage is checked. On top of waiting time to be seen by specialists. In the US, access to healthcare often depends on the size of your wallet more than your actual needs. That’s the equality you’re bragging about?

 

[forkup]

It explains how your country can afford national healthcare. On top of that, your country is one of the most indebted countries in Europe. Belgium is not a good example of anything except of progressive failure. Imagine how indebted Belgium would be if it had to pay a fair share of its GDP for national defense.

We can afford national healthcare because it’s far cheaper than what the US currently spends. Even when our defense budget was much higher, we could have done it. A few percentage points less on defense wouldn’t suddenly collapse a system we already proved we could run.
As for debt: the US itself carries massive debts, and a significant portion of our current problems stem from US banks and ratings agencies selling junk mortgages to European banks, which then needed bailouts. That’s not progressive failure, it’s mismanagement and exploitation within global finance. BY AMERICAN BANKS.

 

[kyzr]

The ACA originally did include the mandate. The GOP set the penalty to $0 thereby removing a major funding source that was to fund subsidies.The subsidies were permanent. You are talking about the COVID subsidy, which had to be temporary at the time because of the way the legislation was passed. The DEMs then lost control of Congress and the GOP blocked making them permanent.

So you seem to be saying that the ACA, if put back on its original fiscal footing is workable?
I wish the healthcare solution was that simple.

Similar to how Trump's tax cuts were temporary and a later GOP Congress then made them permanent despite the fact they added to the debt. The GOP got back in control of Congress, the DEMs didn't. WW

Trump45's tax cuts were passed via "reconciliation" which only lasts 8? or so years and then expire.
The current congress made them permanent somehow even though they added $2.8T to the debt over 10-years.
$2.8T is "only" $280b a year, which can be covered by tariffs and a higher GDP than the 1.8% the CBO assumed.

 

[odanny]

And, they get rationing, denied procedures, and often fatal waits. In the case of the UK, they get medical personnel that can't speak English.

Your condition is terminal.

 

[odanny]

Or access to your home for that matter. Why should people be homeless, when you have a place to live?

Your condition is terminal.

Sucks to be you.

 

[JoeB131]

Comments...
1. Thanks, Obama, for absolutely nothing.
2. Health Insurance costs are out of control.
3. There is no solution, Democrat, Republican, or Trumpian
4. The only solution is the free market. The costs have gotten so out of control, and out of the realm of reality, that the suggestion here is to not buy the policy to begin with. This "insurance" doesn't guarantee health, or longevity. We are all going to die regardless.
5. Pay cash instead
6. Think outside the box. Fly to foreign countries for healthcare if needed.

The system has failed, the politicians have failed. We are responsible for ourselves at this stage.

1) Trump is the one who eliminated the tax penalty for people who don't get insurance, that's why the costs are shooting up.

2) I agree, they are. Because the Insurance Companies are greedy, and they know the government won't do anything to stop them.

3) Sure there's a solution. Single payer. Medicare for All.

4) The Free Market is what got us into this mess. You can't treat your health like a consumer good. You can choose to keep driving your old beater instead of getting a new car, or you can choose to eat ground beef instead of steak. You really can't choose "Dying" over "getting that needed treatment".

5) Most people can't afford to pay cash for health care treatments.

6) Why would a foreign country want to treat our people because we have a fucked up, greedy system? They've figured this out. They spend less, everyone is covered, they live longer, fewer of their babies die.

 

[WorldWatcher]

So you seem to be saying that the ACA, if put back on its original fiscal footing is workable?
I wish the healthcare solution was that simple.

That is NOT what I said. So I'd appreciate it if you wouldn't try to put words in my mouth. There is little extra room because of the foot I periodically stick in there on my own.

I've simply pointed out that the GOP cut a major revenue source which has exasperated the issue.

Trump45's tax cuts were passed via "reconciliation" which only lasts 8? or so years and then expire.
The current congress made them permanent somehow even though they added $2.8T to the debt over 10-years.
$2.8T is "only" $280b a year, which can be covered by tariffs and a higher GDP than the 1.8% the CBO assumed.

Funny how an tax increase on US taxpayers - and yes a tarrif is an import tax paid by consumers is the end all.

Many things Trump has promised will be paid for by the tax increase - DOGE check, $1776 check to the military, border funding, tax cuts (which mostly benefit the wealthy), Farmer Aid, etc.

Tax more and then buy votes, the DEM model.

WW