Let's Repeal Obamacare and Try Freedom re Healthcare and Most Other Things Too

[RDD_1210]

Private insurance is a contract you voluntarily enter into. There are covered and non-covered items.

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

LOL. So Sad.

Hahahah, PATHETIC, non-answer after non-answer.

Which ER's again provide Chemo treatment? I forgot your answer to that one.

 

[Foxfyre]

Private insurance is a contract you voluntarily enter into. There are covered and non-covered items.

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

It's like anything else you buy. You contract with one of those food delivery services, you pay a monthly or annual fee to have a certain number of steaks, so many blocks of cheese, so many hams etc. delivered to your home over the course of a year. If you want more than what you order, you buy that separately.

Same with healthcare. If I want just a reasonably priced catastrophic policy that will take care of the really big stuff I can't afford, I should have the right to buy any such policy that is available. (In the case of the OP such policies are not universally available.)

Or if the federal government simply put together a catastrophic insurance pool at a reasonable rate for everybody, that alone would bring down private insurance premiums down to an affordable level for just about everybody. Then pass a law that everybody will be required to provide insurance OR pay the costs of their healthcare to the best of their ability and that brings costs down even further because so few charity cases will involved.

There are all kinds of ways to address the system without the federal government taking over control of all.

 

[Revere]

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

LOL. So Sad.

Hahahah, PATHETIC, non-answer after non-answer.

Which ER's again provide Chemo treatment? I forgot your answer to that one.

Why should ERs administer chemo?

Why can't I buy a private insurance policy I can afford with limits on coverage?

 

[Common Sense]

Private insurance is a contract you voluntarily enter into. There are covered and non-covered items.

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

actually even in your private health care contract, care is always at the discretion of your doctor or an administrator. you cant simply walk into your doctors office and demand a specific treatment or medication and have them reply like robots. you need things like referrals to specialists and prescriptions for meds. its also an at will contract and can be terminated at any time for "cause." and cause is very very very loosely defined. things such as hitting your lifetime max, filling out a form wrong, being determined to have a pre-existing condition. or just because your too expensive to insure.

maybe its time you actually read your health care contract.

 

[Revere]

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

actually even in your private health care contract, care is always at the discretion of your doctor or an administrator. you cant simply walk into your doctors office and demand a specific treatment or medication and have them reply like robots. you need things like referrals to specialists and prescriptions for meds. its also an at will contract and can be terminated at any time for "cause." and cause is very very very loosely defined. things such as hitting your lifetime max, filling out a form wrong, being determined to have a pre-existing condition. or just because your too expensive to insure.

maybe its time you actually read your health care contract.

No, a contract is a contract.

 

[RDD_1210]

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

It's like anything else you buy. You contract with one of those food delivery services, you pay a monthly or annual fee to have a certain number of steaks, so many blocks of cheese, so many hams etc. delivered to your home over the course of a year. If you want more than what you order, you buy that separately.

Same with healthcare. If I want just a reasonably priced catastrophic policy that will take care of the really big stuff I can't afford, I should have the right to buy any such policy that is available. (In the case of the OP such policies are not universally available.)

Or if the federal government simply put together a catastrophic insurance pool at a reasonable rate for everybody, that alone would bring down private insurance premiums down to an affordable level for just about everybody. Then pass a law that everybody will be required to provide insurance OR pay the costs of their healthcare to the best of their ability and that brings costs down even further because so few charity cases will involved.

There are all kinds of ways to address the system without the federal government taking over control of all.

Exactly why the public option would have been a great way to actually help bring costs down without having a government takeover. Shame we couldn't get that included.

 

[Revere]

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

It's like anything else you buy. You contract with one of those food delivery services, you pay a monthly or annual fee to have a certain number of steaks, so many blocks of cheese, so many hams etc. delivered to your home over the course of a year. If you want more than what you order, you buy that separately.

Same with healthcare. If I want just a reasonably priced catastrophic policy that will take care of the really big stuff I can't afford, I should have the right to buy any such policy that is available. (In the case of the OP such policies are not universally available.)

Or if the federal government simply put together a catastrophic insurance pool at a reasonable rate for everybody, that alone would bring down private insurance premiums down to an affordable level for just about everybody. Then pass a law that everybody will be required to provide insurance OR pay the costs of their healthcare to the best of their ability and that brings costs down even further because so few charity cases will involved.

There are all kinds of ways to address the system without the federal government taking over control of all.

Exactly why the public option would have been a great way to actually help bring costs down without having a government takeover. Shame we couldn't get that included.

Which current government program has brought down the cost of anything?

 

[Common Sense]

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

actually even in your private health care contract, care is always at the discretion of your doctor or an administrator. you cant simply walk into your doctors office and demand a specific treatment or medication and have them reply like robots. you need things like referrals to specialists and prescriptions for meds. its also an at will contract and can be terminated at any time for "cause." and cause is very very very loosely defined. things such as hitting your lifetime max, filling out a form wrong, being determined to have a pre-existing condition. or just because your too expensive to insure.

maybe its time you actually read your health care contract.

No, a contract is a contract.

link........


good luck, i wanna see you walk into your doctors office and demand a drug or treatment. see how far that gets you.


try seeing a specialist without a referral, or getting a transplant without getting on the transplant list.

 

[RDD_1210]

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

LOL. So Sad.

Hahahah, PATHETIC, non-answer after non-answer.

Which ER's again provide Chemo treatment? I forgot your answer to that one.

Why should ERs administer chemo?

Why can't I buy a private insurance policy I can afford with limits on coverage?

Seriously? YOU SAID EVERYONE CAN GET THEIR MEDICAL NEEDS TAKEN CARE OF IN AN ER.

Holy shit you're beyond words. Where the **** do you people come from? You are the reason the rest of the world hates Americans.

 

[Foxfyre]

Show me ANY that give you ALL the chemo you want. Just one.

I don't even understand the point you're even trying to make. You're beyond ridiculous.

All the chemo your policy or contract spells out.

Don't you believe in private contracts?

actually even in your private health care contract, care is always at the discretion of your doctor or an administrator. you cant simply walk into your doctors office and demand a specific treatment or medication and have them reply like robots. you need things like referrals to specialists and prescriptions for meds. its also an at will contract and can be terminated at any time for "cause." and cause is very very very loosely defined. things such as hitting your lifetime max, filling out a form wrong, being determined to have a pre-existing condition. or just because your too expensive to insure.

maybe its time you actually read your health care contract.

We all know what is and what the problems are. We all apparently haven't studied the history to understand how we got into the mess we're in or how and why the federal government is probably the poorest choice to fix it.

Again, a policy with a reasonable deductible to handle routine healthcare needs would be very affordable for almost everybody. If there was a catastrophic insurance pool over that, it would provide the backup for those cancer patients, etc. and that would take care of the uninsurability problem for most. Assigned risk pools for the difficult to insure people would take care of anybody who can't qualify for normal insurance.

And those who choose not to buy insurance anyway, that should be their choice. We should hold them accountable for it and if they show up at the emergency room without insurance, they are presented a bill for services along with a contract to sign to pay it off.

I believe that would be the most practical and humane way to address the problem.

 

[RDD_1210]

It's like anything else you buy. You contract with one of those food delivery services, you pay a monthly or annual fee to have a certain number of steaks, so many blocks of cheese, so many hams etc. delivered to your home over the course of a year. If you want more than what you order, you buy that separately.

Same with healthcare. If I want just a reasonably priced catastrophic policy that will take care of the really big stuff I can't afford, I should have the right to buy any such policy that is available. (In the case of the OP such policies are not universally available.)

Or if the federal government simply put together a catastrophic insurance pool at a reasonable rate for everybody, that alone would bring down private insurance premiums down to an affordable level for just about everybody. Then pass a law that everybody will be required to provide insurance OR pay the costs of their healthcare to the best of their ability and that brings costs down even further because so few charity cases will involved.

There are all kinds of ways to address the system without the federal government taking over control of all.

Exactly why the public option would have been a great way to actually help bring costs down without having a government takeover. Shame we couldn't get that included.

Which current government program has brought down the cost of anything?

Explain to me what the public option is first. I have serious doubts you have any clue what it is.

 

[Revere]

The public option is private insurance being forced to compete with their regulator, the US government, who does not have any obligation to remain solvent or maintain reserves. They can make up whatever rules they want and print money.

It's not choice. It's not market competition.

The public option is designed to shove private insurance off a cliff.

 

[RDD_1210]

The public option is private insurance being forced to compete with their regulator, the US government, who does not have any obligation to remain solvent or maintain reserves. They can make up whatever rules they want and print money.

It's not choice. It's not market competition.

The public option is designed to shove private insurance off a cliff.

LOL

Just as I suspected. Not a single clue.

Actually, I'm surprised you even knew that the public option is made up of private insurance companies. You fail quickly from there though.

 

[Revere]

Doesn't matter who administers the plan. It's government competing with private insurance to wipe them out.

 

[Greenbeard]

But let's say for the sake of argument that such policies are available to everybody.

Even if you are one who wants government to mandate the system, why wouldn't it make sense to mandate such a low cost catastrophic insurance policy instead of one that pays just about everything?

It's often forgotten but there are some people out there whose ultimate concern--when it comes to thinking about health policy--is health. And catastrophic plans don't seem to be good for it.