I would agree with you 100% the insurance industry is the problem. The bigger problem (of which they are a part) is that the federal government props them up. That is both left and right wing cronies doing the propping.
Liberty and Freedom should be as much a part of the working people as the rich.
It is the federal government that protects the rich.
Oh, I agree, the Federal Government protects the Rich when the Republicans are in charge.
But let's look at this.
Republicans are the ones who oppose a Canadian Single Payer system. That would have solved ALL the problems.
They used to support a universal coverage system of combined private and public plans, like ObamaCare. In fact, when they called it "RomneyCare", they were all for it. Romney tauted his plan as a model for the nation, and no one disagreed with him.
Then the BLACK GUY did it. And suddenly republicans HATE, HATE, HATE their own plan. But big insurance got behind it because they knew if there was a public option anyone could sign up for, businesses and individuals would abandon them in droves.
Please tell me what problems it will solve.
We spend 8,500 per person per year.
That is the bottom line.
Business supplying healthcare was due to government imposing wage and price restrictions.
Perhaps we can get government out of the picture.
Free-Market Innovations:
· a) Walgreens has retail health clinics staffed by board-certified Family Nurse Practitioners and Physicians Assistants, and expects to have 400 open by 2010, and CVS plans on about 500. Anyone can walk in and get treatment for about 1/6 the cost of an emergency room, plus about 2/3 are paid for by insurance. Treatment includes:
Respiratory Illnesses
·
Additional Treatments
·
Skin Conditions
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Minor Injuries
·
Diagnostic Testing
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Wellness
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Vaccinations
·
Healthcare Clinics | Walgreens
b) Wal-Mart offers some 400 different prescription drugs @ $10 for a 90 day supply. CVS, Target, Kroegers, Food Lion, and a number of others have similar plans.
c) eHealthinsurance.com allows you to find health insurance in your zip.
d) Healthcarebluebook.com tells the costs of various procedures and treatments, allowing the consumer to negotiate prices with practitioners.
e) Teledoc gets you on the phone with a licensed physician in 3 hours or less, for $35- or it’s free!
f) American Well will let you talk to a doctor by webcam, text, phone, or IM for $45. And some Wal-Marts have virtual clinics where they can actually look into eyes, ears, and throat by webcam.
http://www.americanwell.com/healthplan_FAQs.html
g) For an annual fee of just $480 for singles ($580 for couples and $680 for families)
The No Insurance Club offers affordable pre-paid health care plans that cover basic medical services from a participating board-certified physician, with no deductibles, no additional premiums, and no co-payments and either 12 or 16 visits per year.
HugeDomains.com - NoInsuranceClub.com is for sale (No Insurance Club)
And...
h) Cosmetic surgery is the closest thing we have to a true free-market system in American. No insurance coverage, and the consumer shops around among practitioners: the price has been falling over time in real terms — despite a huge increase in volume and considerable technical innovation (which is blamed for increasing costs for every other type of surgery).
This is not to imply that only the rich in America can get the ‘expensive’ treatment, since there are many options such as a)getting a loan, b) asking a family member or a charity for help, c) find a doctor, hospital, or drug company willing to work at a reduced rate. All are common.
And because we have rich people who pay a great deal for the best healthcare, enabling research and development, the end result is that this brings costs down and makes treatment affordable for everyone, even in socialist countries.