- Aug 18, 2019
- Reaction score
True to a point, by default it also sets the maximums.The ACA sets the Minimum not the Maximum. Just like the States set the minimums for Car Insurance.Why should everyone be forced to have the same coverage? Why not let people decide for themselves how to manage their health care? Do we really need government dictating this?LOL!!!!!!!!!!!!!!!!! they just made individual policies akin to group policies. everybody has the same coverage.Those aren't "protections". They're regulations forcing coverage that many consumers don't want.all the protections, such as the preventatives are covered 100% regardless of what plan you have.Bronze plans were the cheapest, high deductibles, around $1800 per person plus a $20 co-pay. You had to pay a monthly premium and had never got to the deductible and so you paid $9000 before the policy covered anything and then it was only 80%. Not sure how many people can afford to pay $9000 of insurance without it covering anything. My catastrophic was half that.There are different levels of plans. Bronze Plans are most exp. as far as deductibles and OOP max, those who get a Bronze Plan either are young and heathy, got money, or don't have money as they are the cheapest plans but they cover all existing PECS.