Here's the smart way to fix health care:
1. We should be buying our health insurance the same way we buy our home, auto, and life insurance. I should be able to pick up the phone and call any insurance company in the country and buy the insurance I want. This way, I have maximum leverage since I can hang up if I am not satisfied and call any one of a constellation of competitors, just like I do now with my home, auto, and life insurance.
2. We need to eliminate employer sponsored health insurance (ESHI). ESHI is one of the biggest drivers of increasing health care costs. Also, employees are completely hostage to their employer's insurance. There is no negotiation. It is a take it or leave it proposition from a single insurer. And if you lose your job, you lose your health insurance. And you don't get new insurance until you have been in your new job for up to six months. With my home, auto, and life insurance, I get bundle discounts and long term customer discounts.
We can easily disincentivize ESHI by eliminating the tax exemption we currently have for ESHI.
3. We need LESS government in health care, not more. The government is the biggest market entity in the health insurance market, and it gets to write the rules for its private sector competitors. This is not the case in the auto, home, and life insurance markets, where prices have been DROPPING.
4. The idiot liberals have demanded more and more government takeover of health care. When you concentrate power in one place, you make it easier to capture. The liberals have NEVER learned this lesson. In every aspect of our lives, they have continually repeated this insanity over and over and over and over. And then when that centralized power gets captured by corrupt special interests, the liberals demand we solve the problem with MORE government takeover.
Unbelievable.