Another reason for very high home insurance in some areas

When insurance providers cease to cover roofs that have been damaged by wind or storms, the expense of that $25,000 roof could decrease to $10,000 or even lower.I am able to personally finance a $10,000 roof once or twice.I am acquainted with a roofer who refuses to undertake a project unless it is covered by insurance.His initial inquiry is, "Will this be an insurance claim?"
Odd, In my AO general contractors won't take a job if they have to wait for insurance money. They have too much other work that does not involve that hassle.

I had a house fire this past Spring and I ran into that. I told the contractor he would be paid my me and not the insurance company and he took it on.

That said I wanted a bunch of much needed home renovations I had been putting off so the fire was just a good excuse to get them done.

I really could have cared less about what the insurance company paid-out but I was not disappointed in what they did pay out. They were more than fair because I did not ask for the moon and stars.
 
Wild fires, hurricanes, and now hailstorms. The cost of hailstorms has exceeded that of hurricanes in the US in some years, and some areas either have to pay very high premiums, or simply cannot get home insurance after repeated hits.


But experts warn these monster storms are becoming more frequent, more destructive and more expensive across the central US — and insurers are pulling out.

Your article never backed up this claim and the rest of the article is sloppy journalism as they spew out a bunch of numbers without context and without admission that they generate much of the construction cost increase are done in long known high storm damage regions as it has been known for over 225 years that the coastline from Texas to North Carolina get tropical storms and hurricanes landfalls but they built all over the place anyway and rebuild and rebuild and rebuild after storms comes through smashing portions of it.

Here is some LEVELIZED cost and stormines charts to ponder over, all based on actual data and sources unlike your shitty article.

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Meanwhile NO increase in severe storms,

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1763915666740.webp
 
Your article never backed up this claim and the rest of the article is sloppy journalism as they spew out a bunch of numbers without context and without admission that they generate much of the construction cost increase are done in long known high storm damage regions as it has been known for over 225 years that the coastline from Texas to North Carolina get tropical storms and hurricanes landfalls but they built all over the place anyway and rebuild and rebuild and rebuild after storms comes through smashing portions of it.

Here is some LEVELIZED cost and stormines charts to ponder over, all based on actual data and sources unlike your shitty article.

View attachment 1186845

View attachment 1186846

View attachment 1186847
View attachment 1186848

Meanwhile NO increase in severe storms,

View attachment 1186849

View attachment 1186850

View attachment 1186851

View attachment 1186852

View attachment 1186854
It was a shitty Daily Mail article, hardly worth even wiping you ass with.
 
Most of the world recognizes the threat of global warming and what is needed to combat it. The Democratic Party has little influence on that conclusion

Only Republicans and Big Oil think otherwise

When we combat global warming, how many new nuclear plants should we build?
 
Actually it is making sensible steps and energy policy to reduce emissions

Closing down reliable fossil fuel plants and replacing them with more expensive, less reliable "green energy" is stupid.

Especially when China and India increase their CO2 output by many multiples of any reduction by us.
 
Closing down reliable fossil fuel plants and replacing them with more expensive, less reliable "green energy" is stupid.

Especially when China and India increase their CO2 output by many multiples of any reduction by us.
It is just a transition away from the reliance on fossil fuels

Which most of the world (except for Republicans) support
 
It is the utmost stupidity to embrace fossil fuels for short term profits and long term damage

I agree, poor people here in Chicago should stop using fossil fuels for heat in winter.

Their short-term goal, not freezing the death, only profits the evil fossil fuel companies while killing the planet.
 
It is the utmost stupidity to embrace fossil fuels for short term profits and long term damage
What ling term damage? Fossil fuels create prosperity low inflation reliable low cost energy. Wind and solar which cant meet the demand of AI will cause a catastrophic power shortage that will shut down the economy. Thats not going to happen now that TRUMP wisely stopped the subsidies and is supporting fossil fuels and nuclear power.

Renewable energy is bad solution to a problem that doesnt exist. Its typical democrat corruption and stupidity. The green energy industrial complex makes donations to democrat campaigns and they mandate use of their high cost intermittent energy.
Humans dont change the climate we need even more CO2 to keep the earth green and full of oxygen.
 
Globalists concerned with long term consequences over short term profits
Insurance rates went down in Florida because a GOP governor reformed the tort laws. Democrats wont do that because lawyers own them
 
15th post
Insurance rates went down in Florida because a GOP governor reformed the tort laws. Democrats wont do that because lawyers own them
Insurance rates are becoming unaffordable in Florida
 
It is the utmost stupidity to embrace fossil fuels for short term profits and long term damage

The mistake is we're not taking fossil fuel energy off-line ... all these new renewable sources just mean we use more energy ... we're not doing any conserving at all ... the hypocrisy is you're burning coal to warn us about burning coal ...

What long term damage can you demonstrate? ... and please answer in scientific terms ... we don't want weasel words, we want experimental data ... and as always, a link is fine ...
 
The mistake is we're not taking fossil fuel energy off-line ... all these new renewable sources just mean we use more energy ... we're not doing any conserving at all ... the hypocrisy is you're burning coal to warn us about burning coal ...

What long term damage can you demonstrate? ... and please answer in scientific terms ... we don't want weasel words, we want experimental data ... and as always, a link is fine ...
The damage from renewables is a catastrophic energy shortage as demand for AI and server banks increases. Renewables can never meet that demand. The wind stops and the sun solar cant work at night. Thats never going to change. There wont be surplus energy like we have today if we all go green. Costs will increase and taxes will go up to offset the increases. Renewables will destroy the economy. Thats already happening in Europe. Spain had nationwide blackout. Germany is driving manufacturing to America. Their 3 largest auto makers are moving here. Volvo is moving here. Green energy cant support manufacturing.
Its bad solution to a problem that doesnt even exist. CO2 doesnt make the earth warm it makes it green which creates oxygen. The more CO2 we make the more green plants grow and they grow exponentially. We couldnt make too much CO2 if we tried. Its .04% of the atmosphere in fact thats too low.
 

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