And for those of us who can agree that each person who is able to do so should work and pay for his/her shelter, clothing, food, etc., what makes healthcare different?
Can you go to your local grocery store and buy a package of healthcare along with the OJ and the cereal?
Can you wander into the Gap and try on healthcare from a rack?
Can you go to a dealership and put down a deposit and drive away in a new 2015 healthcare?
Can you obtain a mortgage for healthcare?
So if the answer to those questions is no then obviously healthcare is different, right?
What makes it different is that it isn't an everyday item that you need like a pair of shoes. For the greater part of your life healtcare is little more than something you only ever think about if and when you or a loved one gets sick.
And when they do get sick healthcare costs a lot of money that you probably don't have lying around.
So what is the capitalist way to deal with things that cost a great deal of money but that you might never need? What if your house catches fire or you car is totaled?
You buy
INSURANCE, right?
You don't buy insurance for groceries or clothes or shoes. You do buy insurance for cars, homes and your health.
The cost of healthcare is high therefore the cost of healthcare insurance is high too.
Not everyone earns a living wage with benefits so they can't afford healthcare insurance.
You have two choices here. You can either ensure that everyone who works an 8 hour day is paid a living wage so that they can afford to buy their own insurance or you can subsidize their insurance.
What happens when you don't do either of the above because you don't want to pay hardworking Americans a living wage or subsidize corporations who are not paying living wages with your tax dollars?
That is when you end up with millions of people who go the ER and you pay even more money subsidizing that healthcare costs.
Now perhaps you don't want to do that either. In which case your Libertarian society has to deal with millions of people falling into bankruptcy and that drives up the rate of interest on your credit cards, car loans and mortgages instead.
So one way or another it all comes down to how do you want to deal with the
REALITY that your fellow hardworking Americans need healthcare?
Personally I would much rather that they were paid a living wage with benefits because that is not only an incentive for them to work but it benefits the economy and the entire nation. But that does require that the Federal government step in and set the minimum wage at a realistic level.
Your preference might be different to mine but I hope this little primer helped to explain the difference between your food and clothing needs as opposed to your insurance needs.