Why is it costing 28 billion over 10 years if not subsidized at all!!!!

Penelope

Diamond Member
Jul 15, 2014
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On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??
 
Government shouldn't be telling people what kind of insurance they're "allowed" to buy. That's almost as bad as forcing them to buy it.
 
Auto insurance is more or less 'forced', to the profit of private insurance companies.

Yes it is. And those laws are wrong as well. Our rights, our access to the commons, shouldn't depend on the sponsorship of a corporation.
 
Auto insurance should be handled by the same agency that handles drivers' licenses.
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??
Shocker: Bernie Sanders Health Care Plan Is A $30+ Trillion Economic Catastrophe
Sen. Bernie Sanders' "Medicare for all" plan would increase government health care spending by $32.6 trillion over 10 years, according to a study by a university-based libertarian policy center.

That's trillion with a "T."
28 billion is chump change to what your Socialist Senator wants to FORCE upon the US. Just shut the fuck up, sick of you whiney liberals bitching about spending..
 
Auto insurance is more or less 'forced', to the profit of private insurance companies.

Yep.

And yet, as with anything government forced, in most metro areas (liberals in charge), you're as likely to suffer a hit & run from an UNINSURED motorist. No-fault helped with that but Ins Companies have covered their losses with limitations and restrictions. Who reads the fine print anyway?

Another severe problem is liberals make prison a luxury stay and then liberal judges work hard to get you back on the streets asap so you can do it again. There should be BOOT CAMPS and chain gangs. The thought of going to jail/prison should be a deterrent, not a crime incentive.
 
Auto insurance is more or less 'forced', to the profit of private insurance companies.
/----/ Mandatory auto insurance is completely different from mandatory health insurance. Auto Insurance is to protect those you injury in an accident. Once you pay for your car, you may either keep or cancel the comprehensive. Geeeeze why can't libtards understand that simple concept?
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Auto insurance is more or less 'forced', to the profit of private insurance companies.
/----/ Mandatory auto insurance is completely different from mandatory health insurance.
It's the same basic principle. We're outsourcing the management of public risk to private corporations. And it's a really dangerous trend. Several states are pushing for mandatory liability insurance for gun owners as well. Our rights, including equal access to the commons, should not depend on corporate sponsorship.
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??
/----/ Maybe the deductible is higher (and that is highly questionable) but hare you saying Obozocare was also $23.70 a month? Why are you being so deceptive?
Obamacare deductibles on the rise for 2017, along with monthly premiums
Those cheap Obamacare plans are getting even more expensive.

Deductibles for individuals enrolled in the lowest-priced Obamacare health plans will average more than $6,000 in 2017, the first time that threshold has been cracked in the three years that Affordable Care Act marketplaces have been in business, a new analysis finds.

Families enrolled in bronze plans will have average deductibles of $12,393, according to the study by the consumer insurance comparison site HealthPocket.


A deductible is the amount of money someone must personally pay out of pocket for health services before insurance covers the remaining cost.
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??

Also does the Trump Admin know about Cobra??

Please explain what Cobra has to do with it.
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

Most people that age would likely never need anything more than that.

You do understand the concept of insurance, don't you? Or maybe that's your problem.
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??
Shocker: Bernie Sanders Health Care Plan Is A $30+ Trillion Economic Catastrophe
Sen. Bernie Sanders' "Medicare for all" plan would increase government health care spending by $32.6 trillion over 10 years, according to a study by a university-based libertarian policy center.

That's trillion with a "T."
28 billion is chump change to what your Socialist Senator wants to FORCE upon the US. Just shut the fuck up, sick of you whiney liberals bitching about spending..
You know that that's a $2 trillion savings over current expenditures right?
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??
Shocker: Bernie Sanders Health Care Plan Is A $30+ Trillion Economic Catastrophe
Sen. Bernie Sanders' "Medicare for all" plan would increase government health care spending by $32.6 trillion over 10 years, according to a study by a university-based libertarian policy center.

That's trillion with a "T."
28 billion is chump change to what your Socialist Senator wants to FORCE upon the US. Just shut the fuck up, sick of you whiney liberals bitching about spending..
You know that that's a $2 trillion savings over current expenditures right?

Because we all know when the Federal government starts spending, costs go down.
Just look at college tuition.
DERP!
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

Most people that age would likely never need anything more than that.

You do understand the concept of insurance, don't you? Or maybe that's your problem.

No please explain it to me? It shouldn't cost the gov nothing as they are not offering any subsidies.
 
On its website, UnitedHealth says that short-term plans are available for as little as $23.70 a month — for some unmarried women aged 19 to 24 who do not smoke. The plans have a $10,000 deductible, which is $2,650 more than the out-of-pocket costs allowed under a plan that complies with the Affordable Care Act.

A footnote on the website says, “Short-term health insurance is medically underwritten and does not cover pre-existing conditions.”

Snip

The additional cost to the federal government will total $28 billion over 10 years, according to an official estimate published with the new rule.

Federal subsidies are not available for short-term policies. Most people who qualify for subsidies will stay in the public marketplace, the administration predicted.

‘Short Term’ Health Insurance? Up to 3 Years Under New Trump Policy
--------------------------------------------
What is this money , 28 billion, going to cover?? Also does the Trump Admin know about Cobra??


Also does the Trump Admin know about Cobra??

Please explain what Cobra has to do with it.
 
There is nothing complicated to it. If, for example, everyone with a driver's license paid a fair charge into a collective system for his/her insurance, the amount of money would be very significant. With no profit to cover, there would be no problem fulfilling resultant actuarial obligations. At the same time, there would never be any doubt that anyone behind a steering wheel would have at least the legal minimum of protection. Those who wanted more could pay a private insurance for extras.
With health care, it's even simpler. The U.S. spends almost twice per capita what the French do, and 25% more than the Swiss (who are in second place). In 2016, that was over $10300 in America, about $853/month. Even by just reducing that cost the at least 20% insurance companies represent would get close to Switzerland.
 
We spend ~3.5 trillion annually when you combine personal expenditures, VA care, Medicare, and Medicaid. Not even adjusting for inflation, this is cheaper in the long run.

I'm deeply suspicious of any centralized government program. But if conservative lobbyists are going to dissuade the American public from single payer, they will have to do a better job on math.

Or keep defunding public schools.

Conservative Think-Tanker Accidentally Argues That Single Payer Could Save Americans $2 Trillion
 

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