Lately I have been enraged by the banks that are settling for up to 25% of the actual home loan amount from those who have quit paying their loan agreements. Excuse me, but what the hell right do these banks or entrusted parties have to default on the legal agreement they have entered into? I would sure like the opportunity to cut down my debts like this. I am SICK of this weak kneed, spineless, welfare mentality horse crap. "But I was making 50.00 an hour before. (whaaa!) How am I supposed to afford my two new vehicles, the country club, my wife n kids and my hooker habit working in a convenience store?" This is the very type of mentality that is RUINING this country. Can someone please let me know who is responsible for this type of nonsense?