When did Junk Plans become Junk Plans

[Quantum Windbag]

I don't find that argument, at all, compelling.

If you don't want women to pay a disproportionate share of materinity costs...then give them a tax credit for their actual costs.

Secondly, if you really want to get serious about making men pay, then everytime a single mother shows up at the county clinic looking for free pre-natal care, she should be required to identify the father so his ass can be back charged some painful amount for gettiing her pregnant. And he's gonna pay child support too. The state may supplement, but only after the needle has extracted a lot of blood from him. And maybe you should go after his parents. Not fair.....? What's fair about us paying for the fact that he's screwing around and walking Scott free ?

Don't let them get away with the lies, their share is not disproportionate. A disproportionate share occurs when someone pays more for getting less, they pay more for maternity coverage because they use all of it.

That I understand. However, children are an important part of our society and they need a comprehensive safety net. What that also includes in making fathers responsible.

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

 

[Listening]

Don't let them get away with the lies, their share is not disproportionate. A disproportionate share occurs when someone pays more for getting less, they pay more for maternity coverage because they use all of it.

That I understand. However, children are an important part of our society and they need a comprehensive safety net. What that also includes in making fathers responsible.

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

I al

When it comes to preventative care and maternity care, I think we need a conversation apart from the current one.

We are in this together. However, it is the constant scamming (and it's reached the point where it is so blatant...we just accept it) of the system that is so irritating.

I am the one who posted the OP because our Affirmative Action Moron in Charge Failure lied his ass off and now we are stuck trying to undo his fucked up mess.

 

[Flopper]

Folks,

It is very interesting in scrolling back through the pages of this thread that there is very little from the left. They don't seem to have the appetite for defending the BIG LIE that Obama told (and has killed his trustworthiness polling).

I think we all know the answer to the OP.

I just wanted to see if the left had the balls to step up and say stupid stuff like our favorite moron (former Speaker Of The House).

Even after BIG LIAR admits it.....

Nancy Pelosi struggles to defend Obamacare on Meet The Press

I think most people, including myself, are getting pretty bored with responding to post that call Obama a liar. He made promises he wasn't able to keep as do all presidents.

 

[Quantum Windbag]

Folks,

It is very interesting in scrolling back through the pages of this thread that there is very little from the left. They don't seem to have the appetite for defending the BIG LIE that Obama told (and has killed his trustworthiness polling).

I think we all know the answer to the OP.

I just wanted to see if the left had the balls to step up and say stupid stuff like our favorite moron (former Speaker Of The House).

Even after BIG LIAR admits it.....

Nancy Pelosi struggles to defend Obamacare on Meet The Press

I think most people, including myself, are getting pretty bored with responding to post that call Obama a liar. He made promises he wasn't able to keep as do all presidents.

I have a suggestion; if you are tired of defending Obama's lies, stop.

 

[Antares]

Folks,

It is very interesting in scrolling back through the pages of this thread that there is very little from the left. They don't seem to have the appetite for defending the BIG LIE that Obama told (and has killed his trustworthiness polling).

I think we all know the answer to the OP.

I just wanted to see if the left had the balls to step up and say stupid stuff like our favorite moron (former Speaker Of The House).

Even after BIG LIAR admits it.....

Nancy Pelosi struggles to defend Obamacare on Meet The Press

I think most people, including myself, are getting pretty bored with responding to post that call Obama a liar. He made promises he wasn't able to keep as do all presidents.

He lied his ass off and you enablers choose to excuse it, we don't. Now he is violating his own law and the Constitution and once again you don't give a shit.

 

[Flopper]

Don't let them get away with the lies, their share is not disproportionate. A disproportionate share occurs when someone pays more for getting less, they pay more for maternity coverage because they use all of it.

That I understand. However, children are an important part of our society and they need a comprehensive safety net. What that also includes in making fathers responsible.

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

The cost of adding a maternity insurance rider to an individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

 

[The Rabbi]

That I understand. However, children are an important part of our society and they need a comprehensive safety net. What that also includes in making fathers responsible.

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

The cost of adding a maternity insurance rider to a individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

In other words it's socialism. Yeah, we got that.
They would be at least more transparent simply raising everyone's taxes and offering "free" maternity.
Maternity coverage is expensive because about 85% of policies where it is chosen experience claims. But at least we can discard the bullshit notion that ACA was about lowering costs for everyone and bending the cost curve down. It does no such thing. The very opposite.

 

[Flopper]

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

The cost of adding a maternity insurance rider to a individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

In other words it's socialism. Yeah, we got that.
They would be at least more transparent simply raising everyone's taxes and offering "free" maternity.
Maternity coverage is expensive because about 85% of policies where it is chosen experience claims. But at least we can discard the bullshit notion that ACA was about lowering costs for everyone and bending the cost curve down. It does no such thing. The very opposite.

Yes, it is socialist but not as much so as the welfare programs. The law regulates the health insurance industry instead of replacing it with single payer, which was the original plan. Obama dropped single payer in order to get support from Republicans and less liberal Democrats, a big mistake.

 

[The Rabbi]

The cost of adding a maternity insurance rider to a individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

In other words it's socialism. Yeah, we got that.
They would be at least more transparent simply raising everyone's taxes and offering "free" maternity.
Maternity coverage is expensive because about 85% of policies where it is chosen experience claims. But at least we can discard the bullshit notion that ACA was about lowering costs for everyone and bending the cost curve down. It does no such thing. The very opposite.

Yes, it is socialist but not as much so as the welfare programs. The law regulates the health insurance industry instead of replacing it with single payer, which was the original plan. Obama dropped single payer in order to get support from Republicans and less liberal Democrats, a big mistake.

Obama didnt do jack shit. The Democrats in Congress understood it wouldnt pass. Even they couldn't swallow that crap.
Thanks for admitting it is socialism, not insurance. The whole fucking program was a lie foisted on people expecting a free lunch. Fuck the Dems in 2014. Repeal Obamacare. Impeach Obama.

 

[Quantum Windbag]

That I understand. However, children are an important part of our society and they need a comprehensive safety net. What that also includes in making fathers responsible.

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

The cost of adding a maternity insurance rider to an individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

I love it when you pull numbers out of your ass and expect people to simply accept them. It reminds me of the time you said that there were only 4 companies selling insurance for the entire state of Florida under Obamacare.

 

[Quantum Windbag]

The cost of adding a maternity insurance rider to a individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

In other words it's socialism. Yeah, we got that.
They would be at least more transparent simply raising everyone's taxes and offering "free" maternity.
Maternity coverage is expensive because about 85% of policies where it is chosen experience claims. But at least we can discard the bullshit notion that ACA was about lowering costs for everyone and bending the cost curve down. It does no such thing. The very opposite.

Yes, it is socialist but not as much so as the welfare programs. The law regulates the health insurance industry instead of replacing it with single payer, which was the original plan. Obama dropped single payer in order to get support from Republicans and less liberal Democrats, a big mistake.

The industry was regulated.

 

[Flopper]

I can live with that. What I object to is forcing unmarried men who are not engaging in sex and women past childbearing age to pay for other people's actions. I also find it offensive when idiots claim that women of child bearing age pay a disproportionate share of the costs of maternity care. If anyone is paying a disproportionate share of maternity care it is the people who don't use it, but still have to pay for it.

The cost of adding a maternity insurance rider to an individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

I love it when you pull numbers out of your ass and expect people to simply accept them. It reminds me of the time you said that there were only 4 companies selling insurance for the entire state of Florida under Obamacare.

The numbers are in the links and it was 5 not 4 which I corrected.

 

[Flopper]

In other words it's socialism. Yeah, we got that.
They would be at least more transparent simply raising everyone's taxes and offering "free" maternity.
Maternity coverage is expensive because about 85% of policies where it is chosen experience claims. But at least we can discard the bullshit notion that ACA was about lowering costs for everyone and bending the cost curve down. It does no such thing. The very opposite.

Yes, it is socialist but not as much so as the welfare programs. The law regulates the health insurance industry instead of replacing it with single payer, which was the original plan. Obama dropped single payer in order to get support from Republicans and less liberal Democrats, a big mistake.

The industry was regulated.

And now there are more regulations, not as good as single payer but it will have to do for now.

 

[Quantum Windbag]

The cost of adding a maternity insurance rider to an individual insurance plan is very high. As an example, in Florida, Blue Cross Blue Shield charges $280/mo. with a $1500 deductible and 50% co-insurance. Coverage must begin 30 days prior to conception. In most states there are counties that you can not buy maternity coverage because 62% of the insurance companies in the individual insurance market don't offer it.

Requiring that everyone have the coverage brings down the premium, but is it fair? Of course not. Maternity Coverage, Substance Abuse, and various preventive services are not needed by everyone, yet everyone pays. If you are male, you're paying for mammograms and pap smears. If you're female, you're paying for PSA tests. The ACA is not about equitable distribution of cost based on usage. It's about universal healthcare coverage, improving the health of the nation, and reducing overall cost.

This is why Obamacare is canceling some people?s insurance plans

BCBS Maternity Rider

I love it when you pull numbers out of your ass and expect people to simply accept them. It reminds me of the time you said that there were only 4 companies selling insurance for the entire state of Florida under Obamacare.

The numbers are in the links and it was 5 not 4 which I corrected.

There are at least 10 companies that are supplying insurance in Florida through the exchange. I provided the link for that, and you were wrong.

The numbers are not in the links unless you think a forum post is proof of a stupid claim. The interesting thing is that a just 8 posts down there is a post that directly contradicts the numbers you have declared to be true, did you not read that far?

Well I have seen all the replies and as a Florida Blue agent, yes we ceased selling the maternity rider on July 1. YAgent's scenario is your best bet. The agent that quoted you the price for that particular plan was way way off in the premium if you could have purchased it, doesn't cost that much for that particular plan. No you cannot add it to your plan Jan 1, 2014, you will have to purchase one of the new plans being offered starting Oct 1, to have maternity coverage in which case if you are above 400% of poverty level will be shell shocked at the premiums. As YA said if you're on a Grandfathered plan, save your money and when you get pregnant go to your doc and hospital and make a deal for a 50% discount to pay off before delivery and yes if you have a complication your present policy will pay that portion of the bill.

 

[Quantum Windbag]

Yes, it is socialist but not as much so as the welfare programs. The law regulates the health insurance industry instead of replacing it with single payer, which was the original plan. Obama dropped single payer in order to get support from Republicans and less liberal Democrats, a big mistake.

The industry was regulated.

And now there are more regulations, not as good as single payer but it will have to do for now.

What makes single payer good?

 

[Flopper]

I love it when you pull numbers out of your ass and expect people to simply accept them. It reminds me of the time you said that there were only 4 companies selling insurance for the entire state of Florida under Obamacare.

The numbers are in the links and it was 5 not 4 which I corrected.

There are at least 10 companies that are supplying insurance in Florida through the exchange. I provided the link for that, and you were wrong.

The numbers are not in the links unless you think a forum post is proof of a stupid claim. The interesting thing is that a just 8 posts down there is a post that directly contradicts the numbers you have declared to be true, did you not read that far?

Well I have seen all the replies and as a Florida Blue agent, yes we ceased selling the maternity rider on July 1. YAgent's scenario is your best bet. The agent that quoted you the price for that particular plan was way way off in the premium if you could have purchased it, doesn't cost that much for that particular plan. No you cannot add it to your plan Jan 1, 2014, you will have to purchase one of the new plans being offered starting Oct 1, to have maternity coverage in which case if you are above 400% of poverty level will be shell shocked at the premiums. As YA said if you're on a Grandfathered plan, save your money and when you get pregnant go to your doc and hospital and make a deal for a 50% discount to pay off before delivery and yes if you have a complication your present policy will pay that portion of the bill.

If the post in the link I gave you isn't proof of the claim because it's own a forum, then the post you quote on that forum doesn't refute it.

Anyway, here's one in Texas with a premium of $106/mo but only covers $2500 while the average cost is $10,000
Self Employed Maternity Insurance Options in TX (Austin: obgyn, health insurance) - City-Data Forum

 

[The Rabbi]

The industry was regulated.

And now there are more regulations, not as good as single payer but it will have to do for now.

What makes single payer good?

It's more government. We can't trust evil corporations because they're in it for the money. We can trust government because their motives are pure as driven snow.
This is the essence of the liberal creed.

 

[JoeB131]

And now there are more regulations, not as good as single payer but it will have to do for now.

What makes single payer good?

It's more government. We can't trust evil corporations because they're in it for the money. We can trust government because their motives are pure as driven snow.
This is the essence of the liberal creed.

More along the lines of, we can trust government because they want to get re-elected. Therefore, providing good patient care is their first priority.

We can't trust insurance companies because their first priority is to the stockholders, their second priority is to the employers actually paying for their plans, and then MAYBE providing good patient care is a third priority.

Which is why you get situations where the CEO of Cigna pays himself an 83,000,000 severance package but he denies a teenage girl's liver transplant.

 

[The Rabbi]

What makes single payer good?

It's more government. We can't trust evil corporations because they're in it for the money. We can trust government because their motives are pure as driven snow.
This is the essence of the liberal creed.

More along the lines of, we can trust government because they want to get re-elected. Therefore, providing good patient care is their first priority.

We can't trust insurance companies because their first priority is to the stockholders, their second priority is to the employers actually paying for their plans, and then MAYBE providing good patient care is a third priority.

Which is why you get situations where the CEO of Cigna pays himself an 83,000,000 severance package but he denies a teenage girl's liver transplant.

When is Sibelius up for re-election? Holder?

 

[JoeB131]

Count on Rabbi for a stupid non-sequitor when he can't make an argument.

Again- the government wants something from me. My vote. In fact, they will compete to get my vote when they figure they can't fool me by waving a bible or a flag in front of me.

Insurance company. Meh. They already have my money. The idea is not to give it back.