What healthcare reforms would you support?

Discussion in 'Politics' started by rightwinger, Aug 7, 2009.

  1. rightwinger
    Online

    rightwinger Paid Messageboard Poster Gold Supporting Member Supporting Member

    Joined:
    Aug 4, 2009
    Messages:
    120,171
    Thanks Received:
    19,796
    Trophy Points:
    2,190
    Location:
    NJ & MD
    Ratings:
    +45,251
    Given the existing battle over the direction healthcare reform is taking, What changes if any would you be willing to support?

    1. Cooperative pools- Group the uninsured, underinsured, self employed into large competitive pools for lower rates

    2. Full single provider healthcare- Like Canada or England

    3. Prohibit insurers from denying coverage due to pre-existing conditions

    4. Public Option- Government provides voluntary healthcare program for uninsured and to compete with private insurers

    5. Portability of coverage- You can keep the same policy for life. Even if you change jobs, are unemployed or move cross country

    6. Interstate competition of insurance companies- Why can't insurance be offered nationwide or online so you can select your best coverage

    7. Employer based insurance- Are you satisfied being tied to your employer or union to maintain coverage?

    8. Care of illegals- If an illegal alien takes a child with a broken arm to the emergency room, should that child be turned away?
     
  2. MalibuMan
    Offline

    MalibuMan Member

    Joined:
    Aug 27, 2008
    Messages:
    373
    Thanks Received:
    44
    Trophy Points:
    16
    Location:
    Lebanon Ohio
    Ratings:
    +44
    I'll take the same health care as congress. Nothing less.
     
  3. rightwinger
    Online

    rightwinger Paid Messageboard Poster Gold Supporting Member Supporting Member

    Joined:
    Aug 4, 2009
    Messages:
    120,171
    Thanks Received:
    19,796
    Trophy Points:
    2,190
    Location:
    NJ & MD
    Ratings:
    +45,251
    I have the same health care plan as congress. It is probably closest to the cooperative pool option. You have a large choice of insurance companies which includes Blue Cross, HMO and PPO plans which depend on your state.
    I don't know if you believe this is all free of charge with no deductables.....its not.
    I pay $2500 per year for myself and my wife. $350 deductable per person and they pay 85% of covered procedures as long as you pre-certify everything. Some plans cost more some less.....depending on the coverage you select
     
  4. Annie
    Offline

    Annie Diamond Member

    Joined:
    Nov 22, 2003
    Messages:
    50,847
    Thanks Received:
    4,644
    Trophy Points:
    1,790
    Ratings:
    +4,770
    The OP is about changing the system of health care, not reforming it.

    Get tort reform.

    Insist on portability.

    Get rid of the exemption for pre-existing conditions.
     
  5. Xenophon
    Offline

    Xenophon Gone and forgotten

    Joined:
    Nov 27, 2008
    Messages:
    16,705
    Thanks Received:
    3,750
    Trophy Points:
    48
    Location:
    In your head
    Ratings:
    +3,751
    Annie is on the right track, the key is to look at why costs have skyrocked and backtrack from there.

    All the lawsuites caused insurance rates to rise, the cost is passed on to the consumer.

    Tort reform is where to start, then you limit premimums and prevent unfair passing on of any added costs, prices drop and care improves.

    Everything else is a bandaide on a giant hemmorage.
     
  6. MalibuMan
    Offline

    MalibuMan Member

    Joined:
    Aug 27, 2008
    Messages:
    373
    Thanks Received:
    44
    Trophy Points:
    16
    Location:
    Lebanon Ohio
    Ratings:
    +44
    Well hell. My current healthcare is better than yours. I have a HSA and when the deductables is met ( which is $2300 ) everything is covered 100%.
     
  7. Big Black Dog
    Offline

    Big Black Dog Gold Member Supporting Member

    Joined:
    May 20, 2009
    Messages:
    22,906
    Thanks Received:
    5,107
    Trophy Points:
    260
    Ratings:
    +5,702
    I would support the following health care reform measures:

    (1) Eliminate deductables on all health insurance policies.
    (2) Eliminate co-pays on all health insurance policies.
    (3) Eliminate the pre-existinng clause on all health insurance policies.
    (4) Make it law that an Insurance Company could not drop your coverage except for non-payment of your premiums.
    (5) Make health insurance more affordable so everybody that was really interested in obtaining health insurance could afford it.
    (6) Eliminate co-pays on prescription medications. Medications are a part of the medical care your doctor has decided you should receive. Therefore, it should be fully covered under your insurance.
    (7) Require doctors, hospitals, clinics and anybody else that provides medical care to accept any insurance that is sold in America.
    (8) Do away with any required rider policies for Medicare. If you are on Medicare, then the bill should be paid in full with no co-pay or additional policies required to cover your medical bill.
    (9) Medicare should pay the full amount of any Nursing Home bill and not require the patient to "spend down" their resources before they begin to pay Nursing Home bills.

    I would like to see Congress pass these health care reforms. Other than these things, I do not feel the government has any business being involved in the health care business.
     
  8. Bern80
    Offline

    Bern80 Gold Member

    Joined:
    Jan 9, 2004
    Messages:
    8,094
    Thanks Received:
    720
    Trophy Points:
    138
    Ratings:
    +726
    Not sure how this works. How it would reduce costs, different from now, etc.

    Few good things come out of a monopoly no matter who runs it.

    Yes and no. Not for out right denail, but there would be some justification to pay higher premiums. It is a risk for the provider like be a risk for anything else (i.e. lending, auto insureance).

    I don't get this one. Is it supposed to be some minimal level of coverage? What would be the point of that if you need to purchase yet another form of insurance to cover more catastrophic illnesses? On the flip if it's suppossed to be a cheaper option that covers everything, well then you're back to a monopoly pretty quickly. And how would government pay for such a plan (something they can't currently answer)?

    Yes, but could rendered irrelevant later..........

    This is one of the best options out there. It would reduce costs to the individual and doesn't cost anything.

    One of the best things that could happen for our economy would be for employers to not be burdened with paying the bulk of our premiums. So we have to come up with something that reduces the cost of coverage enough to make it reaonable for people to pay on their own.

    I don't agree with turning people away that need it, but doing so might keep a few more illegals from coming here illegally
     
  9. Political Junky
    Offline

    Political Junky Gold Member

    Joined:
    May 27, 2009
    Messages:
    19,541
    Thanks Received:
    2,948
    Trophy Points:
    260
    Ratings:
    +5,533
    I'll vote for the French system ...
     
  10. Ringel05
    Offline

    Ringel05 Diamond Member

    Joined:
    Aug 5, 2009
    Messages:
    40,134
    Thanks Received:
    7,991
    Trophy Points:
    1,830
    Location:
    El Paso, TX
    Ratings:
    +17,234
    Given the existing battle over the direction healthcare reform is taking, What changes if any would you be willing to support?

    1. Cooperative pools- Group the uninsured, underinsured, self employed into large competitive pools for lower rates Yes

    2. Full single provider healthcare- Like Canada or England Absolutely not

    3. Prohibit insurers from denying coverage due to pre-existing conditions Yes

    4. Public Option- Government provides voluntary healthcare program for uninsured and to compete with private insurers Depends on how it is set up

    5. Portability of coverage- You can keep the same policy for life. Even if you change jobs, are unemployed or move cross country Yes

    6. Interstate competition of insurance companies- Why can't insurance be offered nationwide or online so you can select your best coverage Essentially the same as #5

    7. Employer based insurance- Are you satisfied being tied to your employer or union to maintain coverage? Yes

    8. Care of illegals- If an illegal alien takes a child with a broken arm to the emergency room, should that child be turned away? Absolutely, I'm simon Legree. Of course you had to couch this option in these specific terms. That way any one who disagrees with tax dollars supporting illegal aliens in this type of scenario will look like Simon Legree and be demonized. Polling to achive a desired outcome.
     

Share This Page