"It is easier to fool people than to convince them they've been fooled" -- Mark TwainInsurance is the problem, not the solution. As a nation, we're nursing some really stupid delusions regarding what insurance is and what it can achieve. We've got to get it through our heads that insurance doesn't make health care more affordable, it makes it more expensive, and it can't be used to build a social safety net.
You can't convince a nation of stupid people that they're wrong.