so many of you talk about the poor and underpriveledged

Be interesting to see how the freeloaders do when the money runs out.

I'll just bet these folks can do a dandy job of taking care of themselves when the free ride stops.

Its always easy to spend someone elses money especially when you never ever have to pay it back. Of course you don't give a shit who worked their ass off to provide it either.

The only problem is that eventually you run out of other peoples money.

Remember the French Revolution? Yeah, that's what'll happen. I'm hoping it happens soon.

Running out of other people's money? Yeah, that's a laugh. The income gap is so big in this country that less than 10% of the people in it own more wealth than 90% of the people. No nation can long survive with the majority of it's wealth in the hands of a few.

Oh, really? You're hoping the French Revolution happens again?

When the mobs stormed the Bastille - which only had six prisoners in it at the time, because it was in the process of being closed down - the prison's commander, Marquis de Launay, tried repeatedly to surrender it, requiring only that it be done peacefully. The mobs refused and ended up hacking him to death and then mutilating the body. They stuck his head on a pike and danced in the streets with it.

When an armed mob stormed the Tuileries on August 10, 1792, they murdered every single person there. Women were raped and hacked to death. Members of the mob tore pieces off the mutilated corpses and carried them away as trophies. Children played kickball with the heads. The bodies were left to rot in the streets for days as a warning.

Another mob attacked a Carmelite convent, chopping the clergy they found there into pieces and throwing the bodies down a well. Later discovery of this well unearthed 119 skeletons down there.

I can go on and on, but I think we all get the idea. And you hope this happens again soon, do you? You're looking forward to blood running in the streets and mutilated bodies rotting, are you? Hoping to wear an ear on your blouse as a decoration, perhaps, or were you wanting to pull a heart out of someone's body and drink the blood from it (both documented occurrences during the French Revolution)?

You should be ashamed of yourself, either for your disgusting savagery or or woeful ignorance, whichever led you to say such an incredibly stupid thing.


Great Post Cecile.

Apparantly Sheila has never really looked into the savagery that was the French Revolution. And it was savage with blood running in the streets and innocents guillotined right along with the supposed guilty. Not a nice time in French history.

She has also forgotten the decades of war that followed ala Bonaparte.

Interesting that she can hardly wait for that to happen in America.

She is an idiot.
 
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But you seemingly have no perspective on what it means to truly be poor. Or why someone is in that situation.

The terms are thrown around on USMB anytime it serves your personal agenda or ideology without giving any thought to what constitutes their personal circumstances. I've told my story a couple times so I won't go into it again but sufficed to say most of you are clueless.

Most of the time a mere lack of priorities leads a family down the wrong path. How many times have you stopped to help a homeless person to offer help only to have it denied? I have many times. On occasion I've offered to work someone with a "will work for food" sign only to have them put out their cigarette (which cost money) and tell me they really only had time for cash gifts.

Then you have families that can barely afford to put food on the table yet they have cable and xboxes. My brother is one of those people. He is right now as we speak sleeping in my basement despite being told to find a job by this Monday or get out.

I am tired of people always saying we have to do more for the poor when a large portion of them won't even help themselves. I lifted myself from poverty so why do I have to do for others what they can do for themselves? I'm not saying we shouldn't have a safety net but I am saying the able but unwilling can fall through our safety net for all I care.

I guess your point is there is a wide range of reasons why some people do not do as well as others. The right wing loves to place the blame on the welfare queen scamming the system or those who are too lazy to work.

Any way you cut it, this is a piss poor economy. People who formerly had good jobs with good pay and benefits find themselves without work and ask "What did I do wrong?". I get tired of people calling our bottom 50% lazy and stupid. American workers are the hardest working and most productive in the world.

Truth be told, the people responsible for their struggles are still doing well. They made bad investments, they took wild risks, they were the first in line for bailouts. The financial collapse they created is hurting millions of workers. It is time we stop blaming the victims


I get tired too of people rejecting jobs!
Since Jan 2010 I have received 870 emails from SnagaJob.com.
Each email has a minimum of at least one job and many have jobs like the below:

RN or LPN (Registered / Licensed Practical Nurse)
Certified Framer
General Manager
Salesperson
Crew Member
Sr Sales Associate
Customer Service Representative
Support Specialist
Night Maintenance

So tell me why would ANYONE have a problem finding a job!
All of the above jobs were within 20 miles of where I live!
And MY state has the 10th worst unemployment rate of 10.3% for 09/2011!

10th worst unemployment rate YET I have 870 emails since Jan 2010 each for one job and many emails like the above.

Please explain "WHAT IS THE UNEMPLOYMENT problem for people that TRULY want to et off "unemployment benefits?
 
Be interesting to see how the freeloaders do when the money runs out.

I'll just bet these folks can do a dandy job of taking care of themselves when the free ride stops.

Its always easy to spend someone elses money especially when you never ever have to pay it back. Of course you don't give a shit who worked their ass off to provide it either.

The only problem is that eventually you run out of other peoples money.

Remember the French Revolution? Yeah, that's what'll happen. I'm hoping it happens soon.

Running out of other people's money? Yeah, that's a laugh. The income gap is so big in this country that less than 10% of the people in it own more wealth than 90% of the people. No nation can long survive with the majority of it's wealth in the hands of a few.

Oh, really? You're hoping the French Revolution happens again?

When the mobs stormed the Bastille - which only had six prisoners in it at the time, because it was in the process of being closed down - the prison's commander, Marquis de Launay, tried repeatedly to surrender it, requiring only that it be done peacefully. The mobs refused and ended up hacking him to death and then mutilating the body. They stuck his head on a pike and danced in the streets with it.

When an armed mob stormed the Tuileries on August 10, 1792, they murdered every single person there. Women were raped and hacked to death. Members of the mob tore pieces off the mutilated corpses and carried them away as trophies. Children played kickball with the heads. The bodies were left to rot in the streets for days as a warning.

Another mob attacked a Carmelite convent, chopping the clergy they found there into pieces and throwing the bodies down a well. Later discovery of this well unearthed 119 skeletons down there.

I can go on and on, but I think we all get the idea. And you hope this happens again soon, do you? You're looking forward to blood running in the streets and mutilated bodies rotting, are you? Hoping to wear an ear on your blouse as a decoration, perhaps, or were you wanting to pull a heart out of someone's body and drink the blood from it (both documented occurrences during the French Revolution)?

You should be ashamed of yourself, either for your disgusting savagery or your woeful ignorance, whichever led you to say such an incredibly stupid thing.

You have to go through the bad to get to the good. I'm looking forward to a free America again with a strong middle class.
 
Remember the French Revolution? Yeah, that's what'll happen. I'm hoping it happens soon.

Running out of other people's money? Yeah, that's a laugh. The income gap is so big in this country that less than 10% of the people in it own more wealth than 90% of the people. No nation can long survive with the majority of it's wealth in the hands of a few.

Oh, really? You're hoping the French Revolution happens again?

When the mobs stormed the Bastille - which only had six prisoners in it at the time, because it was in the process of being closed down - the prison's commander, Marquis de Launay, tried repeatedly to surrender it, requiring only that it be done peacefully. The mobs refused and ended up hacking him to death and then mutilating the body. They stuck his head on a pike and danced in the streets with it.

When an armed mob stormed the Tuileries on August 10, 1792, they murdered every single person there. Women were raped and hacked to death. Members of the mob tore pieces off the mutilated corpses and carried them away as trophies. Children played kickball with the heads. The bodies were left to rot in the streets for days as a warning.

Another mob attacked a Carmelite convent, chopping the clergy they found there into pieces and throwing the bodies down a well. Later discovery of this well unearthed 119 skeletons down there.

I can go on and on, but I think we all get the idea. And you hope this happens again soon, do you? You're looking forward to blood running in the streets and mutilated bodies rotting, are you? Hoping to wear an ear on your blouse as a decoration, perhaps, or were you wanting to pull a heart out of someone's body and drink the blood from it (both documented occurrences during the French Revolution)?

You should be ashamed of yourself, either for your disgusting savagery or or woeful ignorance, whichever led you to say such an incredibly stupid thing.


Great Post Cecile.

Apparantly Sheila has never really looked into the savagery that was the French Revolution. And it was savage with blood running in the streets and innocents guillotined right along with the supposed guilty. Not a nice time in French history.

She has also forgotten the decades of war that followed ala Bonaparte.

Interesting that she can hardly wait for that to happen in America.

She is an idiot.

The point is, that if we stop feeding the poor, as you all seem to want, they will rebel, anyone who thinks otherwise, is fooling themselves.
 
So, Conservatives think that food stamps harm people. That the protections granted by federal regulations which safeguard food and drug supplies, workplace safety, the environment and consumer products are onerous and intrusive. That unemployment insurance hinders the morale of the unemployed.

What manner of society do these Conservatives envision? No social safety nets. No protections against hazardous foods, drugs and consumer products.

Some Conservatives think that faulty work conditions, food and products can be remedied by lawsuit. But then, those same Conservatives want tort reform thus removing the last line of defense even the Conservatives think is "fair".

What?!?

Can they still be incredulous about the perception Conservatives side with corporations over workers?
 
This topic interested me. I see myself as one of the working poor. Although not minimum, I have a low hourly wage. I work full time, live by myself and have no children. I struggle to provide necessaries sometimes, yet I have a flat-screen, laptop and pay for internet.
Here's the breakdown of where my money goes. I figured it out just for this thread.

Rent: 37% (not in bad area, rather cheap, a great find...just very small)
Car Insurance: 17% (ever since I changed zip codes, it's outrageous! And this is the cheapest I could find after much research)
Gas: 13% (If the damn price of gas would go down, I would have more money for food!)
Electric: 8%
Credit Card: 5% (emergencies and "high ticket items")
Cell Phone: 3% (the only phone I have)
Internet: 3% (my only entertainment)

This leaves me 14% for food, clothing and other necessities. It's not very much. If I enjoy a chiropractic visit during the month for help with my neck and pay a $30 co-pay, it cuts into my food budget; so more often then not, I don't go.
The flat-screen and laptop were a one time purchase of about 6% of my yearly income. I will be able to use them for many years and they, coupled with my low monthly internet payment, form the majority of my entertainment since I don't go to movies at all or out to eat very often. I don't have cable. The tv is paid off, the laptop is still being paid off slowly (at 0% interest, I might add).
I find nothing wrong with providing myself some "luxury" items. I work for my money. Is it supposed to be "all work and no play"? That's not a life worth living.
I do find something wrong with having to give 17% of my monthly income away to an insurance company who do not provide me with a tangible service, like the rent or electric payment does. But I don't have a choice.
Looking over this, I'm sure I could do better on the rent with a roommate. Sometimes that's more headache then it's worth though. And gas is the thing that's killing me. It's cutting too much into my food budget.
I don't qualify for food stamps or any other assistance. I make "too much" and don't have any children. I think I would feel the same way about allowing myself some luxury items even if I was receiving some assistance. Some entertainment is vital to maintaining a positive outlook and good mental health.
I am the working poor.
Hope this helps. I just thought it would be interesting to figure out the percentages of where my income goes. I would've made a pie chart, but I'm not that good. :lol:
 
So, Conservatives think that food stamps harm people. That the protections granted by federal regulations which safeguard food and drug supplies, workplace safety, the environment and consumer products are onerous and intrusive. That unemployment insurance hinders the morale of the unemployed.

What manner of society do these Conservatives envision? No social safety nets. No protections against hazardous foods, drugs and consumer products.

Some Conservatives think that faulty work conditions, food and products can be remedied by lawsuit. But then, those same Conservatives want tort reform thus removing the last line of defense even the Conservatives think is "fair".

What?!?

Can they still be incredulous about the perception Conservatives side with corporations over workers?

No safety nets in the past boyo and no revolution.

What do corporations have to do with the freeloaders who abound in this country??
 
So, Conservatives think that food stamps harm people. That the protections granted by federal regulations which safeguard food and drug supplies, workplace safety, the environment and consumer products are onerous and intrusive. That unemployment insurance hinders the morale of the unemployed.

What manner of society do these Conservatives envision? No social safety nets. No protections against hazardous foods, drugs and consumer products.

Some Conservatives think that faulty work conditions, food and products can be remedied by lawsuit. But then, those same Conservatives want tort reform thus removing the last line of defense even the Conservatives think is "fair".

What?!?

Can they still be incredulous about the perception Conservatives side with corporations over workers?

No safety nets in the past boyo and no revolution.

What do corporations have to do with the freeloaders who abound in this country??

Biot635PhotoM.jpg


When a safety net was promised, and that promise was withdrawn by a Conservative Republican President.

And as corporations grow in influence and power and wealth, more folks are disadvantaged. Cause and effect? As more corporations outsource their production to Asia and Latin America, there are more and more disadvantaged Americans. Cause and effect?
 
But you seemingly have no perspective on what it means to truly be poor. Or why someone is in that situation.

The terms are thrown around on USMB anytime it serves your personal agenda or ideology without giving any thought to what constitutes their personal circumstances. I've told my story a couple times so I won't go into it again but sufficed to say most of you are clueless.

Most of the time a mere lack of priorities leads a family down the wrong path. How many times have you stopped to help a homeless person to offer help only to have it denied? I have many times. On occasion I've offered to work someone with a "will work for food" sign only to have them put out their cigarette (which cost money) and tell me they really only had time for cash gifts.

Then you have families that can barely afford to put food on the table yet they have cable and xboxes. My brother is one of those people. He is right now as we speak sleeping in my basement despite being told to find a job by this Monday or get out.

I am tired of people always saying we have to do more for the poor when a large portion of them won't even help themselves. I lifted myself from poverty so why do I have to do for others what they can do for themselves? I'm not saying we shouldn't have a safety net but I am saying the able but unwilling can fall through our safety net for all I care.

I guess your point is there is a wide range of reasons why some people do not do as well as others. The right wing loves to place the blame on the welfare queen scamming the system or those who are too lazy to work.

Any way you cut it, this is a piss poor economy. People who formerly had good jobs with good pay and benefits find themselves without work and ask "What did I do wrong?". I get tired of people calling our bottom 50% lazy and stupid. American workers are the hardest working and most productive in the world.

Truth be told, the people responsible for their struggles are still doing well. They made bad investments, they took wild risks, they were the first in line for bailouts. The financial collapse they created is hurting millions of workers. It is time we stop blaming the victims


I get tired too of people rejecting jobs!
Since Jan 2010 I have received 870 emails from SnagaJob.com.
Each email has a minimum of at least one job and many have jobs like the below:

RN or LPN (Registered / Licensed Practical Nurse)
Certified Framer
General Manager
Salesperson
Crew Member
Sr Sales Associate
Customer Service Representative
Support Specialist
Night Maintenance

So tell me why would ANYONE have a problem finding a job!
All of the above jobs were within 20 miles of where I live!
And MY state has the 10th worst unemployment rate of 10.3% for 09/2011!

10th worst unemployment rate YET I have 870 emails since Jan 2010 each for one job and many emails like the above.

Please explain "WHAT IS THE UNEMPLOYMENT problem for people that TRULY want to et off "unemployment benefits?

None of those emails offered you a job. Those 870 emails were sent to thousands and thousands of people fishing for a suitable applicant. To claim that because you get bulk emails for employment proves there is no unemployment problem is ridiculous.
 
So, Conservatives think that food stamps harm people. That the protections granted by federal regulations which safeguard food and drug supplies, workplace safety, the environment and consumer products are onerous and intrusive. That unemployment insurance hinders the morale of the unemployed.

What manner of society do these Conservatives envision? No social safety nets. No protections against hazardous foods, drugs and consumer products.

Some Conservatives think that faulty work conditions, food and products can be remedied by lawsuit. But then, those same Conservatives want tort reform thus removing the last line of defense even the Conservatives think is "fair".

What?!?

Can they still be incredulous about the perception Conservatives side with corporations over workers?

No safety nets in the past boyo and no revolution.

What do corporations have to do with the freeloaders who abound in this country??

Abound? That's a new one. How many is that, exactly? How many able bodied "freeloaders" do we have in this country? Got a number?
 
This topic interested me. I see myself as one of the working poor. Although not minimum, I have a low hourly wage. I work full time, live by myself and have no children. I struggle to provide necessaries sometimes, yet I have a flat-screen, laptop and pay for internet.
Here's the breakdown of where my money goes. I figured it out just for this thread.

Rent: 37% (not in bad area, rather cheap, a great find...just very small)
Car Insurance: 17% (ever since I changed zip codes, it's outrageous! And this is the cheapest I could find after much research)
Gas: 13% (If the damn price of gas would go down, I would have more money for food!)
Electric: 8%
Credit Card: 5% (emergencies and "high ticket items")
Cell Phone: 3% (the only phone I have)
Internet: 3% (my only entertainment)

This leaves me 14% for food, clothing and other necessities. It's not very much. If I enjoy a chiropractic visit during the month for help with my neck and pay a $30 co-pay, it cuts into my food budget; so more often then not, I don't go.
The flat-screen and laptop were a one time purchase of about 6% of my yearly income. I will be able to use them for many years and they, coupled with my low monthly internet payment, form the majority of my entertainment since I don't go to movies at all or out to eat very often. I don't have cable. The tv is paid off, the laptop is still being paid off slowly (at 0% interest, I might add).
I find nothing wrong with providing myself some "luxury" items. I work for my money. Is it supposed to be "all work and no play"? That's not a life worth living.
I do find something wrong with having to give 17% of my monthly income away to an insurance company who do not provide me with a tangible service, like the rent or electric payment does. But I don't have a choice.
Looking over this, I'm sure I could do better on the rent with a roommate. Sometimes that's more headache then it's worth though. And gas is the thing that's killing me. It's cutting too much into my food budget.
I don't qualify for food stamps or any other assistance. I make "too much" and don't have any children. I think I would feel the same way about allowing myself some luxury items even if I was receiving some assistance. Some entertainment is vital to maintaining a positive outlook and good mental health.
I am the working poor.
Hope this helps. I just thought it would be interesting to figure out the percentages of where my income goes. I would've made a pie chart, but I'm not that good. :lol:

You are not the problem as you're not sucking up the tax dollars. Your self reliance is very admirable. My budget is nearly as tight as yours an I have my own business. The problem is those who believe they are entitled to my tax dollars.
 
So, Conservatives think that food stamps harm people. That the protections granted by federal regulations which safeguard food and drug supplies, workplace safety, the environment and consumer products are onerous and intrusive. That unemployment insurance hinders the morale of the unemployed.

What manner of society do these Conservatives envision? No social safety nets. No protections against hazardous foods, drugs and consumer products.

Some Conservatives think that faulty work conditions, food and products can be remedied by lawsuit. But then, those same Conservatives want tort reform thus removing the last line of defense even the Conservatives think is "fair".

What?!?

Can they still be incredulous about the perception Conservatives side with corporations over workers?

No safety nets in the past boyo and no revolution.

What do corporations have to do with the freeloaders who abound in this country??

Abound? That's a new one. How many is that, exactly? How many able bodied "freeloaders" do we have in this country? Got a number?

now who is tripping on grammar?

I got a better question for YOU...... How many able bodied individuals are currently on welfare? Then what percentage of those have been on it in excess of a year?
 
No safety nets in the past boyo and no revolution.

What do corporations have to do with the freeloaders who abound in this country??

Abound? That's a new one. How many is that, exactly? How many able bodied "freeloaders" do we have in this country? Got a number?

now who is tripping on grammar?

I got a better question for YOU...... How many able bodied individuals are currently on welfare? Then what percentage of those have been on it in excess of a year?

What are you talking about? I made no comment about anyone's grammar in that post. You are prone to jumping to conclusions......you should slow down.

That is not a better question. It is the same question. I am challenging you and every other stereotype-spitting nutter here to tell us the ACTUAL NUMBER of Americans who are shirking their responsibility by choosing not to work for any part of their subsistence.

Then, while you are at it, tell us how much that costs taxpayers each year. What is the percentage of our GDP that is spent on these freeloaders and finally.....................how many of these freeloaders ( who you claim are the people who support progressive candidates ) actually fucking vote.

Please........help me see the light.
 
Abound? That's a new one. How many is that, exactly? How many able bodied "freeloaders" do we have in this country? Got a number?

now who is tripping on grammar?

I got a better question for YOU...... How many able bodied individuals are currently on welfare? Then what percentage of those have been on it in excess of a year?

What are you talking about? I made no comment about anyone's grammar in that post. You are prone to jumping to conclusions......you should slow down.

That is not a better question. It is the same question. I am challenging you and every other stereotype-spitting nutter here to tell us the ACTUAL NUMBER of Americans who are shirking their responsibility by choosing not to work for any part of their subsistence.

Then, while you are at it, tell us how much that costs taxpayers each year. What is the percentage of our GDP that is spent on these freeloaders and finally.....................how many of these freeloaders ( who you claim are the people who support progressive candidates ) actually fucking vote.

Please........help me see the light.

You will never see the light even if the abusers told you personally they were abusing the system. Your too ideologically bound.

Besides its not my responsibility to education you on any issue. I'm simply here exercising my right to bitch about what ever the hell I feel like.
 
now who is tripping on grammar?

I got a better question for YOU...... How many able bodied individuals are currently on welfare? Then what percentage of those have been on it in excess of a year?

What are you talking about? I made no comment about anyone's grammar in that post. You are prone to jumping to conclusions......you should slow down.

That is not a better question. It is the same question. I am challenging you and every other stereotype-spitting nutter here to tell us the ACTUAL NUMBER of Americans who are shirking their responsibility by choosing not to work for any part of their subsistence.

Then, while you are at it, tell us how much that costs taxpayers each year. What is the percentage of our GDP that is spent on these freeloaders and finally.....................how many of these freeloaders ( who you claim are the people who support progressive candidates ) actually fucking vote.

Please........help me see the light.

You will never see the light even if the abusers told you personally they were abusing the system. Your too ideologically bound.

Besides its not my responsibility to education you on any issue. I'm simply here exercising my right to bitch about what ever the hell I feel like.

And finally, we have honesty.
 
now who is tripping on grammar?

I got a better question for YOU...... How many able bodied individuals are currently on welfare? Then what percentage of those have been on it in excess of a year?

What are you talking about? I made no comment about anyone's grammar in that post. You are prone to jumping to conclusions......you should slow down.

That is not a better question. It is the same question. I am challenging you and every other stereotype-spitting nutter here to tell us the ACTUAL NUMBER of Americans who are shirking their responsibility by choosing not to work for any part of their subsistence.

Then, while you are at it, tell us how much that costs taxpayers each year. What is the percentage of our GDP that is spent on these freeloaders and finally.....................how many of these freeloaders ( who you claim are the people who support progressive candidates ) actually fucking vote.

Please........help me see the light.

You will never see the light even if the abusers told you personally they were abusing the system. Your too ideologically bound.

Besides its not my responsibility to education you on any issue. I'm simply here exercising my right to bitch about what ever the hell I feel like.

Let's see if I get this right. You tell other people they are "ideologically bound" while having a signature that says "liberalism is a disease."

I like irony.
 
The problem with personal responsibility is its really shared responsibility. For example, Lester is serving a life term for murder. It was an open an and shut case. He killed a man during a robbery. He alone committed the crime and boar the consequences of the act. Lester's life history is pretty common, a single parent family with an alcoholic mother who taught him by word and deed that he can't make it in life no matter how hard he tries. Lester's school attendance was spotty. By the six grade, teachers considered him a lost cause. In high school, he was shunned by classmates and got into a gang. He was arrested and sent to a juvenile facility where he was to complete his education and learn a skill. The only thing taught was how to survive in the outside world with no education and no skills. He was latter convicted of a several petty crimes and finally murder. The court found that he and he alone was responsible. But was he the only one responsible? Weren't there others responsible, the alcohol mother, the school that failed to help him as child,
the classmates that shunned him, juvenile facility that failed to prepare him for life outside.
Although there is clearly shared responsibility, courts must hold the person that committed the crime fully responsible. However, if we are to solve social problems, we must treat them as shared responsibility and take actions to correct the situation. Many say we can't afford it. I submitted to you, that we can't afford not to. In Lester's case, if he had the right family life and schooling, he could have been a very productive member of society adding hundreds of thousands of dollars to our GDP. Instead his trials and imprisonment cost the state over 2 million dollars and that doesn't include the child support for his two kids who will likely follow in footsteps, or the financial impact on society of those he robbed or murdered.

Playing Devil's Advocate here...
Are you saying that Government run schools and Government run juvie centers failed Lester?
How can one put the responsibility for Lester on his peers who were also children?
Where was the REST of Lester's family?
Social problems are the most difficult problems we face. Poor parenting, addiction, child abuse, poor education, and criminality are the root cause for most other problems. Government may not be best place to find solutions, but often it is the only place.

Any society or nation is judged on the basis of how it treats its weakest not it's strongest.
 
This topic interested me. I see myself as one of the working poor. Although not minimum, I have a low hourly wage. I work full time, live by myself and have no children. I struggle to provide necessaries sometimes, yet I have a flat-screen, laptop and pay for internet.
Here's the breakdown of where my money goes. I figured it out just for this thread.

Rent: 37% (not in bad area, rather cheap, a great find...just very small)
Car Insurance: 17% (ever since I changed zip codes, it's outrageous! And this is the cheapest I could find after much research)
Gas: 13% (If the damn price of gas would go down, I would have more money for food!)
Electric: 8%
Credit Card: 5% (emergencies and "high ticket items")
Cell Phone: 3% (the only phone I have)
Internet: 3% (my only entertainment)

This leaves me 14% for food, clothing and other necessities. It's not very much. If I enjoy a chiropractic visit during the month for help with my neck and pay a $30 co-pay, it cuts into my food budget; so more often then not, I don't go.
The flat-screen and laptop were a one time purchase of about 6% of my yearly income. I will be able to use them for many years and they, coupled with my low monthly internet payment, form the majority of my entertainment since I don't go to movies at all or out to eat very often. I don't have cable. The tv is paid off, the laptop is still being paid off slowly (at 0% interest, I might add).
I find nothing wrong with providing myself some "luxury" items. I work for my money. Is it supposed to be "all work and no play"? That's not a life worth living.
I do find something wrong with having to give 17% of my monthly income away to an insurance company who do not provide me with a tangible service, like the rent or electric payment does. But I don't have a choice.
Looking over this, I'm sure I could do better on the rent with a roommate. Sometimes that's more headache then it's worth though. And gas is the thing that's killing me. It's cutting too much into my food budget.
I don't qualify for food stamps or any other assistance. I make "too much" and don't have any children. I think I would feel the same way about allowing myself some luxury items even if I was receiving some assistance. Some entertainment is vital to maintaining a positive outlook and good mental health.
I am the working poor.
Hope this helps. I just thought it would be interesting to figure out the percentages of where my income goes. I would've made a pie chart, but I'm not that good. :lol:

Is that based upon gross income or net income?
I've done breakdowns of my expenses in the past and my single largest expense is federal income tax, then my mortgage, then social security tax (combined my portion and my employers portion), then state income tax. Please note that 3 of my 4 largest expenses are taxes.
Now, I do live in a very modest house and drive modest cars.
You mention your gasoline, your phone, your internet bills, all of which are taxed, so don't forget that part of those bills is not for what you are getting, but to pay tax.
 
[The point is, that if we stop feeding the poor, as you all seem to want, they will rebel, anyone who thinks otherwise, is fooling themselves.

Let them rebel. I refuse to be held hostage by someone who uses emotional manipulation. For the truly destitute and helpless, it's one thing, but many of our "poor" are poor in spirit. They don't want to feed themselves.
 

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