Nearly 1 in 5 Obamacare waivers go to restaurants, nightclubs, hotels in Pelosi

[Bfgrn]

Let's try an adult approach...the TRUTH

The Truth About Health Care Waivers

The waivers only apply to one provision of the law – the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act.

The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.

All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.

 

[boedicca]

If it's a good law, why should anyone, let alone OBAMA CRONIES, want waivers in the first place for any aspect of it?

 

[Bfgrn]

If it's a good law, why should anyone, let alone OBAMA CRONIES, want waivers in the first place for any aspect of it?

Here's an idea...why don't you READ the link I provided, it explains exactly why the waivers are necessary.

 

[daveman]

If it's a good law, why should anyone, let alone OBAMA CRONIES, want waivers in the first place for any aspect of it?

Here's an idea...why don't you READ the link I provided, it explains exactly why the waivers are necessary.

So all the requirements of Obamacare are necessary...and waivers to parts of it are necessary, too.

We have always been at war with Eastasia.

 

[Jroc]

Nevada secures partial waiver from federal health care law


Nevada got a partial waiver from the health care law — a significant development that Democrats are dismissing as par for the course and Republicans are claiming as a political victory.

The Health and Human Services Department announced late Friday that Nevada had secured a statewide waiver from certain implementation requirements of the Obama administration’s health care law, because forcing them through, the department found, “may lead to the destabilization of the individual market.”

The announcement makes Nevada one of only three states to have compliance requirements under the health care bill waived.

Nevada’s Insurance Division had appealed to the feds to reduce the federal requirement that health plans serving people who buy insurance on their own must spend at least 80 percent of the money they collect on medical expenses. Under the national rule, companies that don’t spend that percentage of revenue on medical costs have to cut policyholders rebate checks starting this year.

Nevada asked that requirement be reduced to 72 percent for one year, arguing that top insurance providers would be so strapped to make the payments that they’d exit the state market.

Health and Human Services didn’t fully buy that argument, but did agree to reduce the requirement to 75 percent for a year, expressing concern about what might happen to people with policies from insurers Golden Rule and Aetna if they didn’t.

Together, Golden Rule and Aetna cover 24 percent of Nevada’s insured; but they, along with Sierra Health and MEGA, which cover another 4 percent, are spending nowhere near 80 percent of revenue on health care coverage.

The change is less the feds giving underperforming insurance agencies a free pass than buying time for providers to shape up, or policyholders to ship out with reasonable warning time: Nevada has no law that says if you lose insurance because your insurer shuts down, another company has to pick you up. To prevent that, Health and Human Services determined it had to “provide the opportunity for plans with low ‘medical loss ratios’ to adjust their business models to reach 80 percent” with the reduced, 75 percent mandate for the rest of 2011 — that being the average medical loss ratio that the state’s top 10 insurers currently post.

For Republicans, the waiver is proof of what they’ve been arguing all along — that Obama’s health care law was never going to work and has to go.

Nevada secures partial waiver from federal health care law - Monday, May 16, 2011 | 5:08 p.m. - Las Vegas Sun

 

[Trajan]

I saw a blurb where in she represents less than .46 of the pop. , a very rich slice of the pop. too, but her constituents got 20%of the waivers.....could be just one of those things....

 

[Quantum Windbag]

Perhaps the waivers have something to do with Healthy San Francisco, their Universal Health Care program...

Except for the fact that the waivers only go to companies that cannot meet the requirements, and the city program actually exceeds them, you have a point.

 

[Quantum Windbag]

I posted a thread dedicated to this article early this morning, QW

I haven't seen it yet. I just thought it was the perfect response to a stupid question on the part of an ignorant partisan hack that thinks he is smarter than anyone else on the board.

Not everyone. Just a majority of the people in this thread...on this topic at least.

Yet you, who want to put yourself above those people, are less likely to engage in debate than any of them when presented with facts that refute your position.

 

[Quantum Windbag]

I saw a blurb where in she represents less than .46 of the pop. , a very rich slice of the pop. too, but her constituents got 20%of the waivers.....could be just one of those things....

there are 436 congressional districts in this country. If I was running a statistical analysis I would think that one district so far off the standard deviation requires special attention. Either that, or I would discard it as completely some sort of error.

I know it is not an error.

 

[AmericanFirst]

Color me shocked!!

Pelosi's district?/ The queen of Obamacare??

I'm so surprised.

Let me guess she didn't read it even after voting for it.


So what do you leftest pukes think? I thought the idea was that EVERYONE needed to be in the scheme for the "obama" rape the nation health care to work.

If that's the case why so many exemptions from something that EVERYONE is supposed to be a part of.

Obviously because it isn't what they said it would be. Could it be the left lied to us? say it isn't so? Who could ever believe the lefty nitwits now? Waiting for the stupid responses now.

 

[Bfgrn]

If it's a good law, why should anyone, let alone OBAMA CRONIES, want waivers in the first place for any aspect of it?

Here's an idea...why don't you READ the link I provided, it explains exactly why the waivers are necessary.

So all the requirements of Obamacare are necessary...and waivers to parts of it are necessary, too.

We have always been at war with Eastasia.

Maybe mommy knows how to click on a link, read it and comprehend it. Then she could explain it to you. Clearly you are too stupid to handle that task, or you just prefer to be willfully ignorant.

 

[Bfgrn]

Color me shocked!!

Pelosi's district?/ The queen of Obamacare??

I'm so surprised.

Let me guess she didn't read it even after voting for it.


So what do you leftest pukes think? I thought the idea was that EVERYONE needed to be in the scheme for the "obama" rape the nation health care to work.

If that's the case why so many exemptions from something that EVERYONE is supposed to be a part of.

Obviously because it isn't what they said it would be. Could it be the left lied to us? say it isn't so? Who could ever believe the lefty nitwits now? Waiting for the stupid responses now.

No, the law is what it said it would be. The need for waivers just exposes how insurance cartels are getting away with fucking the people and creating REAL death panels. The medical loss ratio is something every American should learn about.

Here is a man who was executive VP at Cigna, one of the largest insurance corporations for 15 years.

QUESTION: You told Congress that the industry has hijacked our health care system and turned it into a giant ATM for Wall Street. You said, "I saw how they confuse their customers and dump the sick, all so they can satisfy their Wall Street investors." How do they satisfy their Wall Street investors?

WENDELL POTTER: Well, there's a measure of profitability that investors look to, and it's called a medical loss ratio. And it's unique to the health insurance industry. And by medical loss ratio, I mean that it's a measure that tells investors or anyone else how much of a premium dollar is used by the insurance company to actually pay medical claims. And that has been shrinking, over the years, since the industry's been dominated by, or become dominated by for-profit insurance companies. Back in the early '90s, or back during the time that the Clinton plan was being debated, 95 cents out of every dollar was sent, you know, on average was used by the insurance companies to pay claims. Last year, it was down to just slightly above 80 percent.

So, investors want that to keep shrinking. And if they see that an insurance company has not done what they think meets their expectations with the medical loss ratio, they'll punish them. Investors will start leaving in droves.

I've seen a company stock price fall 20 percent in a single day, when it did not meet Wall Street's expectations with this medical loss ratio.

QUESTION: And they do what to make sure that they keep diminishing the medical loss ratio?

WENDELL POTTER: Rescission is one thing. Denying claims is another. Being, you know, really careful as they review claims, particularly for things like liver transplants, to make sure, from their point of view, that it really is medically necessary and not experimental. That's one thing. And that was that issue in the Nataline Sarkisyan case.

But another way is to purge employer accounts, that-- if a small business has an employee, for example, who suddenly has have a lot of treatment, or is in an accident. And medical bills are piling up, and this employee is filing claims with the insurance company. That'll be noticed by the insurance company.

And when that business is up for renewal, and it typically is up, once a year, up for renewal, the underwriters will look at that. And they'll say, "We need to jack up the rates here, because the experience was," when I say experience, the claim experience, the number of claims filed was more than we anticipated. So we need to jack up the price. Jack up the premiums. Often they'll do this, knowing that the employer will have no alternative but to leave. And that happens all the time.

QUESTION: So, the more of my premium that goes to my health claims, pays for my medical coverage, the less money the company makes.

WENDELL POTTER: That's right. Exactly right.
ref

 

[WillowTree]

If it's a good law, why should anyone, let alone OBAMA CRONIES, want waivers in the first place for any aspect of it?

Here's an idea...why don't you READ the link I provided, it explains exactly why the waivers are necessary.

Here's an idea. It's not a good idea to pass a law and then find yourself in the position of "granting waivers" it means the law is un do a ble. Dummie

 

[daveman]

Here's an idea...why don't you READ the link I provided, it explains exactly why the waivers are necessary.

So all the requirements of Obamacare are necessary...and waivers to parts of it are necessary, too.

We have always been at war with Eastasia.

Maybe mommy knows how to click on a link, read it and comprehend it. Then she could explain it to you. Clearly you are too stupid to handle that task, or you just prefer to be willfully ignorant.

My, don't you get testy when your mutually-exclusive ideas are exposed.

 

[Bfgrn]

So all the requirements of Obamacare are necessary...and waivers to parts of it are necessary, too.

We have always been at war with Eastasia.

Maybe mommy knows how to click on a link, read it and comprehend it. Then she could explain it to you. Clearly you are too stupid to handle that task, or you just prefer to be willfully ignorant.

My, don't you get testy when your mutually-exclusive ideas are exposed.

You know, we can have different opinions, ideas and solutions, but when we have different facts, someone is lying and that person is being lied to by it's sources. Throughout the whole health care debate the right continually spewed what have been proven to be lies. WHEN will you folks begin to question the sources you get those lies from?

The need for waivers is necessary because the full law has not been implemented, AND...

Employers who hire lower wage, part time or seasonal workers are more likely to offer limited benefit plans. Retail or chain restaurant employers frequently offer limited benefit plans that contain less comprehensive coverage and annual dollar limits on how much workers can receive in health coverage. The premiums for these limited benefit policies (known as mini-meds) are significantly lower than for policies with comprehensive coverage and are more affordable for lower wage workers and their families. In exchange for the low premiums, these policies generally come with high deductibles and annual dollar caps as low as $2,000. In addition, in many cases, employees are paying the full cost of the insurance policy, with no help from their employer.

The good news is that mini-meds will be eliminated in 2014, thanks to provisions that phase out insurance companies’ use of annual limits between now and 2014. The “phase out” has already begun to kick in, and in 2014 when annual limits are completely eliminated, consumers be able to purchase health insurance in state-based Exchanges -- new competitive marketplaces – where consumers and small businesses can shop for private coverage and will have the market power similar to large employers.

The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans.

To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers:

The waivers only apply to one provision of the law – the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act.

The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.

All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.

HHS also took an additional step to ensure these workers know more about mini-med policies and the limited coverage they may be buying. The Administration is requiring the issuers of limited benefit plans to notify consumers in plain language that their plan offers extremely limited benefits and direct them to Home | HealthCare.gov, where they may be able to find better coverage options. The Administration has also restricted the sale of new mini-med policies, except under some limited circumstances. You can read more about this new announcement here.

 

[daveman]

Maybe mommy knows how to click on a link, read it and comprehend it. Then she could explain it to you. Clearly you are too stupid to handle that task, or you just prefer to be willfully ignorant.

My, don't you get testy when your mutually-exclusive ideas are exposed.

You know, we can have different opinions, ideas and solutions, but when we have different facts, someone is lying and that person is being lied to by it's sources. Throughout the whole health care debate the right continually spewed what have been proven to be lies. WHEN will you folks begin to question the sources you get those lies from?

The need for waivers is necessary because the full law has not been implemented, AND...

Employers who hire lower wage, part time or seasonal workers are more likely to offer limited benefit plans. Retail or chain restaurant employers frequently offer limited benefit plans that contain less comprehensive coverage and annual dollar limits on how much workers can receive in health coverage. The premiums for these limited benefit policies (known as mini-meds) are significantly lower than for policies with comprehensive coverage and are more affordable for lower wage workers and their families. In exchange for the low premiums, these policies generally come with high deductibles and annual dollar caps as low as $2,000. In addition, in many cases, employees are paying the full cost of the insurance policy, with no help from their employer.

The good news is that mini-meds will be eliminated in 2014, thanks to provisions that phase out insurance companies’ use of annual limits between now and 2014. The “phase out” has already begun to kick in, and in 2014 when annual limits are completely eliminated, consumers be able to purchase health insurance in state-based Exchanges -- new competitive marketplaces – where consumers and small businesses can shop for private coverage and will have the market power similar to large employers.

The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans.

To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers:

The waivers only apply to one provision of the law – the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act.

The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.

All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.

HHS also took an additional step to ensure these workers know more about mini-med policies and the limited coverage they may be buying. The Administration is requiring the issuers of limited benefit plans to notify consumers in plain language that their plan offers extremely limited benefits and direct them to Home | HealthCare.gov, where they may be able to find better coverage options. The Administration has also restricted the sale of new mini-med policies, except under some limited circumstances. You can read more about this new announcement here.

Did you ever stop to consider the reason waivers are required is that it's a poorly-crafted law, rushed onto the books? We had to pass the law to find out what's in it!

The Democrats who put this steaming pile together are utterly incompetent.

When will you begin to question your leadership instead of blindly swallowing what they give you?

 

[Bfgrn]

My, don't you get testy when your mutually-exclusive ideas are exposed.

You know, we can have different opinions, ideas and solutions, but when we have different facts, someone is lying and that person is being lied to by it's sources. Throughout the whole health care debate the right continually spewed what have been proven to be lies. WHEN will you folks begin to question the sources you get those lies from?

The need for waivers is necessary because the full law has not been implemented, AND...

Employers who hire lower wage, part time or seasonal workers are more likely to offer limited benefit plans. Retail or chain restaurant employers frequently offer limited benefit plans that contain less comprehensive coverage and annual dollar limits on how much workers can receive in health coverage. The premiums for these limited benefit policies (known as mini-meds) are significantly lower than for policies with comprehensive coverage and are more affordable for lower wage workers and their families. In exchange for the low premiums, these policies generally come with high deductibles and annual dollar caps as low as $2,000. In addition, in many cases, employees are paying the full cost of the insurance policy, with no help from their employer.

The good news is that mini-meds will be eliminated in 2014, thanks to provisions that phase out insurance companies’ use of annual limits between now and 2014. The “phase out” has already begun to kick in, and in 2014 when annual limits are completely eliminated, consumers be able to purchase health insurance in state-based Exchanges -- new competitive marketplaces – where consumers and small businesses can shop for private coverage and will have the market power similar to large employers.

The bad news is that today mini-meds are often the only affordable option for many low-wage workers because retail and chain restaurants rarely offer their workers options beyond these plans. And because mini-meds are built around annual limits, estimates from employers and insurers indicate that beginning the phase out of annual limits this year would cause mini-med premiums to rise by more than 200 percent, forcing employers to drop coverage and sending many low-wage workers to purchase insurance on the more expensive individual insurance market, where they would get an even worse deal than what they have today. The result would be a whole new population of uninsured Americans.

To ensure that we protect the coverage that these workers have today until better options are available for them in 2014, the law allows HHS, in extreme cases, to issue temporary waivers from the phase out of annual limits. There are some important facts to remember about these temporary waivers:

The waivers only apply to one provision of the law – the provisions phasing out annual limits. Insurance companies and employers that receive waivers must comply with all other parts of the Affordable Care Act.

The waivers last one year. Insurance companies must reapply for the waivers each year between now and 2014 when annual limits on coverage will be completely prohibited and individuals will have more affordable and better private insurance choices in the competitive Exchange markets.

All employers and insurers that offer mini-med plans may apply for a waiver if they demonstrate that there will be large increases in premiums or a significant decrease in access to coverage without a waiver. You can read a list of employers and insurers that have received waivers here.

HHS also took an additional step to ensure these workers know more about mini-med policies and the limited coverage they may be buying. The Administration is requiring the issuers of limited benefit plans to notify consumers in plain language that their plan offers extremely limited benefits and direct them to Home | HealthCare.gov, where they may be able to find better coverage options. The Administration has also restricted the sale of new mini-med policies, except under some limited circumstances. You can read more about this new announcement here.

Did you ever stop to consider the reason waivers are required is that it's a poorly-crafted law, rushed onto the books? We had to pass the law to find out what's in it!

The Democrats who put this steaming pile together are utterly incompetent.

When will you begin to question your leadership instead of blindly swallowing what they give you?

IF you actually READ what I just posted, then you would understand there are logical and adult reasons for the waivers. What do you need me to explain to you. I completely understand it, WHY don't you understand it? Did you even READ it??

 

[daveman]

IF you actually READ what I just posted, then you would understand there are logical and adult reasons for the waivers. What do you need me to explain to you. I completely understand it, WHY don't you understand it? Did you even READ it??

So, you're unable or unwilling to admit the fact that Obamacare is simply a bad law.

 

[Bfgrn]

IF you actually READ what I just posted, then you would understand there are logical and adult reasons for the waivers. What do you need me to explain to you. I completely understand it, WHY don't you understand it? Did you even READ it??

So, you're unable or unwilling to admit the fact that Obamacare is simply a bad law.

Hello...is anybody home? This one is so simple and straight forward that it totally exposes that YOU are a moron and an avid swallower.

I'll give you an example: If a law was passed today that every bridge in America had to exceed a particular load bearing limit, would all the bridges in America be fixed and safe by the next day?

READ the fucking explanation, you are making a total ass out of yourself.

 

[RDD_1210]

I haven't seen it yet. I just thought it was the perfect response to a stupid question on the part of an ignorant partisan hack that thinks he is smarter than anyone else on the board.

Not everyone. Just a majority of the people in this thread...on this topic at least.

Yet you, who want to put yourself above those people, are less likely to engage in debate than any of them when presented with facts that refute your position.

Yet no one has posted any "facts" that refute anything. All you people do it post crap you think is or will happen which has no basis in reality.

You and I have been through this before when you claimed Harry Reid was phishing peoples personal information. I learned then there is no point in trying to discuss things with you. Your screen name is fitting.