Inthemiddle
Rookie
- Oct 4, 2011
- 6,354
- 675
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- Banned
- #81
I do not support forced labor, be it from a prisoner or a taxpayer.
That wasn't the question. Forced labor in the prison system is not slavery, so how is this forced labor not slavery?
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I do not support forced labor, be it from a prisoner or a taxpayer.
You refinance what you owe at a lower interest rate. Which could save quite a bit on your monthly payment.The people that are refinancing.
It would be no different than if I refinance my mortgage. I'd still have to make the payments.
How?
Example:
You bought a $200K with 5% down
Orig mortgage $195K
Home now worth $125K
You still owe $180K
What are you going to refinance?
If I was the bank I would give you a mortgage of $100K.
You would have to come up with $80K cash, 25K - 20% of 125K and 45K to pay off the old loan.
Will that help?
So, we had "cash for clunkers." What term can be used to describe this political stunt!
You refinance what you owe at a lower interest rate. Which could save quite a bit on your monthly payment.How?
Example:
You bought a $200K with 5% down
Orig mortgage $195K
Home now worth $125K
You still owe $180K
What are you going to refinance?
If I was the bank I would give you a mortgage of $100K.
You would have to come up with $80K cash, 25K - 20% of 125K and 45K to pay off the old loan.
Will that help?
So you want to borrow $180K with $125K collateral, no money down and at a low interest rate.
That's worse than what got us into this mess.
How about I scrimped and saved to send my children to college and what I dont pay the kids work for. Why should my tax dollars pay for them not planning well or not wanting to work through college to help pay their expenses .
Because in this adminitration if you are a dead beat you get rewarded. More help for people who are behind or under water on their mortgage.
People like us who pay our mortgage on time and never been late gets no help of course.
Because in this adminitration if you are a dead beat you get rewarded. More help for people who are behind or under water on their mortgage.
People like us who pay our mortgage on time and never been late gets no help of course.
I hear what you are saying...and i feel the same.
Because in this adminitration if you are a dead beat you get rewarded. More help for people who are behind or under water on their mortgage.
People like us who pay our mortgage on time and never been late gets no help of course.
I hear what you are saying...and i feel the same.
How about I scrimped and saved to send my children to college and what I dont pay the kids work for. Why should my tax dollars pay for them not planning well or not wanting to work through college to help pay their expenses .
It's the patriotic duty of every American to contribute to the overall well being of our society by paying your taxes for the sake of whatever expenditures your state and federal government legislate for the common good. I'm sure the wife of a Sailor can appreciate one's patriotic duty.
So you want to borrow $180K with $125K collateral, no money down and at a low interest rate.
That's worse than what got us into this mess.
Because in this adminitration if you are a dead beat you get rewarded. More help for people who are behind or under water on their mortgage.
People like us who pay our mortgage on time and never been late gets no help of course.
I hear what you are saying...and i feel the same.
Do you believe everything you read on the internet?
People that are behind on their mortgages don't qualify.
I hear what you are saying...and i feel the same.
Do you believe everything you read on the internet?
People that are behind on their mortgages don't qualify.
I understand what she is saying.... and its not so much out mortgages.
Its about the ones how work and are just making it..... are the ones who get no help or a free ride.... and screwed.
Do you believe everything you read on the internet?
People that are behind on their mortgages don't qualify.
I understand what she is saying.... and its not so much out mortgages.
Its about the ones how work and are just making it..... are the ones who get no help or a free ride.... and screwed.
Except that this proposal is about helping those that work and are just making it....
Because in this adminitration if you are a dead beat you get rewarded. More help for people who are behind or under water on their mortgage.
People like us who pay our mortgage on time and never been late gets no help of course.
If you're paying your mortgage on time and have never been late . . . . why would you need help?
For those who purchased more house than they could afford? Too bad for them, it was their choice let them sink or swim on their own. Stupid is as stupid does.
For those who got screwed by mortgage companies/banks? They are the ones who need the help. But if they were culpable in anyway . . say they lied about their income in order to get the mortgage? . . screw them let them sink or win on their own. Stupid is as stupid does.
For those who did it all by the book, bought within their means, paid on time, etc. but due to loss of job now need help? Help them.
What about the people who played by the book, bought within or below their means, where not screwed by a bank, but their house has lost 25-30% of value merely because of the many other houses that people have walked away from and or/were foreclosed on?
Maybe they haven't lost a job, but perhaps their income has been reduced by 20%, in order to keep a job?
Attach to that the higher costs of the basic necessities, food, utilities, etc.
What about those people?
[ame=http://www.youtube.com/watch?v=Jp9O2MHQSWc]LEAVE TIGER ALONE !!! LIbra KNOWS BEST - YouTube[/ame]Because in this adminitration if you are a dead beat you get rewarded. More help for people who are behind or under water on their mortgage.
People like us who pay our mortgage on time and never been late gets no help of course.
If you're paying your mortgage on time and have never been late . . . . why would you need help?
For those who purchased more house than they could afford? Too bad for them, it was their choice let them sink or swim on their own. Stupid is as stupid does.
For those who got screwed by mortgage companies/banks? They are the ones who need the help. But if they were culpable in anyway . . say they lied about their income in order to get the mortgage? . . screw them let them sink or win on their own. Stupid is as stupid does.
For those who did it all by the book, bought within their means, paid on time, etc. but due to loss of job now need help? Help them.
What about the people who played by the book, bought within or below their means, where not screwed by a bank, but their house has lost 25-30% of value merely because of the many other houses that people have walked away from and or/were foreclosed on?
Maybe they haven't lost a job, but perhaps their income has been reduced by 20%, in order to keep a job?
Attach to that the higher costs of the basic necessities, food, utilities, etc.
What about those people?
I would say those folks fall under my "etc." above.
I understand what she is saying.... and its not so much out mortgages.
Its about the ones how work and are just making it..... are the ones who get no help or a free ride.... and screwed.
Actually, I did. I was in the market to buy in 2006, and didn't because it wasn't right.Fact of the matter is, RESPONSIBLE persons take into account bad times before they drown themselves in debt.Now everyone struggling to pay their mortgage is a deadbeat. Very deep analysis on your part. Well done.
Irresponsible/deadbeat - same difference to me.
You saw the Real Estate Meltdown coming?
Actually, I did. I was in the market to buy in 2006, and didn't because it wasn't right.Fact of the matter is, RESPONSIBLE persons take into account bad times before they drown themselves in debt.
Irresponsible/deadbeat - same difference to me.
You saw the Real Estate Meltdown coming?
And, I am not at all knowledgeable in business.