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Intentions mean nothing, and pave the road to hell.No, Obamacare was a well intentioned response to a real problem. But, like LBJ, Obama's need for central control created problems in areas that weren't broken.
I suppose the people who aren't forced to buy it because the general public pays for it are OK with it.It should sicken anyone that is forced by govt. or a business to buy a product...
No, Obamacare was a well intentioned response to a real problem. But, like LBJ, Obama's need for central control created problems in areas that weren't broken.
Well, the flip side is what if your employer sponsored care is better than what the tax credit would buy, or suppose one is a govt worker for whom the insurance is really a central reason to take the job in the first place? It's not politically possible to get these votes if you mess with people's HC. Remember Obama's classic "if you like your insurance you can keep it."I actually find it to be a very good plan. Except I strongly disagree with one particular part of the article.
The main flaw in Price's plan is the danger it poses to employer-provided coverage. He would let people with such coverage use their new tax credit to buy their own health insurance on the individual market. If young and healthy people find better bargains on that market, they might leave employer plans with only older and sicker insurance pools. Thus employer premiums could go up, or employer plans could go under.
That's not going to fly, and it shouldn't. The federal government shouldn't disrupt people's health-insurance arrangements so drastically. The solution is to restrict the tax credit, at least at first, so that it only goes to people who don't have access to employer coverage.
What? Bullshit. The credit should be available to everyone. If people can find better coverage outside employer plans, let them! What do you think happened before Obamacare? If the insurance company wants to keep people in the employer plans, they need to provide a product that is valuable to consumers on its own merits. Making the tax credit available to only people who don't have access to health insurance through their jobs 1) make it government alms as opposed to a public healthcare policy, and 2) reinforces the twisted and backwards notion that health insurance is supposed to be tied to your job. Nothing could be further from the truth, and the health insurance market would be more consumer friendly if this false association were finally broken. Not only that, but continuing that premise only serves to keep freedom in the market limited in an insurer friendly manner.
Well, the flip side is what if your employer sponsored care is better than what the tax credit would buy
or suppose one is a govt worker for whom the insurance is really a central reason to take the job in the first place?
It's not politically possible to get these votes if you mess with people's HC. Remember Obama's classic "if you like your insurance you can keep it."
But, imo it's a given that people who didn't have insurance needed assistance.
I am very pleased to finally see a comprehensive alternative plan to ObamaCare put on the table by a Republican.An Obamacare Replacement That Works - Bloomberg View
Not that it's totally thought out or without flaws, as the link discusses. But still .... No Medicaid expansion. No mandate. Less govt control of what's in plans. More individual choice and responsibility.
Price would instead forbid insurers from discriminating against people based on health status if they've maintained continuous coverage. That way there's no incentive for them to wait until they're sick to buy a policy, and no need for a fine for not buying one. Those with pre-existing conditions would have stronger legal protection than they had before the Affordable Care Act.
The real key for any real gop solution would be coming up with the money to fund tax credits sufficient to actually buy comprehensive policies. Conceptually, I agree that everyone should purchase individ insurance on some market, but you're talking about taking on GE's tax credits, and GE employees may not be so hot to trot. That's got to be a political calculation. And, then what do teachers or cops ... or guys who mow grass along roads ... do? We can't tax state and local govts.I am very pleased to finally see a comprehensive alternative plan to ObamaCare put on the table by a Republican.An Obamacare Replacement That Works - Bloomberg View
Not that it's totally thought out or without flaws, as the link discusses. But still .... No Medicaid expansion. No mandate. Less govt control of what's in plans. More individual choice and responsibility.
The legislation is 242 pages, so it will take me some time to absorb it. For now, I will remark on some of the key points.
First, it is no secret I hate tax credits. Nevertheless, whoever chose the figures for the tax credits in this bill must be one of the most optimistic people on the planet. They seem to believe the average cost of health insurance will radically plummet under this plan.
I think what would happen is that people will only buy what they can afford with a $3,000 credit, which will be extremely sub-standard coverage.
Yes, insurance companies will try to price their plans to meet the tax credits, but you have to be retarded to think they will lower their prices for a decent plan to $3000 for a family of four.
Second, like SwimExpert, I don't give a damn if this plan destroys employer-sponsored health insurance. Employer-sponsored health insurance SHOULD be destroyed. It bends the cost curve of insurance up, and needs to go away.
We should all be buying our health insurance the same way we buy our home, life, and auto insurance. You pick up the phone and call any of a myriad of insurance companies in the country that you wish, and you pick the coverage options you want.
I see the "pick the options you want" part in this bill, but I do not see the "call any insurance company in the country" part. If it does not have that, that is a HUGE oversight.
nobody was dyinng for lack of care under the "old" system. They just went to the emergency room and everyone else paid for it. WITHOUT messing up anyone's coverage or causing job losses.
An Obamacare Replacement That Works - Bloomberg View
Not that it's totally thought out or without flaws, as the link discusses. But still .... No Medicaid expansion. No mandate. Less govt control of what's in plans. More individual choice and responsibility.
Remember ER very expensive to maintain. Sure no one is dying but several emergency hospitals has died or disappeared because people with no insurance make ER as the primary care. IF you go to ER without insurance, who pay for those? Think.nobody was dyinng for lack of care under the "old" system. They just went to the emergency room and everyone else paid for it. WITHOUT messing up anyone's coverage or causing job losses. So the sensible thing to do is repeal Obamacare.
