An accident.

Discussion in 'General Discussion' started by Mr. P, Feb 10, 2006.

  1. Mr. P
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    Mr. P Senior Member

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    Okay so now what would you do?

    Here are the details…..

    My daughter was rear ended on Monday. The damage is pretty minor by sight, but requires the entire bumper to be removed repaired and repainted. Cost estimate $580. if there is no hidden damage (I don’t think there is). This car is just 2 months old.

    Now here’s my dilemma….In brief….

    I’d like to offer the guy the opportunity to pay for repairs without involving his insurance Co. so his rates don’t increase, he’s 72 years old. The problem is he has had several of these accidents. Maybe he should hang-up the keys?

    I’d like to help this guy out…but, I’m torn…What do you folks think: Turn it in to his insurance or approach him about the repair cost and let him decide?

    PS...I'm leaning one way...
     
  2. 5stringJeff
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    5stringJeff Senior Member

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    I'd offer to let him do it under the table. Just make sure that you've identified all the damages first. If there was a tactful way to tell him that he ought to find his way to a defensive driving or "driving for seniors" class, I'd tell him that, too.
     
  3. The ClayTaurus
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    The ClayTaurus Senior Member

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    Did he get a ticket from the accident?
     
  4. GotZoom
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    GotZoom Senior Member

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    Get a couple of estimates from where YOU want the work done and show them to him.

    If he wants to pay, so be it.

    If not, insurance.

    Through the course of all this, you might end up talking to a spouse or son/daughter/in-law. Once everything is done and paid for, I would mention it to one of them.
     
  5. Mr. P
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    Mr. P Senior Member

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    Thanks Jeff. I was thinking if he agreed to pay that would be okay. If more damage shows up during repair we could always go to insurance then.

    I still don't know which way I'm going..much will be decided when/if I contact him. He may not agree, who knows.
     
  6. Mr. P
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    Mr. P Senior Member

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    Daughter says she never saw the cop give the guy a ticket. However, the accident report does fault him for following to close, even though she was stopped (must be the standard charge for rear end stuff). It was clearly his fault. I'm not concerned with that being an issue.
     
  7. The ClayTaurus
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    The ClayTaurus Senior Member

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    Well, I think someone needs to know he's been hitting things, so if he didn't get any ticket or anything, I might be more inclined to report it to his insurance. Otherwise he'll just keep running around hitting things. You did say he's had a history of doing this, right?
     
  8. Mr. P
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    Mr. P Senior Member

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    That's a tuff one! But not impossable.
     
  9. Mr. P
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    Mr. P Senior Member

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    Yes, and my daughter told me the front end of his suv was banged-up pretty good, but not from this accident. She also told me he was telling the cop, this was not his FIRST rear ender.
     
  10. Annie
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    Annie Diamond Member

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    I don't know if it's 'universal' or not, but having worked for State Farm for a few years, I know in Illinois that if you rear end someone, you are 100% at fault.
     

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