III. SHARED RESPONSIBILITY The bill creates shared responsibility among individuals, employers and government to ensure that all Americans have affordable coverage of essential health benefits. Individual responsibility. Except in cases of hardship, once market reforms and affordability credits are in effect, individuals will be responsible for obtaining and maintaining health insurance coverage. Those who choose to not obtain coverage will pay a penalty of 2.5 percent of modified adjusted gross income above a specified level. House Summary America's Affordable Health Choice Act: July 14 2009 | OldenGoldenDecoy's Blog Let me assure EVERYONE here, I intend to use EVERY single resource I have available if this bill is passed to mount a constitutional challenge on it. The day it is passed I well go into Federal Court and seek an injunction until such time that the constitutional merits of this bill can be addressed. As congress see's fit not not only igonre the fact that NO ONE has a contitutional right to healthcare other than Federal prisioners it see's fit to pass mandates that it's citizens carry healthcare bypassing it. All of you who wish your healthcare to provided for you by the Federal Govt. don't expect it to be the nirvana you think it will be and SHAME on all of your for supporting this legislation that will relegate this nation to a 3rd world status all for your personal comfort. The facts are that this issue is an issue that needs to be addressed as a cost issue and not a mandate issue.This bill is a direct result of a culture of laziness and people expecting a government to solve each and every problem for them. It is a result of an education system that teaches shared responsibility over personal responsibility. This bill rises out of an expectation of those that grown up expecting others to provide for them and not having the ability to go out and provide for themselves. The facts are a vast majority of Americans already have healthcare coverage and half of the so called 48 million that are uninsured are uninsured because they choose to be. So this crisis is a crisis of those that have no desire to provide for themselves and their families and wish to take from their neighbors to make up for their own shortcommings as citizens. Yes, it's important that we as a nation reform costs in the healthcare system, but we do so as a Free nation keeping in mind that our nation was built on the premise that people are free to choose their own destiny. So all of you who support turning this nation into a 3rd world 3rd rate power whos largest employer is the Govt. and consumes everything, and produces nothing then by all means support this nation killing bill. I've heard all the stupid arguments on this bill based on the the so called 48 million and the evil insurance companies, and statistics from the WHO , if anyone had bothered to read the actual numbers would have seen that those numbers on healthcare in our natiuon also inluded murders and accidents in which we are also number one. It would seem to me if you wanted to have an effect on those statistics so badly then you would do something about those! However, that leads us back to the laziness issue doesn't it. I have heard it all, I can't afford it, I cannot get it because I have a pre-existing condition, then you know what, start your own health insurance company, start a co-op,apply for grants from the FED. or apply for state aide. There are many ways to get health insurance if you want it badly enough and also many ways to change the system if you wish to change it. However, mandating change on those who do not wish to change will leave you in a very bad situation.. One more thing to consider, you may now consider this my calling Barack Obama a liar, as on page 44 of the bill, indivuduals CAN I repeat CAN have their insurance taken away from them if the board does not think that they are conforming with the legislation. So much for if you like your insurance you can keep it, I will file that one with, unemployment won't rise above 8.5% with the passage of this bill we need right now.