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Joe... Let me break it down for you
Before credit card reform
7.15% fixed
After credit card reform
11% Fixed
Yes , it matters if you have a balance. Good, hard working Americans who worked hard to solidify their credit ratings had to absorb those who chose to run up debt and not pay the bills.
Obama impacted the many to pander the few
Joe... Let me break it down for you
Before credit card reform
7.15% fixed
After credit card reform
11% Fixed
Yes , it matters if you have a balance. Good, hard working Americans who worked hard to solidify their credit ratings had to absorb those who chose to run up debt and not pay the bills.
Obama impacted the many to pander the few
sounds to me like your credit card company decided you were a bad risk.
Not Obama's fault, but you keep bending over for the 1%.
The reality is, 63% of bankruptcies are due to medical crisis. These weren't "Deadbeats". All the credit card reform did was say, "You can't screw over people who are already in trouble."
So to hear you tell it, you are this successful person who was screwed over by health care reform and and credit card reform.
Worst President I've live under since voting starting with Carter. this article is from 2014 and it's only gotten worse with him in acting like a President
snip:
We are so over with being impressed by this president.
By Robert Tracinski
September 16, 2014
A poll released last week had some pretty
bad news for congressional Democrats heading into the midterm elections. But buried in the poll numbers was a figure that just might constitute an even more important turning point.
Respondents were asked: “On balance, do you feel that Obama’s presidency so far has been more of a success or more of a failure?” More than half, 52%, said “failure.” Only 42% said “success.” And it gets worse. Only 22% were “strongly” convinced Obama is a success, while 39% are strongly convinced he’s a failure. And the American people have pretty much made up their minds on this; only 6% of respondents had no clear opinion.
Other evidence backs up this turn in public opinion. How bad has it gotten? The last president who was widely written off by the American people as a failure, George W. Bush, now enjoys higher net approval ratings than Obama, while Mitt Romney has been going on an I-told-you-so tour.
At this point, the American people are pretty much feeling like this kid. We are so over with being impressed by this president.
On behalf of long-time critics of Obama, let me say to the American people: welcome to our world. As a public service, to help you solidify your sense that he just isn’t up to the job, let me count down the ways that President Obama has failed to live up to his promises and to the responsibilities of his office. The list is pretty comprehensive.
1. He didn’t heal our racial divisions.
The first thing people expected of Obama, the whole reason his presidency was already hailed as “historic” on Inauguration Day 2009, before he had taken a single official act, is because voters thought that the first black president would help America put the ugly history of racially divisive politics behind us.
But from his earliest stumbling efforts—anyone remember the “Beer Summit“?—Obama has proven alternately uninterested and ham-handed in dealing with this signature issue. What he has mostly contributed has been to rush in and pre-judge racially charged cases, like the shooting of Trayvon Martin or the questionable police shooting in Ferguson, Missouri, before the defendants get their day in court. When you pre-judge someone on the basis of race, isn’t there a word for that?
So as the recent race riots in Ferguson confirm, Obama has not served as some kind of magical bridge who would promote mutual understanding between whites and blacks. Instead, he has done more to inflame the tensions in these cases than to defuse them.
Our expectations of Obama were overblown from the beginning, but he worked pretty hard to overblow them. Certainly, when voters chose him, they were hoping for the opposite of an unscrupulous race-hustler like Al Sharpton. There was even a joke about Obama sending Sharpton and Jesse Jackson on missions to non-existent countries just to get them as far away from his campaign as possible. Now, Sharpton is being described as Obama’s “go-to man on race,” with a White House source gushing to The Politico that “There’s a trust factor with The Rev from the Oval Office on down.”
For those of us who remember Obama’s previous go-to man on that subject—the Reverend Jeremiah Wright—it’s not surprising. But it’s not what most people thought they were voting for.
2. The stimulus didn’t stimulate.
President Obama was elected in the wake of the 2008 financial crisis, and his first big act in office was to sign a gargantuan package of “stimulus” spending—financed entirely with debt—that was supposed to jump-start the economy. Congress voted for hundreds of billion of dollars for “shovel-ready projects” which Obama later discovered don’t exist, and the money disappeared without a trace.
How many “recovery summers” have there been in which growth and employment was finally supposed to take off—only to peter out again? (Hint: the first one was in 2010.)
In how many other recoveries has labor force participation—the percentage of people actually working—declined? In what other recovery have poor people emerged deeper in debt than they were at the beginning?
Yes, the economy was in crisis when President Obama took office. But he has presided over the slowest, weakest economic recovery since the Great Depression—and by a good margin.
3. Financial reform didn’t reform.
But surely, Obama saw to it that we would never repeat the problems that led to the financial crisis and the recession in the first place, right? Except that the Dodd-Frank financial reforms didn’t really reform anything. They created a couple thousand pages of new legislation and many, many more new executive-branch regulations, which have helped to muddle the rules rather than clarify them. But these regulations have never really resolved any of the pre-crisis problems.
The old system in which a handful of giant financial institutions were considered “too big to fail” and thus could depend on the rest of us to bail them out? That system is alive and well.
4. ObamaCare is a boondoggle.
all of it here:
10 Ways Obama Has Failed as President
Your next credit card statement is going to contain an ugly truth: how much that card really costs to use.
Now, thanks to a long-awaited law that goes into effect Monday, you'll know that if you pay the minimum on a $3,000 balance with a 14 percent interest rate, it could take you 10 years to pay off.
"Jaws will drop," said David Robertson, publisher of The Nilson Report, a newsletter that tracks the industry. "I don't doubt for a nanosecond that it's going to give a lot of people a sinking feeling in their stomachs."
Your next credit card statement is going to contain an ugly truth: how much that card really costs to use.
Now, thanks to a long-awaited law that goes into effect Monday, you'll know that if you pay the minimum on a $3,000 balance with a 14 percent interest rate, it could take you 10 years to pay off.
"Jaws will drop," said David Robertson, publisher of The Nilson Report, a newsletter that tracks the industry. "I don't doubt for a nanosecond that it's going to give a lot of people a sinking feeling in their stomachs."
Uh, guy, the credit card companies telling you how long it will take to pay off if you ONLY PAY THE MINIMUM is a good thing. it helps people manage their money better. It also tells you how to pay it off in three years (assuming you add no new charges.)
So this was the best you had about how the Credit Card Reform screwed you? They told you an ugly truth?
No, I didn't need told the obvious like idiots did.
Interest rates Joe. Interest rates
-Geaux
No, I didn't need told the obvious like idiots did.
Interest rates Joe. Interest rates
-Geaux
Guy, the only idiot her is the one who thinks the Credit Card companies wouldn't have screwed you regardless.
The Banks lost TRILLIONS of dollars in the Great recession. Where did you think they were going to make that up? Increasing a credit card rate to 29% on a poor person who was already in bankruptcy or on a guy like you who is still working his possum catching job?
You are really a stupid person, aren't you?
Her goal was not to help you overcome your thoughtlessness and lame excuses.I do love this.
America elects a black President.
A bunch of racist crackers absolutely LOSE THEIR SHIT for 8 years over it.
and that's Obama's fault.
Too fucking funny.
exponentially so.There are far more than ten ways
Oh, not the would of, should of, could of.......
Credit Card reform was our first indication of Obama's 'taking it to the people'
-Geaux
Her goal was not to help you overcome your thoughtlessness and lame excuses.
I do not think she could have phrased her thoughts that would ever resonate with your blindness.
Oh, not the would of, should of, could of.......
Credit Card reform was our first indication of Obama's 'taking it to the people'
-Geaux
Well, the Credit Card companies took it "to the people'. You see, their ability to screw over poor people was already put in stone with the bankruptcy reform that George W. Stupid signed. They were already screwing the "deadbeats" (usually poor people who had just had a medical crisis and lost their jobs because their insurance was shitty.)
You get fucked over by the banks and the insurance companies and then blame it on the government and the Negro. Phukking priceless.
I had it made before others spoiled the punch
And of course, the responsible cover the irresponsible
I had it made before others spoiled the punch
And of course, the responsible cover the irresponsible
Yes, all your problems are because of Obama. Not because you are a white trash loser who can't get good insurance or a decent credit card rate.
Follow the bouncing ball here Joe
I had ~7%.. That defined decent for me. Those days are gone thanks to Obama and his mind numbing supporters
Follow the bouncing ball here Joe
I had ~7%.. That defined decent for me. Those days are gone thanks to Obama and his mind numbing supporters
You had 7%. Then the banks realized they had to fill a 20 TRILLION dollar hole Caused when they blew it all on the Wall Street Casino. You'd be paying 29% if they had their way, if credit card reform hadn't passed.
Man, are you fucking stupid. I mean, I just can't get over how often the 1% slap you around like a drunken bitch and you keep coming back for more.
No, I had 7% until Obama came to the losers aid who voted for him. Then the same fools whined about the fine print in their mortgages.
Americans are increasingly stupid and need the nanny state to discern contracts and agreements
