You need to know these Social Security tips now, even if you're years from retirement

[longknife]

Good stuff to know even if you already draw it.

1. Commit your full retirement age to memory

2. Know what the average benefit looks like

3. Report mistakes on your earnings record

4. Be aware of the earnings test limits

5. Know that delaying benefits pays off

All the details plus an offer @ You need to know these Social Security tips now, even if you're years from retirement

 

[Pogo]

Oh there are way bigger ones that this list.

For instance if you've been married for at least --- I think it's seven? years --- you can start collecting on your spouse's work record, before, and without affecting, you collect your own benefits, and it doesn't affect the spouse's eventual benefits either.

Another --- friend of mine went to set up her benefits for later this year, waiting it out to increase the monthly rate ---- and happily she got a clerk who talked her into instead claiming them retroactively -- backdated a few months -- so she could get stoked in the present.