If insurance was to blame, then we would have skyrocketing auto, life, and home insurance.
Since we don't have skyrocketing auto, life, and home insurance, then something else is causing skyrocketing HEALTH insurance.
The reason health insurance is skyrocketing is because we don't buy it the same way we buy auto, life, and home insurance. We should be, if we want to get it under control.
We need to eliminate employer-sponsored health insurance (ESHI). ESHI drives up the cost of healthcare, and EVERYONE knows it. So why does ObamaCare more deeply embed ESHI?
Things that make you go, "Hmmmm..."
The reason ESHI was more deeply embedded in Obamacare is because it is a labor union boondoggle.
We should be buying our health insurance the same way we buy our auto, life, and home insurance. This provides us MAXIMUM leverage.
Instead, you are a total hostage to your employer's insurance. It's a take-it-or-leave-it proposition where you have ZERO leverage.
In turn, your employer is hostage to the insurance company. Small employers have almost no bargaining leverage at all with insurance companies, especially since the government limits the number of insurance companies your employer can buy from.
If you work at a small company, you are in a tiny risk pool. If one employee in your company suffers a catastrophic illness, everyone in the company suffers massive increases in premiums. That's just plain insane and would not happen if you bought your health insurance the same way you buy your auto, life, and home insurance.
In turn, the insurance company is hostage to the medical care providers in your geographical area.
So how come you can buy your auto insurance from ANY auto insurance company in America, thereby providing you with maximum bargaining power, and yet you can't buy health insurance from any health insurance company in America?
Things that make you go, "Hmmmmm..."
Here's the difference: The US government is the biggest market player in the health insurance market. You don't see that in the auto, life, or home insurance markets, now do you?
Things that make you go, "Hmmmmm..."
But wait. It's even worse than that. Not only is the US government the biggest player in the health insurance market, IT GETS TO WRITE THE RULES ALL THE OTHER PLAYERS HAVE TO PLAY BY!
What...the...FUCK?!?!?
How's that working out for you?
Imagine if you were a car maker, and you got to write the rules for your competitors.
Yeah. What would happen to the price and quality of cars? After all, you could be as slapdash and sloppy as you like since you have your competitors hog-tied.
We need LESS government in the market, not more! Jesus, every time the government gets more involved, things get worse. But then the fucking retards think it is because we need MOAR government!
Insanity: Doing the same thing over and over, expecting a different result.