healthmyths
Diamond Member
- Sep 19, 2011
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If I recall correctly it has to do with insurance companies knowing that they can demand outrageous sums.
There is no mechanism to keep costs down when your insurance is footing 80% of the bill and you only have a $20 copay.
AGAIN you are right when the insurance companies just go ahead and pay bills like the below and simply increase the premiums...
90% of physicians say they order duplicate tests,specialists referrals..at a cost of over $850 billion a year!
http://www.jacksonhealthcare.com/media/8968/defensivemedicine_ebook_final.pdf
90% of physicians surveyed say they order $850 billion a year in wasted duplicate tests, referrals all out of FEAR of being SUED!
--- Emergency medicine, primary care, and OB/GYN physicians are most likely to practice defensive medicine.
--- 79 to 83% of surgeons and OB/GYNs have been named in lawsuits.
"Physicians contracted by the federal government practice significantly less defensive medicine as they are protected against lawsuits by the 1946 Federal Tort Claims Act. "
-- BUT........Only 48% practice defensive medicine compared to 92% of non-government physicians.
Consider that fact that of the physicians interviewed, 52% DID NOT practice defensive medicine!
Who were the doctors that didn't practice "defensive medicine"?
Doctors contracted by federal government!
WHY did these doctors NOT practice "defensive medicine"??? 1946 Federal Tort reform Act!
The insurance companies don't care to argue these claims.
They pay the $850 billion. Simply raising premiums.
So how come Obamacare taxed tanning salons 10% because tanning causes tanning,
but they wouldn't tax lawyers' $270 Billion income.
If educated physicians are telling you they fear lawsuits and order duplicate tests, etc. why wasn't there any effort to reduce the $850 billion spent in duplicate testing,etc. possible?
The reason though lawyers were protected though is almost half of Congress and of course Obama are lawyers!
A simple reduction of the $850 billion a year in defensive medicine claims would have reduced the Aetna's claims cost and again THEY don't care because they simply raise their premiums!
So when Aetna wants to get out of Obamacare it's because they can't make that evil profit...which many of you ignorant dummies hold against Aetna and any other for profit organization...but you are so dumb!
It is out of these profits "RESERVES" are created. Without the "RESERVES" states' insurance regulators won't let insurance companies sell insurance. If the Aetnas' don't make profits ...no reserves... no state allows them to sell! It is that ...f....king SIMPLE but you idiots that are against "PROFITS" listen!
That's the ONLY way insurance companies can stay in the health insurance business.
So have Civilian TORT reform. Reduce the fear of Lawsuits! This WILL LOWER THE $850 BILLION A YEAR OF WASTED DUPLICATE TESTS,ETC.!!!