The person working 40 hours a week can't go to school to advance themselves, because they're making minimum wage and can't afford it. Let's say the mother was raped and doesn't believe in abortion... There are so many things that cause poverty that it is ridiculous to condemn them all as being irresponsible..
There are a lot of things that cause poverty. Most people are in life where they are because of choices they made. Those choices aren't necessarily ones that were immediate to the result but they are choices, nonetheless. I understand there are exceptions. My contention isn't with the exceptions but with the overwhelming majority that are where they are because of themselves and now expect others to offset the negative results. While that single mother may have been raped, the other 999 weren't and are a single mother because she chose to take part in an act that produced the child. Same with that minimum wage worker. While he/she may be at that wage for no fault of their own, they are the exception. My daughter you say has everything handed to her works part time while in college and makes significantly above minimum wage.
Don't use the exceptions as the rule while ignoring the rule. You say you are where you are because you worked hard. In other words, you place in life is due to choices you made. Why, when people make bad choices in life, does it become the responsibility of the rest of us to offset it? Maybe you don't realize it, but if those bad choices are offset and the person making them has the results covered by others, they have no reason to change.