Would you mind drawing a picture of a "libertarian"? Use the color crayons that seem right to you. It might give us more insight into what's going on in your head.
Well, it would be a dumb person listening to Hate Radio and whatever the Koch Brothers tell them. Usually hoping to finally hit 5% in a national election so they can get government matching funds.
They are truly the most worthless fucks in the political spectrum. Even worse than the religious nuts. at least they have something positive they want to accomplish.
Let's go back to the OP.
The point was the mandate was unpopular. Imagine that.
Of course it is. We all want something for nothing. It's also the only way to make the system work if we really want to avoid single payer, which I guess is what you wingnuts want because "Freeeeeeedom". Or Something.
But my experience with insurance companies has been VERY GOOD when it comes to getting my claims paid.
I'm very happy for you. Mine has been horrible. To the point where I'd like to see Insurance companies abolished and a Nuremburg trial for insurance executives for crimes against humanity.
And I know that government has been propping up insurance for decades (thanks guys...keeps those votes and money coming in).
We spend 10,000 per person per year.
And instead of getting that cost down (most nations are less than half that), we force the young to help pay for unwillingness to address it.
The problem with this is you think "Market Fairies" (the Libertarian favorite) will drive costs down if we just let big insurance, big pharma and big medicine cheat people.
Here's why the usual arguments don't work.
Let's take a car. I have the choice of keeping my old car running, by paying for repairs as they come up, I could buy a really expensive luxury car, or I can buy a really cheap economy car. So it's up to the Auto industry to make those options attractive, otherwise I could just not buy a car at all.
Medicine is a different animal. You can't really take the option of doing nothing. So they pretty much have you over the barrel and can charge whatever the fuck they want. so you see crap on your bill like $100 for a Tylenol. - Yes, this was on my bill when I had my knee surgery that Cigna didn't want to pay for because it was "elective".
So your real options are- Making it a public service that we all pay for and take as we need.
Or
Make it a luxury item only the rich can afford.
Now, the rest of the world- HAS ALREADY FIGURED THIS OUT. They've gone to single payer. they've set prices reasonably at where they should be at, they don't have assholes collecting 9 figure salaries or six people in an office filing paperwork.
But because the rich live in mortal fear they might have to go to the same hospital as an icky poor person, they spend lots of money telling people like DBlack that single payer would be an infringement on their "Freeeeeedom".