See, the reason I want to stick to this county is because I have full coverage...meds, docs, ER, and my meds are paid too. Leaving this county...or the state..I have to start all over again. And MrG will lose the 134 bucks that medi-cal pays for him on his SS. Plus, the monetary benefits we would lose in other assistance we get. Leave this county...all that goes out the window..which makes us more poor financially than we already are. But living in this county is high in rent, too. See our dilemma now? Always a catch 22 thing going on. If only we could find a room to rent here, we could survive. Barely, but still do it. Problem is...nobody will rent to two old fogies and an old dog. Even with superb references, good credit. Dump the spouse, dump the dog...no problem. But I ain't dumping them and they aren't dumping me...hence the irritation I exhibit from time to time.
Therefore on to plan jkl....and when those pan out plans mno. And on and on until something finally breaks and we get a place. If ever. Still...I have the van. Things could be worse if I didn't have that.
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Wisconsin has a thing called Badgercare, and it covers medical for anyone that has an income below a certain point, or none at all, and we have subsidized housing where you pay a small percentage of your income, whatever your income may be, I think it's 17%. You could probably both get SS up here too if you're old enough, and you could live warm and dry on that and not go hungry and have a little cash left over to do something for fun.
I'm just throwing ideas out there... Cal isn't the only place that has assistance for people.
Wisconsin is very far from us. The little funds we have left would make us flat broke to make such a move. But I do appreciate you advice and assistance. I won't forget it.
I am 64...MrG is 69. We survive on our SS. Here, they charge 30% of our income for housing, so the waiting list we are on will only charge us 450.00 per month for a 1 bedroom. Problem is, boomers are now all retiring and that wait list is extremely long. Plus most states make new residents be residents for one year before they can get benefits.
On top of that, when I turned 62, that was the first time I swallowed my pride and said OK to temp help by accepting food stamps. They made an error on our income and now we have to pay them back 2400.00 due to their mistake that they admitted was on their end but reminded us that we signed a paper that if any mistakes they made would still be our responsibility. We stopped the stamps when I turned 64 and got my SS. That is when they discovered the error. So we pay them 100 per month until it is paid back. Recently they told us to get back on the stamps and they would withhold 50 from our allotment...which means we no longer have to send them the 100 bucks. It is taken out of it every month. Instead of using the stamp card...we just let them take waht they want. Once it is paid, we may or may not use the stamps, but I doubt it. I don't trust them. They may make another mistake. And I loathe handouts although I paid into the system from working all my life.
Anyway..if we leave this county or the state...there goes another 100 bucks per month again. Plus, medi-cal pays the 134 bucks on MrG's SS they take out of his monthly check. Taxes or whatever it is...we leave, he loses that payment made for him and we are 134 bucks poorer. Add the 100 bucks from what foodstamps they claim they oberpaid...that is 234 bucks less than what we make now. Between the two of us, we only pull in 1200.00 per month. Being property managers doesn't show much when retired. We got free rent and utilities, but had to work outside the job for suppliment income...bit we couldn't work full time either because managing means being at the apts at least 8 hours a day. One of us had to be there.
We just didn't tuck enough away. In short, we were stupid in that.
We do the best we can with what we have left...good credit, integrity, honesty. We are just poor, but not bad people.
I have my whiney moments, because this is a hard lesson. And no extra income from painting furniture with my art like I have been doing for years. I got old. The RA did a number on my hands and I can no longer do intricate design art by holding a brush and our little stash we have left for emergencies...like dental, car repair, dog needing to see the vet, etc...that stash is dwindling quickly. So, we have to really be careful now. Moving to another state, starting all over again being soon 65 and 70 years old, etc..it's just not in the cards.
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