We have one of the best...if you use it right...and you don't even have to be wealthy. You just have to be interested.
Insightful, and true of more things American than just health care!
Using the pre-ACA insurance system in america.
step 1. pay your health insurance premiums, if yuou are allowed to get it.
Step 2. if you need health care contact your insurance company to find out their approved method of getting care.
step 3. Follow all of their contrived instructions, and get approval every step of the way.
step 4. finally get to the end of your obstacle course and get the treatment some accountant at your insurance company decided you need.
step 5. pay your deductable and have the rest of the bill you got approved sent to the insurance company to pay the part they were contracted to.
Step 6. have insurance company refuse payment for their approved treatment and have the place where you got treatment send bill to you.
step 7. Argue with the insurance company who approved your treatment to pay for their share of your treatment.
step 8. get dropped by your insurance company for making a claim.
step 9. Have the place you got medical treatment submit you to a collection agency for not paying your bills and have all your credit ruined.
step 10. pay your medical bills yourself to save your credit and never see anymore from the insurance company that dropped you, or continue with shit cresdit fighting against the insurance company who you have no way of effecting.
step 11. get ulcer for arguing 6 straight months with the insurance company while your credit is shot over the bill they were supposed to pay and never do.
step 12. Die from complications to the stress induced illnesses you got from arguing with the insurance company, and because you could not get anymore insurance, or pay for medical treatment because they ruined your credit.
step 13. have doctors who treated you ravage your estate for the money they deserve that your insurance company was supposed to pay, and now your kids get to be stressed fighting for their inheritance.
This is how you properly use the pre-ACA american insurance system.